Sentences with phrase «positive financial changes»

Once you understand why a lender might have rejected your application for a mortgage, it's time to make positive financial changes.

Not exact matches

Can investing in companies with favorable gender diversity records effect change and produce positive financial returns?

As more investors tailor their portfolios to drive positive social and environmental change while still realizing a financial return, one issue that is gaining momentum across individual and institutional investing is gender diversity.

Their portfolio simulation approach: (1) is restricted to the technology, industrials, health care, financials and basic materials sectors; (2) assumes an extreme sentiment day for a stock has at least four novel news items (prior to 3:30 PM in New York) and is among the top 5 % of average daily positive or negative events; (3) makes portfolio changes at market close; (4) holds positions for 20 days, subject to a 5 % stop - loss rule and a 20 % take - profit rule; (5) constrains any one position to 15 % of portfolio value; and, (6) assumes round - trip trading friction of 0.25 %.

Today, Blue Haven's dedicated in - house team and its advisors work on sourcing and evaluating investment opportunities that create positive change and deliver financial returns.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Innovation & development: How cryptocurrencies can be viewed through conventional innovation frameworks, what this unique positioning tells us about their future as a technology, and what possibilities exist for cryptocurrencies in developing countries as crucibles of transparency, positive change and financial inclusion.

Financial markets have undergone a substantial change in direction during the period since the February Statement, notwithstanding the generally positive global outlook described above.

The generally positive run of economic data around the world has been reflected in a clear change in sentiment in financial markets since mid-year, as concerns that the global recovery would falter gave way to increasing confidence about the outlook.

In August 2013, Alter Eco became one of a record 17 companies to register as Delaware's first benefit corporations, venture - backed companies that drive positive social change and now put social impact on par with financial returns.

Although some of these changes seem positive - such as a new home and job - they also represent major stressors due to increased time and financial expenditures.

They are longtime partners of both the School Nutrition Association and the School Nutrition Foundation, providing financial, human, and administrative resources; Winston Industries is an integral part of SNF's mission to provide our members with greater access to scholarships and grants to help them advance in their careers while making positive, healthy changes in their schools.

Katz said that being the city's top financial officer not only requires the steady hand of someone with a firm financial background, but the gusto to push for and effectuate positive change in city policy — both qualities she says she has.

Previous research has shown that failure to prepare for retirement makes individuals more likely to be depressed and less likely to successfully adapt to the life change; however, planning for retirement has positive outcomes, such as improved psychological well - being, more financial stability and better role adjustment.

According to the poll, most Sugar Babies on the site are looking for a sugar relationship to not only ease their financial burdens, but also to alleviate general stress and help bring about positive change in their lives.

With the help of the prison's chief trustee (Yaphet Kotto) and a compassionate ally (Jane Alexander), the warden effects some positive change, but powerful business interests line up against him when his ideas threaten their financial bottom line.

Caroline Rookes, Chief Executive of the Money Advice Service, (who kindly provided funds to support the inquiry) said: «We welcome the APPG's report and the continuing efforts to make meaningful, positive changes to the approach to financial education among young people.

«I've never seen a time like this in all the decades I've worked in the field,» Dede began, admitting that while most of the changes in edtech have been driven by «financial constraints in school,» it's nevertheless driving a lot of change that is positive.

Indeed, aside from a vague reference to Pooled Registered Pension Plans, some financial literacy announcements and a small positive change to Registered Education Savings Plans, the proposals were focused on curtailing the tax planning activities of investors.

Being aware of what your FICO score is, and how it changes with your spending habits, can have a positive impact on how you approach important financial decisions.

Unfortunately, creditors will look at these reports, so if they can be bolstered in any way to show that you have been making positive changes in your financial outlook, they can work in your favour rather than against you.

Sometimes the bank doesn't see enough of a positive change in your financial behavior, and other times, there is something in your credit history that they really don't like, so the graduation might not be coming for a long time.

When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans.

I measure [Delta] LEVER as the historical change in the ratio of total long - term debt to average total assets, and view an increase (decrease) in financial leverage as a negative (positive) signal.

Anna Counselman, Co-Founder of Upstart, explained that her company's mission is centered on helping borrowers achieve a positive change in their personal financial position, or what Upstart refers to as «financial fitness.»

Even though you're going into this with a «set it and forget it» mentality, a positive change in your financial situation, such as a raise at work, means it may be time to modify the amount you send to your savings account each month.

This is why it makes it a lot easier to use a program such as Excel where totals can be added quickly and you will be able to see in a matter of seconds which direction you are going in and whether the steps that you have made have resulted in positive changes towards your financial well - being and achieving a credit score that will be the envy of most.

If you are going to make a positive change in your financial decisions, you must stop making automatic payment.

For the last eight + years, Ruth has been on the forefront of affiliate relations, customer service and in the marketing department here at Golden Financial Services, where her emphasis and primary focus is on researching, evaluating and implementing positive changes.

The high yield market has had a positive correlation with equity markets for many years when comparing the percentage change in spreads (over Treasuries) for key high yield indices vs. the percentage change in level for equities, and this correlation has become even more pronounced since the global financial crisis.

Certainly, this determination will require a special consideration of the debtor's present employment and financial situation - including assets, expenses, and earnings - along with the prospect of future changes - positive or adverse - in the debtor's financial position.

This positive sentiment change is likely supported by the Canadian banks» performance during the financial crisis, combined with years of a harsh U.S. regulatory environment, particularly against the largest banks (in stark contrast to Canada, which arguably has the most pro-bank regulator globally).

However, because the changes were made to bolster the financial stability of the HECM program, they are expected to produce a positive effect on the reverse mortgage market in the long term.

Developer and publisher Square Enix has changed its positive predictions for the financial year from a healthy profit to a crippling loss, and announced plans to bring in reforms and restructuring.

There is an urgent need to scale up financial flows, particularly financial support to developing countries; to create positive incentives for actions; to finance the incremental costs of cleaner and low - carbon technologies; to make more efficient use of funds directed toward climate change; to realize the full potential of appropriate market mechanisms that can provide pricing signals and economic incentives to the private sector; to promote public sector investment; to create enabling environments that promote private investment that is commercially viable; to develop innovative approaches; and to lower costs by creating appropriate incentives for and reducing and eliminating obstacles to technology transfer relevant to both mitigation and adaptation.

SunEdison and Carbon War Room proved that we could make positive change through business and financial model innovation in many industries.

Participants deepened their understanding of climate impacts and positive solutions through a series of creative exhibits — a photo exhibition on climate impacts on the island nation Tuvalu, various talk sessions connecting climate change and financial choices, as well as live art and music performances.

It is more surprising that the Superintendent of Motor Vehicles in BC actually relies upon these such tests to prohibit innocent people from driving (leading to other severe financial or life - changing repercussion) in situations where the breath testing equipment might be in fact reading false positives.

Thus McFarlane LJ [at 54]: «What the judge was not entitled to do was retrospectively to establish that the husband was under a positive duty to disclose any change in his financial circumstances throughout the appellate process.

It has been a common belief of a majority of respondents that any new Indian leadership would bring about positive regulatory changes which would bring in more foreign investments, financial services reforms, better infrastructure and finally greater economic growth.

The insurance industry in India is at the stage where it is going through a change and it is positive, said Deepak Mittal, managing director and chief executive officer, Edelweiss Tokio, in a recent interview with a major financial daily.

Japanese investors have been showing a growing interest towards cryptocurrency startups encouraged by positive changes in domestic financial legislation.

I am positive that if I am provided with a chance to work at Lighstream Resources in the capacity of a chartered accountant, you will see an immediate and positive change in the way financial controls are handled within your organization.

You'll also want to reference measurable accomplishments by tactfully showing how the changes you made to a family or business financial plan had a positive impact.

Management style and actions allow for collaberation, dramatic process change, positive work environment, and outstanding financial results.

Key Highlights: • Overcame all business and financial challenges to develop high quality service for local area citizens and to bring together communities focused on positive changes.

About Blog Live Purposefully Now centers around spiritual, emotional and financial transformation, with tools and ideas for manifesting positive changes in each area to help create successful lives.

SunTrust Bank, Inc. (Washington, D.C.) 10/2002 — 2/2007 Teller • Managed teller team guaranteeing a positive atmosphere and profitable operations • Handled financial transactions including withdrawals, deposits, and account changes • Assisted manager with opening, closing, and oversight of bank vault • Supported management team with administrative functions as needed

Family Strengthening Writ Large: On Becoming a Nation That Promotes Strong Families and Successful Youth (PDF - 659 KB) National Human Services Assembly, Family Strengthening Policy Center (2007) Offers a high - level synthesis of research and suggests broad strategies for changing America's culture to better promote nurturing family relationships, family financial stability, and positive connections.

While it's best practice to meet with a financial advisor in the beginning stages of divorce, a financial advisor can help clients in all stages of the divorce process and finds positive changes in all stages.