In my experience lawsuits are not consistently a good economic investment at less than $ 75,000 U.S., but in limited jurisdiction courts the process is much cheaper, the vast majority of lawsuits are resolved with defaults, and in any almost any written contract it is
possible to insure that the prevailing party will be
awarded attorneys»
fees and court costs in addition to the damages
awarded (this is the default rule in England and many other countries, but not in the U.S.A.).