Sentences with phrase «policy with benefits»

Instead take a decision on whether or not to pay future premiums by comparing the benefits you would get by continuing the policy with the benefits of surrendering, purchasing a term policy and investing the remaining amount in a good mutual fund or exchange - traded fund.

Compare policy with benefits and cost to Buy / Renew insurance online.

Compare car insurance quotes to choose best policy with benefits.

Variable Life Insurance policies combine the benefits of a Permanent Life Insurance Policy with the benefits of a savings account, with which you can invest in stocks, bonds, money market accounts or mutual funds.

Variable Life Insurance policies combine the benefits of a Permanent Life Insurance Policy with the benefits of a savings account, with which you can invest in stocks, bonds, money market accounts or mutual funds.

That means a long - term disability policy with a benefit period of 5 years will cover most instances of disability.

(If your spouse has a life insurance policy through an employer, things are a little easier, because you can buy a policy with a benefit equal to his or hers.)

Our custom search filters will narrow their results to only include the policies with the benefits and coverage amounts they need.

That, combined with the fact that most disabilities only last three years, means that a policy with a benefit period that goes to retirement can be unnecessarily expensive.

Policies with this benefit allow travelers to cancel their trips for an otherwise uncovered reason, including fear.

Farmers offers personal umbrella policies with benefits such as worldwide coverage, coverage for libel, slander, or defamation of character, and coverage for defense costs and attorney fees.

Not exact matches

When it is time for either college or retirement, the policy holder can borrow money from the cash value and pay it back with the death benefit when they die.

While President Obama has supported a few proposals that benefit high - growth, high - tech entrepreneurs (like the Jumpstart Our Business Startups Act, most of his policies have been hostile to the interests of Main Street business owners, particularly those running labor - intensive businesses with low - wage employees.

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

A permanent life insurance policy combines a death benefit with a savings portion.

ACA planners attempted to undermine the insurance company model by proposing a public option - government - managed insurance that officials could deck out with generous benefits while subsidizing coverage to hold down policy prices.

«Today people move from job to job and they need a retirement benefit that they can take with them,» said Jeri Busch, director of military compensation policy for the U.S. Department of Defense.

When Exxon merged with Mobil in 1998, it revoked the same - sex benefits Mobil's employees had previously enjoyed, and reneged its written policy forbidding discrimination based on sexual orientation.

I think the speech was mostly because in order for this policy to work, our supervisor has to manually remove the unapproved minutes from our timecards so that we won't be paid for them (paying a supervisor to spend 10 minutes removing 5 minutes from a subordinate's pay doesn't work out for me in a cost / benefit sense but that is the sort of logic we're dealing with at this place).

The bill would reduce taxes by about $ 1,600 on average in 2018, with the biggest benefit going to households making between $ 308,000 and $ 733,000, according to a recent analysis by the Tax Policy Center.

Determining how and when to begin claiming Social Security starts with an assessment of whether or not you can afford to delay benefits until your full retirement age, said Alison Shelton, senior strategic policy advisor with AARP.

But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.

«Support investment in sustainable energy with tax - policy that is at least equal to the benefits given to fossil fuels.»

«The president is going to continue to look for partners on Capitol Hill, Democrats or Republicans, who are willing to work with him on policies that benefit middle - class families,» White House spokesman Josh Earnest said on Tuesday.

They contend that its open policies prove the benefits of experimenting with data and using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes by giving each employee high - level access to the company's financial data, and therefore a greater stake in the business.

Yet lines from the budget like this, «Activity needs to remain in Canada to harness the benefits from artificial intelligence,» embody the problem with the industrial policy approach.

The auditor general has found major flaws in the state government's Buy Local policy, with concerns regarding data collection leaving agencies unsure if the policy is benefitting local businesses.

With the many hidden benefits of a robust returns policy, returns are an aspect of ecommerce that brands simply can not afford to ignore.

Considering the high costs of having of a child, coupled with the tension in balancing family - work life matters, states and companies are starting to invest in family support policies, parental benefits and competitive education.

A recent report from Stack Overflow ranked the opportunity for professional development as one of the top five job benefits for developers, so offering this policy will help with recruiting and retention, which, in today's increasingly competitive market for talent, is almost reason enough.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

First, Trump's focus in dealing with the corporate world is preserving American jobs, while antitrust policy is more about the consumer than the worker (although some argue that workers benefit from aggressive antitrust enforcement because mergers seek corporate streamlining, leading to fewer jobs).

As we crafted policy in this space, we talked to worker advocates, innovative businesses, and legal experts with the goal of raising wages and standards for independent contractors broadly, providing these workers universally needed benefits as well as a say in obtaining nontraditional benefits, and ensuring that the system would be practicable for participating companies.

With variable life coverage you have to choose your own investment strategy in order to maximize your death benefit; it's like a universal policy but you (and not the insurer) are managing the investment portfolio.

For example, while a number of communities are debating how to provide benefits to gig economy workers, without policies that ensure a baseline wage threshold or that grant workers a voice in determining their wages and benefits, low - road companies could respond to requirements to contribute to benefits with commensurate decreases in pay.

«Our credit policy adjustments that began in the middle of the first quarter continue to yield benefits, with sequential improvements in both our Provision Rate and 15 + Day Delinquency Ratio.

Guaranteed acceptance life insurance, also called guaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited death benefit.

Given the fragile nature of price expectations and the importance of getting actual inflation back towards 2 1/2 per cent relatively quickly to reinforce the stability of price expectations, the response of policy, even with the benefit of hindsight, seems about right (Graph 3).

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

Canada's dairy sector receives tariff and quota protections from the federal government, and also benefits from a new policy, the so - called Class 7 pricing formula, which helps it deal with the leftover skim milk from butter - making.

Payouts for dismemberment are typically listed as a percentage of your policy's death benefit, with a certain percentage corresponding to each limb (or combination thereof).

The paper concludes that with the policy changes to date, including budget cuts and the changes to the Canada Health Act and to the elderly benefit system, the federal government will have a long - term sustainable fiscal structure characterized by a declining debt to GDP ratio.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.

«We're working closely with ASIC to provide refunds to customers who may have been ineligible to claim some benefits due to their employment status at the time of taking out the policy» Mr Comyn said.

A study commissioned by the Broadbent Institute finds that the majority of Canadian families with children under 18 would get no benefit at all from the Conservatives» income splitting scheme — despite being the express target of the policy.

Additionally, the Tax Policy Center has argued that many businesses with too little income or are losing money don't benefit from bonus depreciation, especially in times of economic recovery, and that it may not have much of an impact on long - term investment.

In the event that you die with policy loans outstanding, your insurance company will deduct the unpaid amount plus any accumulated interest from your death benefit.