Sentences with phrase «portion of your financial life»

Except it's only about the credit portion of your financial life, e.g. everything to do with borrowing or owing money.

Not exact matches

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Having one's job and a portion of one's wealth in the same firm can create undue financial risk for workers, as it does for individuals and families who use some or all of their life savings to start their own businesses or otherwise invest heavily in one asset.

What matters most is that you're dedicating a significant portion of your income to improving your financial life, regardless of whether that's in the form of IRA contributions or debt payments.

A reverse mortgage is one of the very few financial tools that allows senior homeowners to access a portion of their home equity to pay off their existing mortgage and eliminate their monthly mortgage payment for as long as they live in the home and continue to meet the loan obligations.1

That's why it may be a great time for you to consider a Brighthouse Financial variable annuity with the optional FlexChoice Access living benefit rider, which lets you turn a portion of retirement savings into guaranteed income that lasts for life.

Which is why if you really want to ensure that the portion of your savings you «annuitize» will be able to generate income you can count on no matter how long you live and regardless of how the financial markets perform, you should consider taking the following four steps:

Most financial experts recommend that investors keep a portion of their money in the stock market throughout their lives, even after they retire.

In ULIPs (as mentioned by you), you are paying high premium for low life cover and only a portion of your premium is invested in financial securities.

Applying this test, the bankruptcy court did not clearly err in finding that (1) the Penas could not maintain a minimal standard of living and repay their student loans, (2) their unfortunate financial situation was likely to continue for a substantial portion of the repayment period, and (3) they made a good - faith attempt to pay the loans.

But there's also a relatively simple financial move that may lead to a happier post-career life: «annuitize» a portion of your retirement savings.

Financial planners creating a retirement income strategy can reduce the expected costs of funding a retirement income by allocating a portion of their client's investments to a DIA, particularly if the retiree is worried about investment risk in the near term or running out of money later in life.

Thus, a whole life insurance policy leverages a portion of your financial resources for the sole purposes of providing a legacy to your beneficiaries, while still maintaining control of your assets.

If you have a universal life insurance policy, you most likely have the flexibility to use the cash portion of the policy to pay the premium until your financial situation improves.

I had to take Family Medical Leave from my job and used the «terminally life ending» up front portion of his life insurance money for us to make our financial ends meet that afforded him to be able to go out of state for his cancer treatments and I was able to be with him during these three months and then at the end I was able to be at home with him for two months in Hospice Care.

A portion of your premium will be applied to the accumulation of cash value, and because of this, a whole life insurance policy generally is considered a financial asset.

If you don't want to get rid of your life insurance coverage but have fewer financial obligations, you can also withdraw a portion of the policy's cash value.

In some cases the best possible solution will be having a very affordable Term life insurance policy to cover the major portion of the financial liabilities and a smaller Universal life insurance policy to cover the person for the rest of his or her natural life.

We have separated a portion of our individual life insurance business (life insurance you buy in - person through an agent) and annuity business, establishing a company called Brighthouse Financial, Inc..

Some whole life policies can also earn annual dividends, a portion of the insurer's financial surplus.

If you look at your life in terms of stages, with different financial resources and needs as you move from your first job to raising a family to retirement, you'll see that other than health insurance it's likely that you'll need other insurance products only for portions of your life.

Life insurance can be one of the most cost - effective portions of a family's financial planning.

But Robert O'Brien, the chief financial officer, reiterated a list of potential sales that includes Forest City's stake in the Brooklyn Nets basketball team; a share in the Barclays Center arena where the Nets play; a Brooklyn development site; four Illinois life - sciences office buildings; and the Post Office Plaza, Skylight Office Tower and Avenue shopping center portions of the Tower City complex here.

A reverse mortgage is one of the very few financial tools that allows senior homeowners to access a portion of their home equity to pay off their existing mortgage and eliminate their monthly mortgage payment for as long as they live in the home and continue to meet the loan obligations.1