Sentences with phrase «policy was in force at»

This presumes that the policy was in force at the time of death.

If a policy was in force at the time, Austin renters insurance would cover the personal property losses for each of those residents.Although the cause of the fire is unknown at this time, if a tenant of the building is found responsible than significant liability will be attached to that individual.

If the policy is in force at the time of death, the employee's named beneficiaries will receive the death benefit, minus any outstanding loans, free of income tax.

In its most basic sense, life insurance consists of a policy holder paying a premium to an insurance company and in return, the insurance company paying out a death benefit to the beneficiaries of the insured if and when the insured passes away — provided that the policy is in force at the time of the individual's death.

You are eligible to convert your policy to permanent life insurance coverage and premiums up to age 75, provided your policy is in force at the time of conversion - no matter your state of health.3

Upon the death of the insured, the face value of the policy is paid to the beneficiary if the policy is in force at that time.

The policy proceeds (assuming the policy is in force at the time of death) are paid according to the designated beneficiary (ies), and the contract ceases to exist..

Return of premium on policy maturity is the arithmetic sum of all premiums paid for 15 years minus the GST or any extra premiums subject to policy being in force at the date of maturity.

- Death Benefit: policy in place provides an instant estate to heirs potentially income tax free as long as the policy is in force at the time of death

Not exact matches

Specifically, there are concerns about what might happen should the tide turn in the bond markets when 30 years of falling interest rates reverses at a time when the Federal Reserve is preparing to tighten monetary policy by forcing rates higher.

This reality, combined with the fact that just 10 % of the labor force is now employed in manufacturing, means that there is plenty of electoral support for policies aimed at increasing trade.

Within the coalition are two factions: those pushing to play hardball on Capitol Hill by threatening to force uncooperative lawmakers from office in November, and those who'd rather see the debate settled at the congressional negotiating table sooner rather than later, even if it means making policy concessions to companies such as Verizon and Comcast.

Michael Pettis, a professor of finance and economics at Peking University, is an expert in the Chinese economy, and he has argued for years that China's trade surplus with the United States and the rest of the world is driven by much stronger forces that the value of the Chinese currency or differences in tariff policy.

That some of the forces governing capital flows and asset values are driven not by market - determined expected return but by policy measures directed at, for example, an exchange rate objective means that at least some of what we observe in global capital markets may be attributed to these distortions.

Spain could therefore either use the imported German capital to (a) increase domestic investment (which it did in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (which it also did)(c) accept higher unemployment (which it is now forced to do) which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (which Europe as a whole is trying to do and which will go nowhere in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian policies).

It is apparent that the stance of monetary policy in place through the past couple of years has assisted the economy through the period when the contractionary forces have been at their most intense.

In addition, most equity indexed UL policies allow the insurance company to change these participation limits at any time while the policy is in forcIn addition, most equity indexed UL policies allow the insurance company to change these participation limits at any time while the policy is in forcin force.

At the beginning when we started building the Federation, in the framework of the current policy, the State's hand was forced by the financial backers who said: «there needs to be civilian representation and approval of the programmes if you want us to fund them.»

Bishops, and all of us, must tremble at the prospect of its being the policy in force at the Final Assize.

Physicians are also forced, even in contexts where such matters may not be at issue, to make their ethical views known to patients, and yet are expressly prohibited «to argue or advocate» views contrary to ACOG committee policy.

I make no judgement about something which, as a non-member, is no concern of mine; but if I were a member, then I should be forced to say that, in my opinion, if men were to be stationed at the doors of churches with whips to drive worshippers away, or inside the religious orders specifically to discourage vocations, or among the clergy to spread alarm and despondency, they could not hope to be as effective in achieving these ends as are trends and policies seemingly now dominant within the Church.

The FSG out bunch would be in full force, tweeting abuse at John Henry, his wife, and Peter Moore (who, I should add, and like Ms. Pizzuti, has no responsibility for transfer policy).

In Colorado, Nicole was the driving force to get Senate Bill 09 - 226 introduced and passed into law requiring all school districts to have a policy to keep food allergic children safe at school.

From this angle, the regionalist parties that are emerging in the North of England have a great potential, especially if they succeed in joining forces with civil society organisation and movements, mobilising grassroots support and pushing for the creation of some form of «Northern Constitutional Convention» capable of influencing decision and policy - making at the centre.

This is not to say that force is not required in the policy response to the poaching of critically endangered wild animals, but that the long history of the «War on Drugs» and organised crime teaches us that going after low level operators that can be easily replaced will do little to deter the king - pins at the top of the trade.

«The introduction of this policy has also complicated the roll - out of universal credit by diverting most claimants who are responsible for three or more children back to tax credits; and at the same time the policy has been introduced into universal credit under interim rules, with full rules expected to be in force from November 2018.2 «This has created unnecessary complexity and is likely to lead to a great deal of confusion for claimants not only in respect of support for their children but also around which benefit that support will come from.»

Despite massive pressure by the government to force MPs into line, 120 MPs signed a «private» letter to Gordon Brown calling for delay in the proposals at least until an assessment of the government's «Welfare to Work» policies was possible.

The aim of the review was to look at the policies, legislation, regulations, guidelines and provisions in place for the government to meet its commitment to the Armed Forces Covenant with respect to veterans» transition to civilian life, and -LSB-...]

Paterson tried to force the tax cap issue by including it in his last budget extender bill, (much to the pleasure of both AG Andrew Cuomo, who is also a cap supporter; and Long Island Democratic Sen. Craig Johnson), which theoretically would have made the Legislature choose between accepting an unpopular (at least among Assembly Democrats and the teachers» unions) policy proposal and shutting down the government.

Because it was a compromise struck at the Constitutional Convention between the large colonies like Virginia and New York, and the smaller colonies like Connecticut and Rhode Island that all states would get an equal say in the Senate to prevent the large states from forcing their policies on the Smaller states.

Effective teaching and learning have been hampered at the La Presby Senior High School, as students, including beneficiaries of government's Free SHS policy, are forced to study in uncompleted buildings without marker boards and adequate desks.

«We're aware of the research undertaken by the US air force and have been working for some time with UK and European authorities and agencies to understand and mitigate the issues,» says Brendan Kelly, policy chief at National Air Traffic Services in the UK.

«U.S. schools show steady improvement in math and science, the U.S. is not at any particular disadvantage compared to most nations, and the supply of S&E [science and engineering] graduates is large and ranks among the best internationally,» continues Eye, which was co-authored by two labor force experts, B. Lindsay Lowell, director of Policy Studies for the Institute for the Study of International Migration at Georgetown University in Washington, D.C., and Harold Salzman of UI's Center on Labor, Human Services, and Population.

«Disabled people are under - represented in higher education in the U.K.,» says Steve Haines, policy manager for education at the DRC, «but there have been improvements made since the Disability Discrimination Act came into force for post-16 education.

If hospitals are unable to demonstrate that NICUs are necessary, then it is very likely that, at some point in the near future, policies will force them to reduce those admissions, which will have major implications for NICU and hospital finances.»

More attempts followed, including Richard Reid's attempt in December 2001 to ignite explosives in his shoes on a flight from Paris to Miami, and at least 10 airliners were targets in a plot involving liquid explosives in 2006, forcing new policies regarding shoes at screening and liquids on airplanes.

Scientists, engineers, and policy analysts who are part of the nonprofit organization turned out in force Friday at the Conservative Political Action Conference, or CPAC, outside Washington.

First, of course, he must get through Hell Week, and although there are strict anti-hazing policies in place, they ultimately fail to shield Z and his buddies from suffering the usual abuses at the hands of those increasingly sadistic frat brothers, forcing him to reassess his moral obligations.

As capital moves freely, investing in production or in fictitious forms of capitalism, and as speculators, financier capitalists, stock and bond traders, investment bankers, hedge fund mangers, and others help to unleash the forces of capital accumulation globally, and as neo-liberalism with its aggressive pro-market state policies allows this finance capital to restructure itself, to diversify its forms, to expand its accumulation opportunities through the growth of retail, financial and service industries, and enhance its global reach, then it is safe to assume that our ecosystems have been harnessed exploitatively in a system of capitalist commodity production such that we can not talk about capitalism at all without talking about capitalism as a world ecology.

«At the task force secretariat, we believe that we are not here to write another report,» she says, «but to translate policy into concrete actions and to make a visible difference to the lives of children in schools.»

«Reading and math are fundamental to educational success, but there are equally important subjects for a student's success in higher education, in employment, and as active and engaged citizens of our nation,» said Les Francis, chair of the Federal Policy Task Force of the Civic Mission of Schools Campaign and a panelist at the event.

The day after Malloy appointed Quesnel to head up his Common Core Task Force, the East Hartford Superintendent was supposed to speak at a special legislative hearing on March 12, 2104 in favor of the Governor's policies and the Common Core.

The Broad Foundation Donates $ 25 Million To UCSF Stem Cell Program Because scientists were prohibited by President George W. Bush's stem cell policy from conducting these studies in federally funded buildings, UCSF scientists were forced to carry out their research in challenging circumstances — first in segregated space within an existing UCSF lab, later in rented space at an off - campus site and subsequently 40 miles away at Geron Corp., through a joint project.

At the federal level, Vargas concluded, the first recommendation is the same: do no harm — the federal government should be aware of policies that stand in the way of dual enrollment because they treat high school and college as silos which may force those systems to work at cross purposeAt the federal level, Vargas concluded, the first recommendation is the same: do no harm — the federal government should be aware of policies that stand in the way of dual enrollment because they treat high school and college as silos which may force those systems to work at cross purposeat cross purposes.

At LEE, we're driven to support your professional growth in advocacy, organizing, policy and elected leadership — because we believe that when our members are organized and reach positions of leadership, they'll serve as a transformative force for students, communities and the broader movement for educational equity.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

Savings through Maturity Benefit: At the end of your policy term, you will get Sum Assured on Maturity provided all due premiums have been paid and policy is in - force.

So, even if the Federal Reserve is correct about the right long - term strategy, political pressure can force a different policy action, at least in the short run.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

On the other hand, whole life policies ALWAYS pay a death benefit if kept in force and therefore they are more expensive at first.