Sentences with phrase «policy values on»

Whole life insurance policies also include various tax - free benefits, including access to policy values on a tax - favored basis and tax - deferred build - up of cash value.

In rising markets, it gives you investment flexibility and automatically locks in your highest policy value on your living benefit anniversary.

Guaranteed Policy Value on Surrender.

Your policy provides a guaranteed policy value on surrender equal to the net premium accumulated at 2 % less assessed guaranteed policy charges.

Not exact matches

United will adopt a «no questions asked» policy on permanently lost baggage, paying customers $ 1,500 for the value of the bag and its contents, beginning in June.

«You could certainly write a book on why the US has yet to see a federal paid - leave policy — but the answers essentially come down to two distinct cultural elements at play in the US: the values we place in individualism and business,» she wrote.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Details are being finalized, but Jackson says policies will range from $ 1 to $ 3 million, with property coverage totaling around $ 10 million depending on property value.

Martin Moen, the director general at Global Affairs Canada who oversees North American trade policy, told a conference in Ottawa earlier this month that it would be «very difficult to see a path forward» for NAFTA if the U.S. continued to insist on changes that would constrain cross-border commerce, such as a the suggestion that the value of U.S. government contracts won by Canadian and Mexican firms should match the value of contracts American companies secure in Canada and Mexico.

That, the internal government report says, indicates selection policies for immigration programs are not tailored to capitalize on the economic value of female immigrants.

Gold bugs like Sprott have long warned about the impact of inflation, central bank policy measures and government spending on the value of fiat national currencies.

Political values are important in antitrust, but political pressure on government enforcers undercuts their ability to make professional judgments about enforcement policy.

Switzerland caused havoc on global markets on January 15 when the Swiss National Bank abruptly shifted its monetary policy to allow the Swiss franc to increase in value.

Of course it's invaluable on so many levels, but identifying its value can help an appreciation of its importance, and shape thinking and policy around its future.

The value and cost of these policies depend on several factors: how the buyer chooses to pay premiums, how the market plays out and how the insurer calculates the death benefit.

The fact that many advanced economies are suffering from deficient demand and have policy rates at or near the zero bound and that the U.S. dollar is a favored safe - haven asset may imply that adverse foreign demand shocks have a particularly strong effect on the value of the dollar, effectively transmitting the weakness to the U.S. economy.

Pursuant to the policy, as revised in February 2009, at each annual meeting of our stockholders, provided that the director has served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the lesser of (i) the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant or (ii) such number of RSUs as the Board may determine based on additional criteria such as business conditions and / or company performance, outside director compensation practices at peer companies and advice from outside compensation consultants.

Firth says Canada's tightening of the screws on the financial sector is the polar opposite of the policy of the European Union, whose countries also have value - added taxes like the GST.

Prior to February 2009, the policy provided that at each annual meeting of our stockholders, provided that the director had served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant.

«policies and practices to address environmental or social factors that have an impact on shareholder value»

Think of it as a homeowner who borrows based on the inflated value of a home: When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years ago.

They can only be made consistent if Washington also unleashes an infrastructure building program, a policy initiative consistent with either of the other two, on a truly heroic scale — which, as an aside, I suspect would be a smart strategy under any circumstances as American infrastructure needs are so great that the consequent productivity increases would fully service the associated debt long before they stopped adding value to the economy.

This clause provides that if the policyholder fails to pay the premiums on a life insurance policy, the insurance company may automatically use the accumulated cash value to pay the premiums.

To recap, Bitcoin is an attempt to create a distributed, open - source form of virtual currency that relies not on gold bars in Fort Knox or the monetary policy of a central bank for its value, but on a computerized ecosystem.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Those charges may decrease the value of the policy substantially depending on how early the policy, or any portion of it, is surrendered or accessed.

In addition, the cash value buildup on a life insurance policy is generally not taxed currently, although this buildup could cause the business to be subject to the alternative minimum tax (AMT) in certain circumstances.

The value of those ships stands to grow as Ross negotiates trade deals on behalf of the U.S. and advises on U.S. infrastructure policy.

Navigating for You: The Impact of Micro Policies on Market Value Policies that lead to sustainable growth positively impact corporate profits and, thus, company valuations.

The publisher said the decision follows the difficulty it has felt for years to express its «values» on Facebook, due to the platform's policy on prohibiting nudity.

You will receive tax receipts based on the present value of a paid - up policy or equal to the insurance premiums you pay for the policy.

A macro trade entirely built around the framework of «US domestic growth and reflation» + pro-business policy mix + a sprinkling of «animal spirits» = long Spooz / long Russell / long value vs growth / long cyclicals vs defensives / short FY / short Eurodollar futs (largest net spec shorts ever recorded per last Friday's CFTC data) / long CNH / long copper vs short gold / short EM / short EUR / short Yen» again almost singularly hinges on the Dollar.

The policy is paid for and kept active by drawing on the cash value for its premium payments, not directly by regular premium payments.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

A whole life policy increases in value based on your regular payments and the dividends that it accumulates.

Luke first became bullish on gold and other natural resource back in 2002, following a sharp decline in the value of the U.S. dollar and taking notice of extraordinary monetary policies in Asian countries at the time.

Many types of permanent life insurance policies increase in value over time based on interest rates.

However, if the loan amount exceeds the cash value, the policy might lapse and you would have to pay taxes on the loan.

A business owners policy, on the other hand, may cover your equipment and other assets regardless of where it's located, including software programs and digital files, for an assigned value.

Of course we did have Powell and little brainer discuss head wins to tail wins which is on the growth of the international economy but everybody goes through currency value when discussing interest policies.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

«The federal government has taken a leadership position on climate change policy while also enabling greater access to international markets for our natural resources, which ensures that Canadians receive full value for those resources.»

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

Emphasizing her government's record on refugees and climate - change policy, and stressing Canada's shared values with Europe, she was interrupted multiple times by applause.

A small but growing number of countries now have legal requirements for institutional investors to report on how their investment policies and performance are affected by environmental factors, including South Africa and, prospectively, the EU.36 Concern about the risks of a «carbon bubble» — that highly valued fossil fuel assets and investments could be devalued or «stranded» under future, more stringent climate policies — prompted G20 Finance Ministers and Central Bank Governors in April 2015 to ask the Financial Stability Board in Basel to convene an inquiry into how the financial sector can take account of climate - related issues.37

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

From the low of the 1929 plunge, the stock market would then lose an additional 79 % of its value by its eventual bottom in 1932 because of add - on policy errors that resulted in the Great Depression.

Officials from both sides have said that the conversation will be focused on topics of shared values and priorities, but prior to the visit, Vatican Radio — which, according to USA Today «is considered an official organ of communication for the church «-- released a story addressing U.S. policy issues at odds with Vatican teaching.

We simply can not afford to formulate public policy on the assumption that all living relationships are of equal value to society.