This will help you estimate the volume of credit and
the potential risk to your business.
Business continuity planning begins with assessing how
potential risks to your business will impact your ability to deliver products and services.
The downside of applying for both cards is
the potential risk to your business credit score.
So if you run a fitness business from inside your home, either one of these scenarios is
a potential risk to your business.
It focuses on a critical first step in assessing these climate impacts: understanding
the potential risks to business and the importance of...
So if you run a fitness business from inside your home, either one of these scenarios is
a potential risk to your business.
Not exact matches
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the
potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes
to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes
to business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the
risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
Identifying
potential risks — and your planned responses
to them — will show investors how well prepared you are
to run your
business.
As you build scale in your
business, you can often increase revenue, but a banker or accountant can help you better forecast your
business»
potential and help you determine which
risks are smart
to take financially.
Clearly convey
to your employees the
risks associate with social media sites, share recent news articles about Facebook and Twitter cyber-attacks, help them understand the
potential impact
to both the
business and
to their personal data.
Take care of the important stuff first, the
risks that have the
potential to financially cripple your
business.
Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due
to these
risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing of, and
risks relating
to, the executive search process;
risks related
to the
potential failure of eptinezumab
to demonstrate safety and efficacy in clinical testing; Alder's ability
to conduct clinical trials and studies of eptinezumab sufficient
to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab;
risks and uncertainties related
to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements;
risks and uncertainties relating
to the manufacture of eptinezumab; Alder's ability
to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and
business conditions; and other factors discussed under the caption «
Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
Be upfront with your loved ones about the financial
risk associated with your
potential business venture, as well as with your motivation for wanting
to pursue it now.
The alert noted that in a recent SEC Office of Compliance Inspections and Examinations study of 75 financial firms, 5 percent of broker - dealers and 26 percent of advisors and investment funds did not conduct periodic
risk assessments of critical systems
to uncover vulnerabilities,
potential business consequences and other cybersecurity threats.
The company must have long - term
potential; it needs some sort of sustainable competitive advantage that will keep it in
business for years
to come; he wants double - digit returns — «Why bother buying a
business if you're not getting at least that for taking on the
risk of owning a company?»
Actual results, including with respect
to our targets and prospects, could differ materially due
to a number of factors, including the
risk that we may not obtain sufficient orders
to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able
to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue
to suffer if new issues arise regarding issues related
to product quality for this
business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities
to meet customer orders or that result in higher production costs and lower margins; our ability
to lower costs; the
risk that our results will suffer if we are unable
to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis
to meet customer demand; the
risk that longer manufacturing lead times may cause customers
to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail
to perform or fail
to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the
potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and
businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our
business among few customers, including the
risk that customers may reduce or cancel orders or fail
to honor purchase commitments; the
risk that we are not able
to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us
to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability
to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required
to record a significant charge
to earnings if our goodwill or amortizable assets become impaired;
risks relating
to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability
to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related
to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the
potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Seasoned entrepreneurs understand the need
to take
risks with their IP, typically by sharing early - stage product ideas, concepts, or
business models with
potential investors.
Readers are cautioned that these forward - looking statements are only predictions and may differ materially from actual future events or results due a variety of factors, including, among other things, that conditions
to the closing of the transaction may not be satisfied, the
potential impact on the
business of Accompany due
to the uncertainty about the acquisition, the retention of employees of Accompany and the ability of Cisco
to successfully integrate Accompany and
to achieve expected benefits,
business and economic conditions and growth trends in the networking industry, customer markets and various geographic regions, global economic conditions and uncertainties in the geopolitical environment and other
risk factors set forth in Cisco's most recent reports on Form 10 - K and Form 10 - Q.
The minute I see clients of mine let anything related
to religion, whether it's serious or in jest, make its way into their
business I see a
potential risk to their profits.
Most recently she served as director of external affairs and communications for Spectra Energy's Canadian LNG
business, responsible for development of natural gas infrastructure investment opportunities related
to liquefied natural gas in Western Canada, as well as development of strategies
to address market, regulatory, and stakeholder
risks associated with
potential LNG projects.
Report calls for organizations
to routinely disclose
potential risks and opportunities climate change poses
to their
business
These include difficulties in complying with KYC and AML rules when dealing with digital assets; losing
business to less
risk - averse companies that are willing
to «engage in
business or offer products in areas we deem speculative or risky, such as cryptocurrencies;» and (like J.P. Morgan) the
potential need
to spend large sums while attempting
to keep up with shifting technological norms.
based in part on their
business line performance, and thus presented the
potential for excessive
risk taking, the HRC concluded that the emphasis on overall Company performance in compensation decisions, the existence of robust compliance, internal control, disclosure review and reporting programs and clawback policies, the Code of Ethics prohibition on, and right
to discipline employees for manipulating
business goals for compensation purposes and its prohibitions on derivative and hedging transactions in Company common stock, and the Company's stock ownership guidelines provided adequate safeguards that would either prevent or discourage excessive
risk taking.
Such
risks and uncertainties include, but are not limited
to: our ability
to achieve our financial, strategic and operational plans or initiatives; our ability
to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications
to our operations and processes; our ability
to identify
potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect
to the Merger; the substantial level of government regulation over our
business and the
potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other
business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability
to obtain shareholder or regulatory approvals required for the Merger or the requirement
to accept conditions that could reduce the anticipated benefits of the Merger as a condition
to obtaining regulatory approvals; a longer time than anticipated
to consummate the proposed Merger; problems regarding the successful integration of the
businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing
business operations and opportunities during the pendency of the Merger;
potential litigation associated with the proposed Merger; the ability
to retain key personnel; the availability of financing, including relating
to the proposed Merger; effects on the
businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
In addition
to monitoring
business credit use, they offer additional credit services
to small
businesses that include credit
risk management, the ability for your
business to check the credit of
potential of your customers, and industry - specific data
to help you identify potentially risky customers.
They underestimate how vulnerable they are
to security threats, leaving the
business open
to potential financial, brand and customer trust
risks.
American Airlines Group Inc., Delta Air Lines Inc., and United Continental Holdings Inc. are being asked by a group that advocates on behalf of flyers
to report on
potential business risks from cabin seats that are getting smaller while passengers get bigger.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including
risks related
to new product introductions;
risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors;
risks associated with BlackBerry's foreign operations, including
risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions;
risks relating
to network disruptions and other
business interruptions, including costs,
potential liabilities, lost revenues and reputational damage associated with service interruptions;
risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security
risks; BlackBerry's ability
to attract and retain key personnel;
risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry (R) World (TM);
risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information;
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability
to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; the Company's ability
to complete or realize the benefits from
potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations;
risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; failure
to successfully integrate the
business and operations of the Company in the expected time frame; the Company's ability
to complete or realize the benefits from
potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations;
risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; tax law changes or interpretations; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including
risks related
to new product introductions;
risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors;
risks associated with BlackBerry's foreign operations, including
risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions;
risks relating
to network disruptions and other
business interruptions, including costs,
potential liabilities, lost revenues and reputational damage associated with service interruptions;
risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security
risks; BlackBerry's ability
to attract and retain key personnel;
risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry ® World ™;
risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability
to manage inventory and asset
risk; BlackBerry's reliance on suppliers of functional components for its products and
risks relating
to its supply chain; BlackBerry's ability
to obtain rights
to use software or components supplied by third parties; BlackBerry's ability
to successfully maintain and enhance its brand;
risks related
to government regulations, including regulations relating
to encryption technology; BlackBerry's ability
to continue
to adapt
to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers;
potential defects and vulnerabilities in BlackBerry's products;
risks related
to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance;
potential charges relating
to the impairment of intangible assets recorded on BlackBerry's balance sheet;
risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies;
risks related
to economic and geopolitical conditions;
risks associated with acquisitions; foreign exchange
risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Statements regarding future events are based on the parties» current expectations and are necessarily subject
to associated
risks related
to, among other things, regulatory approval of the proposed acquisition or that other conditions
to the closing of the deal may not be satisfied, the
potential impact on the
business of WhatsApp due
to the announcement of the acquisition, the occurrence of any event, change or other circumstances that could give rise
to the termination of the definitive agreement, and general economic conditions.
They use mathematics, statistics, and financial theory
to assess the
risk of
potential events, and they help
businesses and clients develop policies that minimize the cost of that
risk.
When these regional banks expanded their focus
to small
businesses, they not only grew their base of
potential clients, they developed a range of more sophisticated finance skills, from processing loans
to assessing
risk.
By agreeing
to provide collateral
to the lender, you could put some
business assets at
potential risk.
Without significant changes
to Twitter's
business model, this stock exhibits large downside
risk and nearly no upside
potential.
Before taking your
business idea or
business plan
to a VC; please be sure that your
business idea or opportunity has strong profit
potential because VCs are purely investors
risking their capital for a profit.
When determining if your
business is right for an unsecured
business loan, our underwriters analyze a variety of metrics such as big data, historical
risk models, and trade line distribution
to determine its unique growth
potential instead of just looking at your credit score.
LendingCrowd's
risk experts award each
business a Credit Band
to help you make decisions about the
potential risks and rewards of lending
to a
business.
Business owners who, as a normal course of business, create a potential risk of injury to themselves or others should purchase business or personal liability insurance in addition to sheltering their assets with
Business owners who, as a normal course of
business, create a potential risk of injury to themselves or others should purchase business or personal liability insurance in addition to sheltering their assets with
business, create a
potential risk of injury
to themselves or others should purchase
business or personal liability insurance in addition to sheltering their assets with
business or personal liability insurance in addition
to sheltering their assets with the LLC.
Running credit checks on
potential customers can be a great way
to protect your
business from cash flow problems that arise with doing
business with customers who may be a poor credit
risk.
Risks and uncertainties related
to the proposed spin - off include: NHF's and NXRT's ability
to obtain all necessary consents and approvals and satisfy all conditions
to the spin - off; the ability
to expand the real estate
business following the spin - off; and the
potential diversion of management's attention from traditional
business concerns.
Revenue in the unit is up in the triple digits, so it is a strong growth driver, but the
business appears
to have a number of
risks, with some outsized
risk in a
potential Chinese credit crunch.
GFI has also revised their process for helping start new
businesses, in order
to avoid the
risk of unsuitable leadership; now they not only share and discuss ideas for
potential new «white space» companies, but build
business plans and recruit founding members for them.56
It's time
to hedge the exchange rate
risk and
to take full advantage of the crypto assets
potential for
business expansion.
Investments in developing markets involve heightened
risks related
to the same factors, in addition
to risks associated with these markets» smaller size, lesser liquidity and the
potential lack of established legal, political,
business and social frameworks
to support securities markets.
Businesses in the EU involved with importing or selling food and beverage products from China are walking, often blindly, into a
potential legal and media storm, according
to Aon, the leading
risk manager and insurance broker.
«The
potential impact of federal tax law changes represents a source of both upside and downside
risk to the household spending and
business investment forecasts,» the report found.
My experience launching and sustaining multiple small
businesses enabled me
to walk our stakeholders through the process and help them understand the
risks and
potential rewards of our endeavor.
Furthermore, Google is already burdened with many other
risks, for instance: (1) increased competition from general purpose search engines and information services (page 7); (2) dependency on remaining competitive and providing value
to advertisers (page 7); (3) being subject
to increased regulatory scrutiny which may negatively impact
business (page 8); (4) being «regularly subject
to claims, suits, government investigations, and other proceedings that may result in adverse outcomes» (page 8); (5) «Privacy concerns relating
to our technology could damage our reputation and deter current and
potential users from using our products and services» (page 12); (6) «Web spam and content farms could decrease our search quality, which could damage our reputation and deter our current and
potential users from using our products and services» (page 13); (7) «Internet access providers may be able
to restrict, block, degrade, or charge for access
to certain of our products and services, which could lead
to additional expenses and the loss of users and advertisers» (page 16); (8) «New technologies could block online ads, which would harm our
business» (page 16).