Sentences with phrase «policy values available»

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

Not exact matches

This option is usually only available with universal life insurance policies and is somewhat risky because your policy will lapse if its cash value reaches zero.

However, this benefit is available only if you've paid enough into the policy that it has a sizable cash value.

The only path available today is, either the domination of the majority religion or secular ideology as the established framework of the State suppressing the rights of others using State coercion or open democratic secularism in which a consensus is sought regarding the values and directions of the common life of society and the State policy related to that common life, through peaceful but active dialogue among religions and ideologies.

Wenger's words yesterday can't be taken at face value at all, as we've been told about how there is money available for seasons and seasons now, and little has changed in terms of the transfer policy.

The added value of the European Union is instead to make niche capacity available and to combine different sorts of foreign policy instruments.

- while believing that, given the inconclusive outcome of the General Election, the creation of the coalition and its policy programme as set out in the Coalition Agreement was the best available option for promoting Liberal Democrat policies and values during this Parliament -

He also explained that the policy will add value to the various raw materials available at the various districts in the country.

Some pro-lifers thought that even this policy fell short of full respect for human life, but Bush was attempting to make the best of a bad situation: for embryos that had already been destroyed, funds would be made available for research that tried to salvage some value out of their destruction.

In a new book, Stanford scholar Susanna Loeb encourages education policy - makers to consider the many different values of an education, beyond test scores, alongside available research evidence when crafting their decisions.

Refund Policy: Due to the incredible value provided in this program, your access to the materials and to the content as described on this page, there are no refunds available with this offer.

Effective Coverage also makes available to you renters insurance experts who can help you determine coverage, see how much coverage you need, and make sure you're getting the best value as well as the best policy.

Conversion to a cash value policy is available without proof of insurability.

You see, when a participating whole life insurance plan is properly structured to maximize the cash value, the cash value can become available relatively quickly depending upon the amounts deposited and the other details of the policy.

However, this option is typically only available once your life insurance policy's cash value has reached a certain size, which may take five to ten years of paying premiums.

It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.

To determine the value of the inflation rider, we charted the payouts available with and without inflation riders for a policy.

In addition, you have less cash value available for other purposes, such as a policy loan.

This means that, while the policy's cash value will grow very slowly, it can continue to grow for decades and is available if your child or grandchild ever wants to access it.

Option 2 provides total face amount plus policy value (no available with ROP).

However, your cash value in your permanent policy is available whenever, and for whatever, you want.

One argument suggests that because the proceeds are being purchased by an irrevocable trust, the cash value is NOT available to the trustmaker, and thus a term life policy should be used.

There are several riders that are available to add to your policy that can help enhance your policy's death benefit and cash value performance.

Since they're better able to assess your risk through the health questions, this policy's death benefit can be as high as $ 50,000 in value, though this is still significantly lower than what is available through alternate insurers.

There are different types of life insurance policies available, ranging from term life insurance, which is pure death insurance, to traditional dividend paying whole life insurance, which provides cash value growth in the policy.

But overall I feel comfortable about the banking system in general and about TAVF's policy of buying the common stocks of well - capitalized regional and community banks when they are available at discounts from book value.

For example, a policyholder with a $ 100,000 annuity who had selected and aggregate benefit limit of 300 % and a two year benefit factor would have an additional $ 200,000 available for long term care expenses after the initial $ 100,000 policy value was depleted.

The payment flexibility you have available with a North American Universal Life policy varies depending on the face amount and its cash value, so you should talk to an insurance agent to understand exactly how flexible your policy can be.

Using PUAs is an effective method of increasing your available cash value while at the same time boosting the policy's death benefit.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

You're protected with the standard policy form, and additional coverage is easily available if you need to cover high - value items.

The primary difference between Transamerica's indexed and variable universal life policies is the set of options available for how to invest the policy's cash value.

If you're looking at canceling your whole life policy just to get at the cash value it contains, then you should know that there are more options available to you than simply surrendering the policy.

Policy loans are also available using your cash value as collateral, but keep in mind that loans affect the amount of your death benefit.

By contrast, a Term Life policy accumulates no cash, so there's no available cash value to borrow against.

New York Life Variable Universal Life Accumulator Plus and Survivorship Variable Universal Life Accumulator policies are designed for those who need life insurance protection, but who are also investment - minded and desire the potential for greater cash value accumulation than is generally available in a fixed insurance product.

Because the loan will reduce the amount of available cash value in the policy, however, it will also reduce the amount of death benefit.

Rather than surrender your life insurance policy for the cash surrender value, there is a market available that allows you to sell your life insurance policy for cash, for potentially greater amounts of money than had you chosen to surrender the policy to the life insurance company.

Whole life, for example, offers benefits not available on term policies, such as a tax - advantaged cash value account that builds up inside the policy and the potential to receive dividends.

However, if the policy's face value is more than $ 1,500, the cash surrender value becomes an available asset.

Rather than surrender your life insurance policy for the cash surrender value, there is a market available that allows you to sell your life insurance...

Cash value is the amount available if you surrender a policy before its maturity or your death.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.

For instance, the analysis below shows an updated estimate of the economic value of the policy, where $ 4,500 of cash value is available to cover all of the first year premium and part of the second year's as well.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

The principal one is that science should be used by democratic societies to enable free & reasoning people to recognize and give proper effect to the best available evidence in deciding * for themselves * what sorts of policies, reflecting whatever balance of interests best fits their own values, will achieve the ends they prefer.

Burial or final expense life insurance is also available, which has a cash value that increases the longer you own the policy.

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.