Sentences with phrase «policy value over»

The insurance company offers a payout of 200 % or 300 % of the aggregate policy value over two or three years after the annuity account value is depleted.

The insurance company offers a payout of 200 % or 300 % of the aggregate policy value over two or three years after the annuity account value is depleted.

Not exact matches

Should the policy offer attractive guaranteed rates of return, over time the cash value will grow to a reasonable level without being subject to market volatility or capital gains taxes.

That's because, as the name implies, cash - value life insurance policies accumulate value over the policyholder's lifetime.

As long as the Chinese Communist Party values loyalty over competence, sound economic policy will be the exception, not the rule.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

Basic whole life policies provide a fixed death benefit and a cash value that builds over time.

Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provides.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

Many banks will also require a borrower to insure an asset being purchased over the course of a loan (with an insurance policy acquired for that purpose), to protect the value of the asset being purchased with the loan proceeds.

He also faced criticism for policies that seemed to value bank profitability over helping struggling homeowners.

The primary differences between these policies have to do with how premiums are paid and how the cash value grows over time.

Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of default and expectations about changes in monetary policy or interest rates.

There has been no change in our capital allocation policy and over the next few years our first priority is to continue to invest in our business, as we have a compelling opportunity to drive sustainable growth and value creation, and we're putting our capital against this opportunity.

In terms of taxation, the excess of the cash surrender value of the policy (plus any outstanding loans) over your basis in the contract is treated as taxable income.

The point of the chart above is to illustrate that those with an agenda to ride the trend and look smart are correct when they state that the US stock market is not particularly over valued... if one shuts off one's brain and accepts policy (blue Monetary Base line, which is but one of several money supply measures) as being at all normal or healthy.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

Many types of permanent life insurance policies increase in value over time based on interest rates.

The policy increases in cash value over time.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

The Anti-Intellectual Presidency: The Decline of Presidential Rhetoric from George Washington to George W. Bush by Elvin T. Lim Oxford University Press, 208 pages, $ 24.95 In our times, we are not surprised that in policy statements slogans will be valued over explanations and parsimony of words....

A Christian Labour candidate has said he «deplores» politicians bickering over policies, and wants them to talk about values instead.

They were the party of God, and a halo of sorts hovered over their public policy positions on «family values.»

• «The seedbed of our policy - making is a culture that values individualism over community and the accumulation of goods over the common good.»

Michael Sligh Organization Representative: Rural Advancement Foundation International (RAFI - USA) Michael Sligh has worked for over 30 years as a Program Director for RAFI - USA where he manages policy, research and education for the promotion of organic, agro-biodiversity, organic seed development, and a wide - range of food justice, fair trade and other value - added food labeling, policy and marketing issues.

Corn subsidies and continued policies that put the value of a buck over the value of a child are why we see such a drastic increase in childhood obesity.

We want a government that values all individuals and reflects this in policy and legislation and which does not privilege the demands of religious people over the needs and rights of others.

Amongst the population as a whole, we found that over half of Brits (52 %) feel that that the biggest influence on their vote is the values of the party, rather than hard policy issues (which polled at 27 %).

... this policy threatens more than 5,500 jobs directly employed by the UK tobacco sector, and over 65,000 valued jobs in the associated supply chain.

A Labour policy rooted in those values might be that no state - funded school should be allowed to select pupils on the basis of the professed faith of their parents, or privilege children of the same religious background over those whose parents do not believe in a god.

For months, they have been engaged in an uneasy long - distance skirmish over policy and values.

Tea Party after Tea Party, poll after poll, legislative obstacle after legislative obstacle — they all indicate that his policy agenda couldn't be more out of phase with the values of the American people, who are literally beside themselves over his reckless fiscal and national security policies.

Our European Union «border» now lies completely open to over 400 million EU citizens, with the immigration policies of successive governments already having perilously diluted our common values.

CO2Chem brings together academics, industrialists and policy makers over a wide range of disciplines to consider the utilisation of carbon dioxide as a single carbon chemical feedstock for the production of value added products.

Reporting on the statistics The effects of this disastrous triumvirate on the education pipeline is made apparent in the NSEAD Survey Report 2015 ‑ 16, that asked how, over the last five years, has government policy impacted on art craft and design education, looking at curriculum provision in art and design, the value given to art and design in schools and colleges, professional development opportunities and the well ‑ being and workload of art and design teachers.

If your total spend is over a certain limit (currently around # 170,000 — including multi-year agreements) you must follow EU procurement directives; below this level and you must ensure the policy offers value for money.

A 1999 study by the Center for Research in Educational Policy at the University of Memphis and University of Tennessee at Knoxville found that students using the Co-nect program, which emphasizes project - based learning and technology, improved test scores in all subject areas over a two - year period on the Tennessee Value - Added Assessment System.

Behind closed doors, insiders may or may not have exchanged their opinions on value - added evaluations, but since the evidence required for a meaningful debate over the real world effects of those evaluations did not exist, I wonder if the lack of research on the policy implications of value - added was considered.

The fight over The Project School cuts to the heart of what makes charter schools different and once again highlights an instance in which reconciling two prevailing values of the state's current education policy regime is far from simple.

All public policy decisions reflect a set of choices, and Mayor de Blasio and teachers union head Michael Mulgrew have just decided they value retroactive pay over the security of the city's pension plan.

However, the essence of their respective educational policies are alarmingly similar: marketization and privatization of public schools; pockets of «success» valued over educational justice; teaching discounted as a profession; compliance trumping professional responsibility; free market competition as the arbiter of all; and test - centric, data - driven regimens that crush student - centered quality teaching and learning.

Beginning this fall, in Collier County Florida as per the state of Florida's new teacher accountability policy, district teachers / administrators are to create new tests for each and every class it offers (including all electives) to hold all teachers accountable for the value they purportedly add to student learning and achievement over time.

Our grading policy reflects our values, which is why we emphasize cognitive skills over content knowledge.

In examining the issues and exercise of power that are sustained in the long - standing policy of standardized testing in schools, this work provides a big picture perspective on assessment practices over time in the U. S.; by examining the rise of value - added assessment in Tennessee, a fine - grained and contemporary case is provided within that larger context.

Developing that ability is a process that evolves over time and requires that individuals and organizations have a defined set of values, principles, policies and structures that enable them to work effectively in a cross-cultural manner; demonstrate the capacity to value diversity and manage the dynamics of difference while also engaging in self - reflection and adapting to changing contexts; and incorporate these concepts into all aspects of leadership, policymaking and practice.

Unmatched Selection Over 2000 Units Single Location Unmatched Value Below Market Prices Industry Low Financing Unmatched Quality 7 Day Money Back Policy WOWness Included WOW Factor (y)!

For example, it is important to realize that a twenty year term policy does not increase in value over time.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

The cash value accumulates over time and earns tax - Only cash value life insurance policies will count as an asset in most cases.

Under universal life insurance option B, the policy proceeds increase over time and are equal to the cash value plus the death benefit.