Not exact matches
The Vitesse team has not only been successful in raising my
credit score 79
points in 4 months, but have also made the process of repairing my
credit as pain - free as
possible.
Rates or
points provided in pre-qualification or pre-approval letters do not take into consideration
possible adjustments based on evaluation of: member's
credit score, Loan - To - Value, Combined Loan - To - Value, subordinate financing, occupancy, appraised value, down payment, property type, property use and loan purpose.
You need to keep in mind that in both short sales and foreclosure it is
possible that the
credit score drop could be closer to 200 - 300
points.
Even if you have perfect
credit before filing, it is
possible — even likely — that your
credit scores will fall by well over 100
points.
That way, you ensure your
credit score is at the highest
point possible before you call your creditor.
The key part of raising your
credit score 100
points will be attempting to get all of your available
credit up to 50 to 60 % even 65 % if
possible.
Besides, «lenders will not typically have a special rate or loan for only those with perfect
credit scores or
scores within a few
points of the highest
score possible,» said Jeff Richardson, spokesman for VantageScore.