Sentences with phrase «positive return on the cash value»

These policies allow a positive return on the cash value — typically up to a certain set maximum or «cap» — when an underlying index performs well during a given year.

Not exact matches

To give a sense of that, we recently did a global screen of nearly 5,800 non-financial companies with market values greater than $ 300 million, positive free cash flow over the past 12 months, at least an 8 % return on equity over the past 12 months, net debt to EBITDA of no more than 2.5 x and a trailing EV / EBIT multiple of no more than 8x.

Yet, while the policyholder has the opportunity to increase returns based on positive market performance if the underlying index performs poorly and has negative returns in a given time period, principal in the cash value component is protected.

Dividend payments are typically large enough that whole life owners actually can expect to have a positive rate of return on their life insurance during the life of the owner, meaning after a certain amount of time the cash value of the policy will be larger than the amount of money paid in.

The cash value will eventually grow enough so a policy owner has a positive return on the amount of money they put into the policy.