The investment
portion of a variable life insurance policy leaves you vulnerable to loss.
Not exact matches
Whereas whole
life insurance provides fixed rates
of return on the account value, at rates determined by the
insurance company,
variable life insurance provides the policyholder with investment discretion over the account value
portion of the
policy.
Like
variable life, you can invest the cash value
portion of the
policy among the
insurance company's portfolio
of investments.
In addition, due to the variety
of investment options,
variable life can provide
insurance policyholders with the opportunity to grow the funds that are in the cash
portion of their
policy.
Those who own a
variable life insurance policy will typically be required to take a more active role in the investment
portion of the
policy.
Like
variable life, you can invest the cash value
portion of the
policy among the
insurance company's portfolio
of investments.
When you make a premium payment on a
variable universal
life insurance policy, a
portion of that payment will cover the cost
of the
policy.
In addition, due to the variety
of investment options,
variable life can provide
insurance policyholders with the opportunity to grow the funds that are in the cash
portion of their
policy.
Variable Life — Cash value life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by the
Variable Life — Cash value life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by the pol
Life — Cash value
life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by the pol
life insurance in which you manage the cash value
portion of the
policy by selecting
variable investment options offered by the
variable investment options offered by the
policy.
Variable Universal
Life Insurance is similar but with the ability to invest the cash
portion of the
policy into different types
of equity investments.
Like any
variable life policy,
variable survivorship
life insurance has a cash value component in which a
portion of each premium payment is set aside to be invested by the policyholder, who bears all investment risk.
Whereas whole
life insurance provides fixed rates
of return on the account value, at rates determined by the
insurance company,
variable life insurance provides the policyholder with investment discretion over the account value
portion of the
policy.
This is because the money you put into a
variable life policy is divided up into three
portions: part
of it goes towards your chosen investments, part
of it goes toward the actual
life insurance policy, and a good
portion of it goes to fees.
The other piece
of your
variable universal
life insurance policy is a
portion of the money you pay into the
policy every month is saved or invested, meaning your
policy will accrue cash value.
Variable life insurance policies allow you to invest a
portion of your premium into the insurer's separate account, providing access to professionally managed investment options.
Variable universal
life insurance is similar to traditional universal
life, except that the policyholder is allowed to invest the cash
portion of their
policy into different types
of investments such as mutual funds.
When you pay your premiums, a
portion of the money for a
variable life insurance policy is put in -LSB-...]
Every time you pay a premium on a
variable life insurance policy, a
portion of the premium is diverted into the «cash value»
of the
policy.