Sentences with phrase «potential of a whole life policy»

These policies have the most upside potential of any whole life policy due to the variable nature of the policy.

Actually, the growth potential of a whole life policy increases if certain «infinite banking strategies» are utilized within the policy.

Not exact matches

This policy didn't offer the guarantees of the whole life policy, but it did offer flexibility and potential growth comparable with the money market accounts that were so enticing to consumers.

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

The historic returns of the stock market have not been shown to outpace the steady 4 % guaranteed return of a whole life policy, further benefited from potential dividend payments ranging from 2 - 3.5 % and up depending on the interest rate environment.

Some people may prefer the set death benefit, level premiums, and the potential for growth of a whole life policy.

What's more, because we're a mutual company, ownership of one of our whole life policies entitles you to receive dividends when they're declared, which can provide tremendous additional growth potential.

Some term life policies may offer greater flexibility such as terms for return of premium and the potential to convert to whole life insurance.

It also presents action to advocate a multidimensional approach to climate change policies to take into account the potential social co-benefits of effectively addressing climate change as well as opportunities to focus on the most vulnerable and to develop climate - related policies and measures to provide better living conditions in their societies as a whole.

When picking a whole life insurance policy, a potential policyholder needs to consider the overall strength and integrity of the insurance company when considering dividends.

On the whole, alongside the outlined potential benefits, Universal Life Insurance policies have a number of inherent limitations.

Whole Life Insurance — As the standard option, this policy offers a cash value component, potential for dividends, and guaranteed premiums up to the age of 100 years.

By virtue of its safe investment profile, a traditional whole life policy doesn't have the same potential for growth of cash value found in universal life insurance products.

For instance, for an American, there may be term insurance, permanent insurance, whole life, universal life, long term care insurance, accidental death, critical illness insurance, disability insurance, variable products, graded and modified, guaranteed premiums, living benefits, return of premium, policies for 5,10,20,30, or for life coverage — all very confusing to a potential customer.

Whole life policies offer you a fixed level premium that won't increase, the potential to accumulate cash value over time, and a fixed death benefit for the life of the policy.

Like whole life, universal life insurance is considered a type of permanent * life insurance policy with the potential to earn cash value.

While a whole life policy's cash value is typically guaranteed to grow a certain amount, it's smaller than the potential growth of a variable life insurance policy.

Farmers EssentialLife ® Simple Whole Life is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliWhole Life is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policLife is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliwhole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policlife insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliwhole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policlife with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policies.

One potential life insurance policy solution, modified whole life insurance, provides lower initial premiums for a set period of -LSB-...] Continue Reading

Some of the potential pitfalls of buying a whole life insurance policy include:

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

Because of this, indexed universal life insurance is used by many policy holders who are seeking higher potential growth (than that of whole life, or even CDs and money markets), yet with protection of principal.

If you are thinking of buying a life insurance plan for the potential tax - saving opportunities that it will provide you, ensure that you have fully understood how the whole insurance policy works.

Flagship Whole Life insurance is for those who want the security of guaranteed premiums and death benefit, as well as the flexibility to use the policy's cash value and potential dividends in a variety of ways.

Andrew has a $ 1,000,000 whole life insurance policy that, by the time he has now turned 65, has almost $ 200,000 of cash value, and since he has only put in about $ 140,000 in premiums over the years, he faces a potential $ 60,000 gain if he surrenders the policy to use the cash value as a retirement asset.

If your policy lapses (for any type of policy), you'll not only face potential rate increases if you reapply, but you'll also no longer be eligible to receive the death benefit, which is the whole goal of life insurance in the first place.

The historic returns of the stock market have not been shown to outpace the steady 4 % guaranteed return of a whole life policy, further benefited from potential dividend payments ranging from 2 - 3.5 % and up depending on the interest rate environment.

It is important to be aware of the guaranteed earnings in a universal or whole life policy and not just the current earnings or earning potential.

Farmers EssentialLife ® Simple Whole Life is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliWhole Life is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policLife is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliwhole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policlife insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliwhole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policlife with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policies.

This policy didn't offer the guarantees of the whole life policy, but it did offer flexibility and potential growth comparable with the money market accounts that were so enticing to consumers.

Whereas a participating whole life policies offer minimum guaranteed returns, with a non-guaranteed potential return based upon company performance, indexed universal life policies offer a maximum guaranteed return based upon the performance of any number of selected market indexes.

With whole life insurance, you can borrow against the amount you have paid in, called cash value, and some type of policies will even allow you play an active part in how the money you pay in is invested, which has the potential earn money for you while you are alive.

Some types of whole life insurance allow the policyholder to make decisions about how the money is invested, which has the potential to make a policy worth considerably more or less depending on your choices for investments and the general market behavior.