Sentences with phrase «poor investment performance»

The longer you have your savings invested, the greater opportunity you have to increase the value of your final benefit and ride out the impact of any years of poor investment performance.

Generally, a minimum cash value is never guaranteed because poor investment performance can diminish your entire cash value.

This is a common abuse that is used to mask poor investment performance.

Your cash value and death benefit increase if the underlying investments do well, or they may shrink considerably under poor investment performance.

Although a news release at the time said Nick Calamos «decided to step back from the day - to - day business of the firm to pursue personal interests,» sources interviewed said he left after frequent clashes with his uncle over how to fix poor investment performance in the firm's strategies.

You have the greatest amount of time between the date of the conversion and the due date of your tax return; you make an earlier switch from generating tax - deferred income to generating tax - free income, and you get a longer lookback if poor investment performance or other unexpected events lead you to want to undo the conversion.

These funds have been pulling their members» money out of hedge funds in recent years, after getting hit with a «double whammy — poor investment performance accompanied by huge fees.»

The only other type of «investment product» that returns such poor investment performance; while sucking your money away like cancer running a vacuum cleaner - with their never ending parade of loads, commissions, fees, expenses, and charges - is whole life insurance.

Even though there is a possibility that your benefits or cash value will decline because of poor investment performance, there are safeguards in place that prevent you from dipping below a preset level.

Theoretically, if poor investment performance and / or high cost of insurance charges lower the cash value to $ 0, your policy will be terminated.

Nonetheless, it wasn't just bad luck that lead to poor investment performance of the sovereign wealth funds.

Part of the reason for this poor investment performance is because of a large fee charged by the mutual fund company.

Morningstar criticized Schwab (NYSE: SCHW) for having costly expense ratios on its investments, while AllianceBernstein also scored poorly with its direct - sold and advisor - sold 529 plans due to poor investment performance.

Inevitably, you may wish to undo a conversion, perhaps due to poor investment performance.

Poor investment performance and pension underfunding are risks, certainly, but there is a very low probability that either will make your pension evaporate.

But it plays a big enough role in poor investment performance that Seth Klarman spent a chapter in his book explaining why risk management — avoiding losses — is the cornerstone of a value philosophy.

Poor investment performance could also reduce the level of your death benefit to a pre-specified minimum level.

Poor investment performance would be one significant risk.

VA fees average three times that - before their poor investment performance.

This limited selection leads to lack of diversification, which results in higher risk, much higher volatility, poor investment performance, low yields, selling shares when they're down, lower spendable retirement paychecks, capital depletion, and a disappointing retirement.

This is the only way to avoid the devastating triple - whammy of variable annuities: High costs, poor investment performance, and being stuck.

Poor investment performance could also reduce the level of your death benefit to a pre-specified minimum level.

As a result, you have to bear the brunt of the risk of poor investment performance.

However, if you're considering a universal life policy, it's important to know your policy may either lapse or fail to accumulate cash value due to a number of factors, including administrative costs, poor investment performance, a change in mortality rates, or insufficient premiums.

However, if you're considering a universal life policy, it's important to know your policy may either lapse or fail to accumulate cash value due to a number of factors, including administrative costs, poor investment performance, a change in mortality rates, or

The truth is, universal life insurance policies rarely perform well, which is why they have been a topic of debate in recent years especially as retirees continue to lose their coverage due to poor investment performance.

Today the policy has about $ 130,000 cash left and with them in their 70's, the policy is rapidly imploding due to poor investment performance and the natural rise in mortality charges.