Sentences with phrase «policy with $»

the new income replacement policy I took out was at a better rate class than my first one, so when I applied for it I replaced a $ 500,000 policy with a $ 1 million 20 year term policy.
To protect the law firm and its six employees, Gina and Larry each purchase a 20 - year term life insurance policy with a $ 1.5 million death benefit (covering for three years of $ 500,000 in lost revenue if one partner dies).
Fred takes out a separate term insurance policy with a $ 400,000 death benefit and a 30 - year term which is equal to the mortgage term.
And he says life insurance rates right now are low: a 35 — year — old male can purchase a 20 — year term life insurance policy with a $ 250,000 benefit for $ 220 a year.
Many families in Mankato will look into a vehicle insurance policy with $ 100,000 to $ 300,000 limits to cover all related costs in the event of a serious traffic accident that results in devastating injuries or even fatalities.
If no specific remedies are provided in the clause requiring renters insurance — if it just says «you must have a policy with $ 100,000 liability» — then the remedies that go with the lease would control.
Here, the 37 - year - old man pays for a term policy with an $ 800,000 benefit.
For instance, an HO - 3 policy with $ 100,000 in coverage could be as little as $ 625 annually and an HO - 3 with $ 300,000 in coverage could be greater than $ 1,500.
Hunter reports he recently helped a woman buy a 20 - year term life policy with $ 75,000 in coverage for the same premium as a $ 5,000 burial policy.
An alternative would be to purchase a 30 year term policy with $ 100,000 death benefit, and the balance on a 20 year term.
With the amount of money that you will save on the term policy versus the whole life policy, you can purchase a term policy with a $ 1 million death benefit with a premium of about $ 2,000 per year.
Below we've provided actual rates for a lifetime GUL policy with a $ 500,000 death benefit.
For a typical 30 - year - old man living in California, the lowest premium for a 30 - year level term policy with $ 500,000 in coverage costs only $ 380 per year.
To determine who has the most affordable renters insurance in Montana, we collected quotes from five renters insurance companies in the state for a sample policy with $ 30,000 worth of coverage.
A basic Manhattan, NY renters insurance policy with $ 15,000 of personal property coverage and $ 100,000 of liability coverage might cost in the neighborhood of fifteen dollars a month.
For H0 - 3 (broad peril) coverage on a $ 250,000 frame home, a Fulton County resident could expect to pay anywhere from $ 493 to $ 2,900 in yearly premiums for a policy with a $ 250 deductible.
Monthly premiums can vary widely but as a benchmark, a healthy 30 year - old male can purchase a 20 - year term life policy with $ 200,000 in coverage for $ 28 per month from MetLife.
For example, if you choose a $ 1,000 deductible on your auto policy, you will likely pay less in premiums than you would for a policy with a $ 250 deductible.
If you also have an umbrella policy with a $ 20,000 limit, the scenario would look much different.
They averaged $ 799 per year for a full coverage car insurance policy with $ 50 / $ 100 / $ 25 coverage limits.
If you have a renters policy with $ 50,000 worth of coverage, then your property in the storage unit is covered up to $ 5,000.
The monthly rates for a policy with $ 500,000 of coverage will generally be lower when a policy is purchased at a younger age.
For instance, suppose a policy with a $ 250,000 death benefit contains a cash value chart.
If you have $ 100,000 worth of stuff and a policy with $ 30,000 worth of coverage, then this will help but you will still be left with a huge debt after a serious disaster.
For example, if you have a universal life insurance policy with a $ 200,000 death benefit and $ 100,000 in cash value, your goal is to completely empty the cash value and boost the death benefit to $ 300,000.
A policy with a $ 50,000 death benefit usually doesn't cost twice as much as the same policy with a $ 25,000 death benefit.
The rates are for a 20 - year term life policy with a $ 500,000 death benefit.
The key distinction in the scenario above is to recognize that notwithstanding the presence of a personal loan for which the insurance policy is collateral, the fact remains that it is a life insurance policy with a $ 90,000 value and a $ 50,000 cost basis that has a $ 40,000 gain.
For what you would pay for a whole life policy with a $ 100k face amount, you can likely get a term life policy with a $ 500k face amount (meaning your family gets $ 500k rather than $ 100k when you die).
Continuing the prior example, assume that the life insurance policy with a $ 50,000 cost basis, a $ 90,000 cash value, and an $ 85,000 loan, has a $ 150,000 death benefit.
Starting a new policy with a $ 15,000 death benefit at age 69, the annual cost for a male is around $ 1500.
For income replacement, you need a life insurance policy with a $ 720,000 death benefit.
Even a policy with $ 100,000 in personal property coverage and $ 300,000 in liability protectionc costs only about $ 380 a year.
For example, a higher - end policy with $ 100,000 in property coverage and a $ 500 deductible and $ 100,000 in liability, costs on average, $ 402 a year.
Compare the average rate for a standard 10 - year term policy with $ 500k of coverage:
Squaremouth recommends a policy with $ 250,000 per person in Medical Evacuation coverage for travelers going on a cruise.
The most expensive Massachusetts home insurance ZIP codes for a policy with $ 200,000 dwelling coverage, a $ 1,000 deductible and $ 100,000 of liability protection belong to:
For example, at age 75, you could buy a 15 - year term life policy with a $ 500,000 death benefit for roughly $ 1,257.75.
We recommended that Robert purchase a 15 - year term policy with a $ 250,000 death benefit to ensure that his income would be replaced for his wife if he passed away before he retired.
Our study showed the most expensive place for the sample policy with $ 300,000 of bodily injury protection per accident was 18.2 % higher than the cost of the cheapest in Maine.
For a cruise, we recommend a policy with $ 250,000 of coverage for Medical Evacuation.
For example, a new parent that primarily wants to make sure their child will be able to afford college may choose to go with a 20 year level term policy with $ 200,000 in coverage (as the all - in cost for students to attend a four - year nonprofit college is about $ 50,000 per year).
Let's say you had a term life insurance policy with $ 500,000 worth of coverage.
That being said, if you buy a whole policy with a $ 500K death benefit which gains value and increases over time to have a cash value of $ 100K and a death benefit of $ 600K, you can take cash out the $ 100K to keep and use however you want and your death benefit will go back down to $ 500K.
I have a life insurance policy with $ 20k cash surrender value.
If Patricia is 35 and a healthy non-smoker, she may pay as little as $ 26 per month for a 20 - year term life policy with $ 800,000 in coverage.
That's $ 303 less than the same policy with a $ 500 deductible.
The following table shows how age and smoking affect monthly premiums, based on a 20 - year term policy with a $ 100,000 death benefit (I excluded Lincoln Financial because it requires a minimum death benefit of $ 250,000).
Meaning if the person takes out a policy with a $ 20,000 per year premium for ten years, make sure to put the $ 200,000 into the policy during the ten - year period, otherwise the cash value will not match up to the original plan design.
The rates shown are for a 10 - year term policy with $ 1,000,000 in coverage.
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