Sentences with phrase «potential savings by»

Potential Savings by Skipping the Middle Man: Purchasing your insurance online skips the middleman, which is the insurance agent.

Once you set those two values it will calculate your potential savings by refinancing.

This calculator allows you to figure the savings by adding an extra amount to your fixed monthly payments & the potential savings by making biweekly payments.

This penalty may eliminate any potential savings by moving your mortgage.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

He wasn't worried about risking his retirement savings by investing through his IRA, but he was excited about the potential return.

As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.

That gives a hint of the potential savings to be had by consumers.

Blockchain presents potential big savings for financial institutions and their consumers, by lowering transactions costs and speeding up transaction times.

Apart from offering potential cost savings, the adoption of distributed ledger technology could start to threaten financial institutions by effectively removing the need for conventional, regulated payment systems.

For many people, it's helpful to start by grouping potential sources of income into 2 basic buckets: guaranteed income from sources such as Social Security, pensions, and annuities, and variable income from a job, retirement savings, and other sources such as rental real estate.

But this transition should not be burdensome; by establishing production metrics for monitoring waste, as well as electricity consumption, gas consumption, waste water intensity and overall carbon emissions, your sites can identify ongoing efficiencies and potential cost savings for your company to support your bottom line.

When it comes to government, William Higham from Intellect, the trade association for the IT sector, suggests that the potential savings are huge, but must be accompanied by policy and political change.

«New Yorkers can't afford to pay more while the MTA ignores potential cost savings,» said state Comptroller Thomas DiNapoli, whose scathing report was obtained by The Post.

A list of potential savings was uncovered by Tory MP Chris Skidmore.»

Berkeley Lab scientist Evan Mills found that gaming computers offer a potential estimated savings of $ 18 billion per year globally by 2020.

It analyses the potential for applying the system and its results in Barcelona's 73 districts and in the town of Hermosillo in the Mexican desert, and it shows that 80 % of the savings incurred by installing these systems comes from reduced consumption of detergents and fabric softeners.

The challenge will be seeing eye to eye on the reasons each country supports this action — the U.S. because of its potential carbon savings and Indonesia because the fires caused by clearing lead to significant health and economic threats.

(C) Assess the potential national energy savings and electricity cost savings that could be realized if Smart Grid potential were installed in the relevant products reviewed by the Energy Star program.

[3] The potential for cost savings and the ease of scaling fuels ongoing investments in online education by both public and private institutions.

For a state - by - state breakdown of expected costs and potential savings through consolidation, according to Fordham, scroll to pages 4 and 5 of the paper, which is included below.

Contrary to opponents» assertions that Nevada's ESA program would «drain» or «siphon» resources from public schools, this analysis shows how it can instead offer a potential and welcome source of savings for school districts by increasing their flexibility to direct education dollars.

In the education sphere, ALEC holds that parents should be in charge of their children's education by allowing them to have choices — charter schools, voucher programs, tax credit scholarships, education savings accounts, etc. — that would «allow each child the opportunity to reach his or her potential.»

The ROI calculator compiles user - provided information with cost inputs, data and feedback provided by TalentEd customers to simulate potential annual cost savings.

The biggest benefit of obtaining a vehicle service contract is the potential savings on unforeseen repairs for a car that is no longer covered by a factory warranty.

However, the savings were considered nominal by many, who thought the safety aspect outweighed any potential financial gain.

Further potential for savings is offered by the intelligent transmission control strategy.

There's additional potential for fuel savings by combining this gas pedal with hybrid car technology.

The free online tool provided by Iowa Student Loan uses information from students» freshman year financial aid award packets, as well as outside scholarships and grants and family savings and earnings, to project estimated costs, funding gaps and potential student loan debt over four years.

Instead, by funding an annuity with only a portion of your savings and investing the rest in a diversified portfolio of stock and bond mutual funds for growth potential, you can reap the advantages of an annuity (income you won't outlive no matter what's going on in the financial markets) while still having the remainder of your nest egg invested so it remains accessible yet can grow over the long term.

Like S oFi, Earnest is one of the companies that breaks this trend by analyzing credit history, savings habits, and earning potential.

This information facilitates comparing potential savings when you select a shorter repayment term.You can also see how much it's possible to save by refinancing to a shorter mortgage term.

illustrates that paying down $ 4,000 in credit card debt can impact potential retirement savings by an estimated $ 75,000 — and that number can be even bigger depending on interest rates, payment amounts, and annual salary.

But if your savings remain small, you may want to set your portfolio for growth by having a higher ratio of equities, which carry greater risk but also a greater potential to rise quickly.

Financial advisors suggest defending yourself against potential financial emergencies in a similar way, by keeping five to eight months of living expenses in savings.

For many people, it's helpful to start by grouping potential sources of income into 2 basic buckets: guaranteed income from sources such as Social Security, pensions, and annuities, and variable income from a job, retirement savings, and other sources such as rental real estate.

In spite of the potential savings highlighted by Mr Nothaft, mortgage loan applications for week ending July 9, 2010 failed to take off.

It looks to me that there's a lot of potential here to improve your savings and increase your rewards benefits by simply switching to a card that better matches your spending profile.

On the other hand, because of the potential to produce savings over a period of many years, people who can move to a lower Part B premium category by using a Roth conversion to reduce the amount of income they report from retirement plan distributions may find that the effect makes the Roth conversion strategy more attractive.

Footing college bills these days often takes every source of potential funding available to a parent, and there may be no better place to start than by opening and contributing to a 529 savings plan account.

Moreover, the Pension Adjustment, which reduces the 18 per cent limit of gross income maximum deduction by the amount paid into their job pensions, cuts their potential RRSP savings.

I'll bet that when there are billions upon billions sitting in tax free savings account, RSP plans slowly get cashed and dissipate, some future government will salivate over the potential revenue gained by eliminating and / or taxing TFSA accounts.

With such a short time period, the safety and certainty offered by a savings account or CD far outweighs the potential extra return you might earn from the stock market.

The result is that the short - term savings offered by manufactured housing outweighs the potential increase in net worth that can be achieved from a home's appreciation in value.

To put this in perspective, a graduate who decides to pay off their loans within less than half the time of their payment term loses a potential six figures in savings by the time they reach sixty years old (Hellowallet).

This mortgage program, offered by VA - approved lenders and guaranteed by the Department of Veterans Affairs, provides potential homebuyers with benefits such as $ 0 down payment, no mortgage insurance and lenient VA Loan requirements to provide substantial cost savings.

Starting with three months» emergency savings by your first full year of employment after college and working your way to six months» emergency savings by age 25 that you don't touch (seriously, don't touch it) will only help ease any potential financial burden you may face.

Once you see what competing insurance companies are offering, it will be easy to spot the potential savings you can get by switching providers.

You can get a more nuanced sense of how long your savings may need to support you by going to The Longevity Illustrator, a new tool designed by the Society of Actuaries and American Academy of Actuaries that estimates your potential lifespan based on factors such as your age, sex and state of your health.

For instance they might stick with plain savings accounts instead of looking into the potential returns offered by investments in the stock market.