Sentences with phrase «policy year they occurred»

To help maximize the benefit from Healthy Pet Deductible, you can submit claims at any point in the policy year they occurred, plus 60 days into your next policy term.
You can submit claims at any point in the policy year they occurred, plus 60 days into your next policy term.

Not exact matches

Southwest's family boarding policy, as posted on the airline's website, states one adult can board with any traveler who is «6 years old or younger... during Family Boarding, which occurs after the «A» group has boarded and before the «B» group begins boarding.»
No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.
This prolonged a surge in global financial markets over the last two years, occurring against a backdrop of low growth and unusually accommodative monetary policies in advanced economies.
Oil sands development is a matter of provincial government policy: in a government policy paper (the Mineable Oil Sands Strategy) issued a few years ago (and since recalled), the core area of the oil sands resources in Alberta was designated a «sacrifice zone», within which it was acknowledged that significant and irreversible environmental impact would be permitted to occur, to enable the realization of the significant economic benefits such development promised.
I think over the past 10 years, due to the zero - interest - rate policies by the global central banks, we have had a massive amount of debt issuance that's occurred as investors had been encouraged to go out the curve or down the credit curve in order to seek income, seek yield.
That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.»
At an event by The Christian Science Monitor that occurred before news of the Gore meeting yesterday, Bipartisan Policy Center President Jason Grumet said the biggest surprise over the next four years would be if Trump deferred to his daughter on the topic of climate.
Based on 60 years of negative public policy toward naturally occurring saturated fats, you would expect these cultures to be rife with clogged arteries, obesity, and heart disease.
As one of us (Roza has) observed, the best state policies would prevent districts both from «deficit spending» (which occurs due to pensions and retirement health care) and from obligating out - year expenditures — such as when they sign a five - year labor contract although there's ample uncertainty as to what revenues will look like in five years.
At the policy level, most countries must work with an inherent level of instability, with elections and changes of leadership occurring every few years.
Which policy change do you think is more likely to occur in Boston in the coming years?
For years, students, especially those affected by acute or chronic gun - related violence, have been calling for a change to policies that, directly or indirectly, enable gun violence to occur.
No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.
In the above example, if the policyholder died five years into a 20 - year term policy, it would pay out $ 5,000 a month for the next 15 years; if the death occurs 10 years into the policy, the monthly $ 5,000 would be paid out for 10 years, and so on.
Many insurance policies are pre-written, and made effective upon payment of the first year's premium, which typically occurs at closing — not before.
The percentage of your costs that go into your cash accrual account increases with passing years, as many of the administrative costs associated with setting up the policy and associated investments occurs early in the life of the policy.
This occurs most often when sales material only shows how a policy would perform given positive, steady equity market performance year after year.
The credit is increased for conversions occurring within the first five policy years.
However, it contains a Graded Death Benefit for the first two years — this means that if death occurs within the first two years of policy ownership, your beneficiaries will receive your accumulated premium payments and 10 % interest instead of the face amount of your policy.
That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.»
The death occurs within two years of the policy being in - force and the insurance company finds evidence of fraud on the application
A transfer of policy ownership occurs within three years of death (three - year rule must be observed).
He explains that most policies contain a provision that if a suicide, medically assisted or otherwise, occurs within two years of purchasing the policy then beneficiaries won't receive anything from the insurance.
Business and market cycles occur every 5 to 8 years, and may be addressed by policy makers with a typical mix of fiscal and monetary policy.
The retirement policy requires that each independent trustee retire by December 31 of the year in which the Trustee turns 74 or the Trustee's twentieth year of service as an independent trustee on any trust in the Fund Complex, whichever occurs first.
Benefits are limited in the first two policy years if death occurs from a non-accidental cause.
The amount deducted from the accumulation or account value of a policy if a withdrawal occurs within a specific number of years following policy issue.
Kathleen — at Healthy Paws, any premium increase would occur once a year at your policy's anniversary date.
If your pet is 6 years or older, this vet visit needs to occur within the 30 days before or after your policy start date.
Now, 28 years later, apparently, and despite all the scientific work that's been done and all the Policy Makers talk that has occurred, some people STILL DO NOT KNOW... or at claim not to know!
Therefore policy drivers that lock in the trend seen in most recent years, such as carbon pricing, would help to guarantee that its reversal would not occur.
In this guest post, Alex Wang acknowledges that the current sharp public reaction to China's deteriorating air quality bodes well for a potential strengthening in policy efforts to protect the environment, but observes that China's environmental tipping point occurred at least seven years ago.
«The most important energy policy vote in the country this year occurred today in Charlotte, North Carolina,» said Chris Mathis of Mathis Consulting based in North Carolina.
Our study shows that if corals can adapt to warming that has occurred over the past 40 to 60 years, some coral reefs may persist through the end of this century,» said study lead author Cheryl Logan, Ph.D., an assistant professor in California State University Monterey Bay's Division of Science and Environmental Policy.
Until we have reasonably trustworthy answers to (A) and / or (B), the serious policy debate will continue to be over how much to spend on general precaution and specific preparation for things we don't know will ever happen — let alone when they might occur in the next 100 years.
The Institute of Medicine recommended last year that U.S. - based academic medical centers enact policies that prohibit ghostwriting by their faculties, but Lacasse and Leo found this has not occurred.
In recent years, Peel Regional Police have taken a «zero tolerance» approach to domestic violence, and Ontario has a provincial «mandatory charge» policy that requires officers to lay a charge if it is reasonable to think that a domestic violence offence has occurred.
As a result, our client was fairly compensated for his injuries when the insurance company paid the policy limits, one and a half years after the collision occurred.
Given that you have probably already been purchasing PI insurance for some years you will appreciate that PI policies are all underwritten on what is referred to as a «claims - made» basis as opposed to «claims occurring»:
Though the public policy behind statutes of repose is based on the policy judgment that a potential defendant should have no reasonable expectation of responsibility for injuries that occur after the passage of a number of years, the Court held that such a policy rationale does not apply to asbestos cases because: (1) the potential dangers associated with asbestos exposure were well known by 1971; and (2) the typical latency period from asbestos exposure to disease is much longer than the six - year window for filing personal injury claims under the statute of repose.
This means that only those claims that are actually reported to Lawyers Mutual during the one - year policy period will be eligible for coverage, regardless of when the mistake occurred.
For example, a claim made in the current year could be charged against the current policy even if the loss occurred many years in the past.
Graded death benefit describes how a life insurance policy will not pay out if the applicants death occurs during the first two or three years from when the policy was initially placed in force.
If death occurs within the first two policy years for any reason other than an accident all premiums plus 10 % interest shall be paid to your beneficiary.
For example, life insurance policies contain a clause that allows the insurance company to contest or investigate a death if it occurs in the first two years, like in the case of a suicide, for example.
Depending on the issuer of the policy, the accidental death benefit may extend up to a year after the initial accident occurred, so long as the accident led to the insured's death.
If death occurs within the first two policy years for any reason other than an accident, all premiums paid plus 7 % interest shall be paid to the beneficiary.
Anniversary This is the date that occurs one or more full years after your policy's «policy date».
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