Sentences with phrase «policy values when»

Below is a quick travel insurance comparison for the key policy values when you book with Holiday Extras versus similar standard policies from other well - known insurance providers:

The insurance company will take into account any loans against the policy value when calculating the dividend payment, so beware of the effect of loans.

Not exact matches

He obviously didn't have much to say about the value of «innovation clusters» or the appropriate tax policy when it comes to stock options.

When it is time for either college or retirement, the policy holder can borrow money from the cash value and pay it back with the death benefit when they When it is time for either college or retirement, the policy holder can borrow money from the cash value and pay it back with the death benefit when they when they die.

Switzerland caused havoc on global markets on January 15 when the Swiss National Bank abruptly shifted its monetary policy to allow the Swiss franc to increase in value.

California's «NEM 2.0» policy has created a clear migration path to continue to allow solar customers to receive fair compensation for the solar power they produce even as the adoption of solar increases, and implicitly encourages the adoption of battery storage by assigning a higher value to electricity provided when the grid needs it most.

Cash value that's left in your life insurance policy when you die is kept by the insurer.

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

If the institution is able to effect a change in corporate policy, its ten shares will produce a $ 100 paper gain when the stock price rises to reflect the company's new value.

Think of it as a homeowner who borrows based on the inflated value of a home: When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years ago.

The point of the chart above is to illustrate that those with an agenda to ride the trend and look smart are correct when they state that the US stock market is not particularly over valued... if one shuts off one's brain and accepts policy (blue Monetary Base line, which is but one of several money supply measures) as being at all normal or healthy.

«I've had clients for 20 years thank me for advising them to convert from term life to permanent life insurance when they did... The value of the policy can grow significantly,» he said «It's a very useful planning tool.»

Of course we did have Powell and little brainer discuss head wins to tail wins which is on the growth of the international economy but everybody goes through currency value when discussing interest policies.

While the more educated may smirk about such articles, there is a lot of value in helping people analyze and understand the book upon which they place their beliefs, especially when it becomes legislation and policy that affects people outside the religious bubble.

When one fully realizes that economic theory places no value on personal relationships or human community, one understands why the policies that follow from the theory end up weakening such relationships and community in general.

When policies do not presume or promote objective values, the resulting moral relativism, instead of leading to a society that is free, fair, just and compassionate, tends instead to produce frustration, despair, selfishness and a disregard for the life and liberty of others.

When viewed in that light, the supreme national insurance policy is rather good value.

Policies that chime with those values make sense to voters; it's when we produce policies that don't that we get into Policies that chime with those values make sense to voters; it's when we produce policies that don't that we get into policies that don't that we get into trouble.

Educational policy within that milieu of collapsed value failure is a totally different type of task when values in society have collapsed.

When it puts values in the driving seat — what is sometimes called «ethical socialism» — then policy imagination is the result.

His elder brother appeared to raise his eyebrows at this point, as he did when Ed Miliband implied there has been a lack of «values» in foreign policy under Labour.»

Hague's mature veteran status was similarly valued when Cameron lacked foreign policy experience.

Garnering support for climate action is most effective when it takes into account personal values and religious convictions, speakers said at DoSER's AAAS Annual Meeting symposium on «The Paris Agreement & Leveraging Religious Support for Climate Policy» in Boston, February 19.

Americans have always recognized the value of science to foreign policy — even during the Revolutionary War when commanders of the opposing forces allowed U.S. and British scientists to move back and forth across battle lines.

«The basic idea is that when you have costs or benefits from some sort of regulatory policy that will happen in the future, if you want to know the value today, the standard practice is to discount them by a certain degree,» he said.

Our goal is that our descendants will think back to this generation and be convinced that we carefully considered their interests [when setting climate policy],» said co-author Marc Fleurbaey, the Robert E. Kuenne Professor in Economics and Humanistic Studies and professor of public affairs and the University Center for Human Values.

Another major ethical challenge results from the variability in the predictive value of genotypic information and how such information can be used to inform risk management policy when our understanding of risk is inexact.

When coaching and mentoring approaches to school improvement are valued they are embedded into performance and school development policies.

They're attuned to the challenges that kids can face, the easy - to - overlook value of a choral group or an arts project, and when the practical impact of policies seems arbitrary or unfair.

But it also decreases the value of the benefits received by risk - averse employees, which needs to be taken into account when evaluating the effect of the policy change on benefits.

Rather, policy makers — particularly Republicans — seem to be nonresponsive (and, in some cases, intentionally unresponsive) to the policy preferences of teachers when presented as an organized group, though they place relatively high value on the voices of individual teachers.

My survey included one experimental question and three universal questions, with each providing a nuanced understanding of whose voices state education policy makers value when making teacher evaluation policy decisions.

MPCP thus provides an excellent context for detecting the admission policies of private schools when a modest - value voucher program for low - income students is operating at scale.

When examined through the lense of EdLoC's Third Way Values and policy priorities, the punitive and extraordinarily short - sighted nature of the proposed programmatic cuts couldn't be clearer.

When examined through the lens of EdLoC's Third Way Values and policy priorities, the punitive and extraordinarily short - sighted nature of the proposed programmatic cuts couldn't be clearer.

Ultimately, we argue that the complexities of policy borrowing and implementation can be better understood when considered in relation to democratic societal values, especially as they are practiced in the school system.

In a new book, Stanford scholar Susanna Loeb encourages education policy - makers to consider the many different values of an education, beyond test scores, alongside available research evidence when crafting their decisions.

Infante, a constituent of Villaraigosa's, calls Democrats» trigger stance «beyond disappointing,» adding, «When you have the same exact education policies as the Republicans, then that tells you you've lost track of what your values are supposed to be.»

The article is titled «An Elusive Policy Imperative: Data and Methodological Challenges When Using Growth in Student Achievement to Evaluate Teacher Education Programs» «Value - Added,» and the abstract of the article is included below.

Dramatic changes may be necessary for principalships since schools need principals who value learning and who implement policies and practices that positively impact a school's performance, especially when new initiatives may take an average of five years to come to full implementation.

Most auto insurance policies are designed to only cover the vehicle's current cash value, not the loan balance, when a total vehicle loss occurs.

While many school districts and libraries have a policy honoring parents» wishes that their own children be given alternate assignments for class readings that conflict with their morals or religious beliefs, in far too many instances schools cave in to parental outrage and simply remove a book from class reading lists; when the angry mob gets loud enough or politicians up for re-election on the «family values» ticket need to make some noise, they've even resorted to pulling the access to the book, removing it from school and public libraries and classroom borrow shelves.

When the insured individual gets older, say age 75, if the objective of protection is no longer an issue, the insured has the option to surrender his policy and tap into the cash value as a source of income.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Your home and retirement accounts will be counted when your estate is valued for tax purposes, and proceeds from your life insurance could be counted, too, depending on how the policy is owned and who gets the money.

You see, when a participating whole life insurance plan is properly structured to maximize the cash value, the cash value can become available relatively quickly depending upon the amounts deposited and the other details of the policy.

Naturally, a policy buyer would prefer the insured to be elderly, in poor health, with a policy that has low cash value and a high death benefit, because all of these factors might increase the buyer's yield - to - maturity on the policy when you die.

There typically are limits to how much you can collect on a home policy when high - value property is stolen or damaged.

Make sure the policy you choose has the coverage you need in terms of level premiums, death benefits and cash value when it matures.

Second, when cash value policies are acquired, make sure they are low - expense so you can have immediate liquidity.