Sentences with phrase «policy values fluctuate»

VUL policy values fluctuate based on the ups and down of the stock market.

A variable whole life policy value fluctuates.

Not exact matches

Excess premium payments result in increase policy cash value and contribute to policy stability as interest rates fluctuate.

Note: Variable life insurance policy values are not guaranteed, will fluctuate based on performance of the underlying investments, and may be worth more or less than the premiums paid.

The policy's cash value including any assets allocated to the investment divisions will fluctuate.

While these policies have the potential for greater cash value accumulation, cash value in the investment divisions will fluctuate with market conditions and it may be at risk.

This type of policy is worth considering if you have a long - term time horizon and are comfortable with the risk of owning investments that can fluctuate in value.

The value of your policy will fluctuate with the market and the investments, and you will have to accept the responsibility, or benefit from the returns, all based on the market performance of your particular variable accounts.

The Risks Involved This policy is quite risky because your cash value and death benefits can fluctuate according to the performance of your investment portfolio.

Universal life policies, due to their investment element, can fluctuate in value or even require higher premiums if the policy becomes underfunded.

Given this, the owner of a variable life insurance policy should generally have a higher risk tolerance, as it is possible that the value of the invested funds could fluctuate up and down regularly.

Variable Life Insurance is fraught with more risks for the policyholder than any other types of insurance with a buildup of cash value feature because both the cash value and the amount of the death benefit may fluctuate up or down depending on the performance of the investment funds selected by the policyholder to underlie the policy.

Your death benefit and cash value will fluctuate with the performance of your policy's portfolio of investments.

Variable Life Insurance - A form of life insurance whose face value fluctuates depending upon the value of the dollar, securities or other equity products supporting the policy at the time payment is due.

You need to continually monitor the progress of the policy, at least once a month, to be apprised of fluctuating cash equivalency values.

The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments.

While these policies have the potential for greater cash value accumulation, cash value in the investment divisions will fluctuate with market conditions and it may be at risk.

Through the investment options you select, a VUL policy has the potential for tax - deferred cash value accumulation, however, any assets allocated to the underlying funds are subject to the market risk and will fluctuate in value.

Also, it's important to note the fluctuating rate of return on cash value in this particular whole life insurance policy.

The policy's cash value including any assets allocated to the investment divisions will fluctuate.

The cash value will fluctuate along with the return of the investments in the account, and the account may be worth more or less than a similar whole life policy.

After that, their cash value may fluctuate with interest rates or the earning power of the investments into which the savings portion of the policies is invested.

Premium financing involves certain risks, since, for example, the loan's interest rate and the growth of the insurance policy's cash value can often fluctuate.

Variable life insurance premiums are fixed like they are with whole life policies, but cash value balances and death benefits fluctuate.

Variable Universal Life (VUL) is a life insurance policy type in which the face value fluctuates depending upon the value of the dollar, securities, or other equity products supporting the policy at the time payment is due.

A permanent life insurance policy where cash value will fluctuate based on the performance of investments held under the cash account portion of the policy.

It does have a cash value, and premiums can not fluctuate during the time the policy is in effect.

Variable life insurance policies are premium policies that let the policyholder, not the insurance company, decide how the premiums are invested.The premiums hold steady while the death benefit and cash value fluctuate along with the financial markets.

Some offer an interest sensitive variation, where the cash value of the policy fluctuates according to prevailing interest rates.

But therein lies the problem — your policy's interest rates fluctuate and soon enough, your cash value is only guaranteed to earn 1 or 2 percent.

Note: Variable universal life insurance policy values are not guaranteed, will fluctuate based on the performance of the underlying investments, and may be worth more or less than the premiums paid.

The cash value and death benefit of the policy may fluctuate based on the performance of your investments, so Variable Life Insurance offers the possibility of more financial reward (and risk).

Note: Variable life insurance policy values are not guaranteed, will fluctuate based on performance of the underlying investments, and may be worth more or less than the premiums paid.

Where this policy varies is that you get more investment options and the death benefit can fluctuate based on your returns from the cash value.

The policy's cash value fluctuates depending on sub-accounts performance.

The stock market fluctuates in a short span of time, if the values are down when a person dies, Variable Universal Life policies still guarantee a minimum death benefit to be given to the beneficiaries.

Variable Universal Insurance policy guarantees cash value on a fixed account and it fluctuates depending on subaccount performance.

The value of this benefit is almost certain to fluctuate based on the age of your spouse when the claim against the policy is made so that the insurer can take into account the level of risk that they may claim for a long period of time if there is considerable age difference between the parties.

This means that the policy's cash value as well as the death benefit can fluctuate with the performance of the investments that the policy holder chose.

The face value fluctuates depending on the performance of your equity products supporting the policy.