Sentences with phrase «pool of mortgages»

In short, bonds are loans that investors make to governments, companies, pools of mortgage owners or many other types of issuers.

The security's value is derived from the value of the underlying pool of mortgages.

In short, bonds are loans that investors make to governments, companies, pools of mortgage owners or many other types of issuers.

These securities get their value from the value of the underlying pool of mortgages that are often secured by the real estate properties.

Ginnie Mae which is part of HUD guarantees securities backed by pools of mortgage loans insured by these three federal agencies - FHA, or VA, or RHS.

To a certain extent, programs offering low - interest first mortgage financing are a specialty of state housing finance agencies, which use annual allocations of tax - exempt mortgage revenue bond authority or dedicated state funds to generate pools of mortgage money at bargain rates, generally about 1 percent to 2 percent below market rates.

In the investing world, dwarfs are the Fannie Mae pool of mortgage - backed securities with 15 - year maturities.

Mortgage Pass - Through Security - Mortgage Pass - Through Security is a security created when one or more of the mortgage holders form a collection pool of the mortgages and sell the shares or participation certificates in the pool, a pass - through.

To summarize, MBS are simply pools of mortgages backed by Fannie Mae, Freddie Mac, or Ginnie Mae which are traded in a manner very similar to Treasury bonds.

The CDS market then expanded into structured finance, such as CDOs, that contained pools of mortgages.

Remember that the «toxic assets» held by banks represent pools of mortgages that have been cut up into dozens of individual pieces; the higher grade pieces having first claim to payments made on the underlying mortgages, and the lower grade pieces having claims to less likely payments.

[5][6] Selling pools of mortgages in this way allowed Ginnie Mae to acquire new funds with which to buy additional home loans from mortgage brokers which furthered the agency's Congressionally mandated mission to «expand affordable housing».

The company owns, manages and finances a portfolio of real estate related investments, including mortgage pass - through certificates, collateralized mortgage obligations, Agency callable debentures and other securities representing interests in or obligations backed by pools of mortgage loans issued or guaranteed by Freddie Mac, Fannie Mae and Ginnie Mae.

It also has been an anxious year for investors that buy CMBS debt, or bonds secured by pools of mortgages on office buildings, shopping centers, warehouses and other commercial properties.

In the structured finance area, she has represented both commercial lenders and corporate borrowers in a variety of secured lending transactions including loans secured by pools of mortgage loans and REO properties.

CDOs work by layering the claims on a pool of mortgages into tranches that give the senior claims a buffer against losses.

Mortgage - Backed Security - Mortgage - Backed Security (MBS) is a securitized interest in a pool of mortgages.

A mortgage certificate, a pass - through certificate, conveys a proportional interest in a pool of mortgage loans.

Mortgage - backed Certificate - Mortgage - backed Certificate is a certificated backed by a pool of mortgage loans.

With this structure, all principal and the interest payments, less a servicing fee, from the pool of mortgages passed directly to the investors each month.

Instead of paying the shareholders fixed coupons and principal, it pays out the cash flows from the pool of mortgages.

I recently looked into investing in «mortgage investment corporations» such as those offered by Carevest and Equimor, which allow investors to invest in a pool of mortgages.

Mortgage - backed securities are backed by pools of mortgages and may be issued by government agencies such as Fannie Mae.

Instead, it refers to real estate mortgage investment conduits (REMIC) which is a pool of mortgages.

A mortgage bond is a bond secured by a mortgage or pool of mortgages.

Instead, investors earn regular payouts based on interest collected from a pool of mortgages owned by the MIC.

Through a process called securitization, pools of mortgages were combined together and sold as Mortgage - Backed Securities.

A pool of mortgages with less than 80 % loan to value ratio can be insured by a mortgage default insurer is known as a portfolio insurance.

If you live in or near major Cities and Towns in British Columbia like Vancouver, Kelowna, Cranbrook Kamloops, Penticton, Salmon Arm, Prince George, Campbell River, Courtenay, Nanaimo or the Greater Victoria area Mortgage Lenders are more willing to lend because of the high population with in the city or town as you go further out in to more rural areas the pool of Mortgage Investors diminishes.

Pools of mortgages that lenders sell to investors, MBS programs help raise money to lend out to Canadians hoping to purchase a home.

«You've got this pool of mortgages that's growing significantly in size.

The term «U.S. agency mortgage pass - through security» refers to a category of pass - through securities backed by pools of mortgages and issued by one of the following U.S. government - sponsored enterprises: Government National Mortgage Association («GNMA»); Federal National Mortgage Association («FNMA») and Federal Home Loan Mortgage Corporation («FHLMC»).

A debt instrument representing a direct interest in a pool of mortgage loans.

Mortgage - backed securities (MBS), also known as MBS Bonds, are a type of bonds that is secured by a pool of mortgage loans.

Mortgage - Backed Securities: Certificates that represent ownership in a pool of mortgages.

Certificates that represent ownership in a pool of mortgages.

Mortgage backed securities are based on cash flows generated from a pool of mortgage loans, mostly residential properties.

They began using their subsidized financing to buy mortgage - backed securities which were backed by pools of mortgages that did not meet their usual standards.

Normally, you think of a Collateralized Debt Obligation (CDO) as a pool of mortgages.

Mortgage - backed securities a re backed by pools of mortgages and may be issued by government agencies such as Fannie Mae.