Sentences with phrase «portions of your savings»

A portion of the savings flow from reforms to Medicaid.

For more esoteric items such as baseball pitching machines and cricket bats, the market is less competitive so retailers may be able to retain a significant portion of the savings and prices will take longer to adjust.

In addition to taxes, for example, it's important to consider moving a portion of your savings abroad where it can't be confiscated or frozen by capital controls.

Which is why I contend it makes more sense to think of an immediate annuity as part of a comprehensive retirement income plan that works as follows: Put a portion of your savings into the annuity and opt for the highest monthly payment.

It may make sense to contribute a portion of your savings into Roth accounts or even convert some retirement funds to Roth IRAs.

A fixed income annuity provides you, or you and your spouse, with guaranteed1 income by turning a portion of your savings into a stream of income payments for the rest of your life or a set period of time.

Some retirees, especially those with considerable amounts of money tucked away, may plan on leaving a portion of their savings to their heirs or charity.

A smaller portion of my savings goes towards my trading account.

I recently took 2 positions in stocks I think could be multi-baggers, and I generally think I have more gamble in me than most, but I just don't have the guts to risk a meaningful portion of my savings on those real volatile type stocks.

An income annuity allows you to set up a stream of income for life * using a portion of your savings to create a retirement «paycheck.»

Any undesired distributional consequences can and should be addressed by setting aside a portion of the savings from the chained CPI to provide targeted changes for low - income populations

As stock prices have collapsed and wiped out a portion of the savings of the average Chinese investor, this could undermine confidence in China's capital markets and also the ability of the Communist Party in China to maintain control of the economy and engineer a «glide path» for slower but more sustainable growth.

An income annuity can provide a reliable income stream using a portion of your savings.

That portion of your savings that you don't expect to need for 10 years or more could be diversified among the stock funds you mention.

One source said the city could be on the hook for about $ 800 million in new costs, which would amount to a large portion of the savings Cuomo has in his budget.

In December 2013, the Cuomo administration removed $ 2 billion from its $ 10 billion waiver application with the federal government, which would allow the state to reinvest a portion of its savings.

Please do NOT include any portion of your savings that came from your financial aid proceeds above, expected relocation costs or for other expenses you anticipate incurring before attending HGSE.

Note 2: Some portion of savings may be reallocated back to all teaching staff or other priorities, not just excellent teachers.

If you decide that putting a portion of your savings into immediate annuity in return for lifetime income is the right choice for you, then the next step is identifying an annuity (or annuities, as the case may be) that can provide the right combination of income and security.

A single - premium income annuity, also known as an immediate annuity or deferred income annuity, can provide a reliable income stream using a portion of your savings.

Similarly, recent research from Employee Benefit Research Institute economist Jack VanDerhei suggests that many Boomers and GenXers may be able to boost their retirement prospects by putting a portion of their savings into a type of annuity that doesn't begin making payouts until the later stages of retirement.

(And if you would like extra assurance that you'll have spending cash coming in regardless of how the markets perform, you can always invest a portion of your savings in an immediate annuity or longevity annuity.)

I put aside a portion of my savings each month to allocate to my portfolio, and I liked the idea of having more control in «how much» and «where» this goes (i.e., I can buy a certain amount of emerging markets ETF one month and some Pacific ETF the next month).

So, you may consider investing in a MIP Plan (like Birla II Wealth 25 plan) & a small portion of savings in HDFC Balanced fund.

Some of your savings should be liquid, but the portions of your savings that you don't need for an emergency fund can be tied up in less liquid and riskier investments.

But I think for a portion of your savings, for the right client, it can be a good solution.»

If you would like to invest a portion of your savings in Gold for long - term, Gold bonds Scheme may outscore the Gold funds / physical gold.

Instead, by funding an annuity with only a portion of your savings and investing the rest in a diversified portfolio of stock and bond mutual funds for growth potential, you can reap the advantages of an annuity (income you won't outlive no matter what's going on in the financial markets) while still having the remainder of your nest egg invested so it remains accessible yet can grow over the long term.

And if you're on the verge of retirement and have a big portion of your savings in stocks, a setback on the order of the 2007 - 2009 50 % + drop in stock prices could force you to sharply scale back your post-career lifestyle or stay on the job longer than you want.

Look for ways to enhance income, such as delaying Social Security payout or putting a portion of savings into a guaranteed income source, like an annuity.

Well, when you invest a portion of your savings in an immediate annuity, you are converting assets into monthly income guaranteed to last as long as you live.

An income annuity can provide a reliable income stream using a portion of your savings.

But if you want more assured income than Social Security alone can provide, then putting a portion of your savings into an immediate annuity may make sense.

But if you follow the strategy I mentioned above and put only a portion of your savings into an annuity and invest the remainder in a portfolio of stock and bond funds, you would still have assets that you could pass along to your heirs, assuming you manage withdrawals from your portfolio so you don't deplete it too soon.

When you are investing a large portion of your savings, it is a nerve - wracking experience. OptionsHouse.com does offer a variety of contact methods, including telephone, live chat and email support, but it is not 24/7.

If you've got 30 or 40 years until retirement, most investment advisors will recommend that you put a larger portion of your savings toward higher risk investments where you stand to gain more.

But while the strategy you suggest — putting a portion of your savings into a bond fund and living off the income and other distributions — might work, it also has some drawbacks.

If you want even more assurance that you won't run out of capital, you might even consider using a portion of your savings to buy guaranteed lifetime income.

To learn more about how income annuities and fixed annuities can help protect a portion of savings and provide stable lifetime income, talk to your financial professional.

On the other hand, more than 90 % also said that they want their investments to continue to grow in retirement, which suggests they realize they need to invest at least a portion of their savings in stocks.

Finally, you may want to consider whether it makes sense to devote a portion of your savings to buy more guaranteed income than Social Security alone will provide.

This way, a portion of your savings will come available every 12 months.

Some advisers recommend that seniors invest a portion of their savings in bonds, dividend - paying stocks, and other investments.

However, the priority can be like this Cash, FD / RD and some portion of your savings in Liquid fund.

You might spread your investments over more or less time, depending on how quickly rates seem to be increasing and whether you want to have more ready access to a portion of your savings.

This is a great option if you intend to use or reinvest some portion of your savings on a regular basis, but don't anticipate needing the whole of it at any given time.

Which is why if you really want to ensure that the portion of your savings you «annuitize» will be able to generate income you can count on no matter how long you live and regardless of how the financial markets perform, you should consider taking the following four steps:

With QLACs, retirees would not be required to pay RMDs on a portion of their savings if they bought a longevity annuity.

If you decide you want to put a portion of your savings into an immediate annuity or a longevity annuity, make sure to get quotes from several insurers, as payments can easily vary from one company to another by 8 % to 10 %.

Or you might consider devoting a portion of your savings to an immediate annuity, a type of investment that can provide guaranteed monthly payments for as long as you live.