Sentences with phrase «practices by lowering your rates»

Insurance companies reward these kinds of safe practices by lowering your rates.

Insurance companies reward these kinds of safe practices by lowering your rates.

Not exact matches

One way, I believe, to address the problem of under - reporting and increase the chances a concussion will be identified early on the sports sideline may be to rely less on athletes themselves to remove themselves from games or practices by reporting concussion symptoms (which the most recent study shows occurs at a shockingly low rate, [9] or on game officials and sideline observers to observe signs of concussion and call for a concussion assessment, but to employ technology to increase the chances that a concussion will be identified by employing impact sensors designed to monitor head impact exposure in terms of the force of hits (both linear and rotational), number, location, and cumulative impact, in real time at all levels of football, and in other helmeted and non-helmeted contact and collision sports, where practical, to help identify high - risk impacts and alert medical personnel on the sideline so they can consider performing a concussion assessment.

«We shouldn't be blaming mothers that our rates were so low,» said Bartick, «because mothers are not supported well and their efforts to breastfeed are undermined by such things as poor hospital practices.»

The stop - and - frisk policy has been a hotly debated issue at City Hall with Mayor Michael Bloomberg and Police Commissioner Ray Kelly defending the practice as a way to reduce crime and helped drive down New York's crime rate to the lowest among the country's 25 most populous cities, as measured by the FBI.

I suggest an integrative approach, utilizing the best of western medicine, along with a whole food plant - based diet with the addition of hibiscus, white or green tea, cooked mushrooms and herbs and spices (India has one of the lowest rates of breast cancer in the world), along wtih exercise and plenty of love and support, rest and relaxation and some kind of spriritual practice and / or meditation, I recommend the books, Radical Remission by Kelly Turner, PhD and Love and Survival by Dean Ornish, MD..

Cardiovascular Improvements: By practicing yoga, you can lower your resting heart rate, decrease blood pressure and oxygenate your body.

My results confirm that lower inspection ratings are associated with sharply declining school quality as measured by student perceptions of teacher practices.

Talent Development Secondary, a comprehensive school reform effort, has emerged after over 20 years of research, applications and practices, well equipped to respond effectively to the needs of schools and districts seeking the strategies, tools, materials, supports and personnel needed to dramatically improve middle and high schools marked by low achievement and low graduation rates.

We achieved this sign - on rate even though all participating LEAs will have to implement a bold set of policy and practice changes, including using student growth as one of multiple measures in evaluating and compensating teachers and leaders; denying tenure to teachers who are deemed ineffective as gauged partly by student growth; relinquishing control over their persistently lowest - achieving schools; increasing the number of students who are taught by effective teachers; and, in many cases, opening their doors to more charter schools.

There is little cause to celebrate, however: the positive impact of higher - level questioning is tempered by the low overall rates of occurrence of this practice across all of our K - 6 observations.

We aim to chart a new course for students with historically low college success rates by changing policies, practices, systems, and institutions in ways that better support students.

Our aim is to chart a new course for students with historically low college success rates by changing policy, practice, systems, and institutions in ways that better support students.

By painting a picture of how mobile reading is practiced today and by whom, it offers insights into how mobile technology can be leveraged to better facilitate reading in countries where literacy rates are low, an advance literacy and learning in underserved communities around the worlBy painting a picture of how mobile reading is practiced today and by whom, it offers insights into how mobile technology can be leveraged to better facilitate reading in countries where literacy rates are low, an advance literacy and learning in underserved communities around the worlby whom, it offers insights into how mobile technology can be leveraged to better facilitate reading in countries where literacy rates are low, an advance literacy and learning in underserved communities around the world.

It is a common practice among predatory mortgage lenders to deceive customers by offering low monthly payments and concealing additional costs, rates, and fees on the small print of the loan contract.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

Refinancing your loans with one big loan is better known as debt consolidation, a practice by people who are trying to pay lower interest rates overall.

And we all know that the phenomenon of «financial repression» practiced by the world's central banks has conspired to keep interest rates low for the foreseeable future, which makes counting on highly taxed interest income from fixed - income investments equally dodgy.

Unfortunately, the lower scores of African Americans and Latinos are not a surprise, both because of the legacy of discrimination and because these groups have been disproportionately affected by predatory credit practices such as the marketing of subprime mortgages, overpriced auto loans as well as higher foreclosure rates, all of which damage their credit history.

These can either be financed by the practice itself or financed through a third party, and often charge low — or even 0 % — interest rates (though this can depend on the nature of the lender).

The variable pricing approach, a first in the hotel industry, was obviously inspired by the scheme commonly practiced by airlines, which rewards the lowest available rates to the traveler with the quickest click.?

In addition, concerns about construction practices from the engineering community placed additional emphasis on poor construction by damage assessors from the NWS, leading to lower ratings.

The paper notes that, while the adoption rate of these practices is higher in Malawi and Zambia than in other countries, it is lower than would be expected considering the potential benefits and the investment made by governments and donors in promoting these climate - smart agriculture activities.

In the last several years, as hiring rates have weakened and schools have placed more focus on preparing students to practice, the academic community has experimented with ways to address these concerns of students by blending small - business entrepreneurship with low - bono legal access.

«Streamline lawyers» practices» by «offering CLEs on process improvement and technology use, providing discounted rates for cost - lowering suppliers, and helping lawyers improve their web presence.»

Thus far, the decline in real estate prices has been linked to everything from the Wall Street crash and tightening credit markets to lax lending practices by Fannie Mae and Freddie Mac and the resulting low interest rates that contributed to artificial inflation of home prices.

38 -LSB-...] the practice at issue in paragraph 31, second indent, of Annex I to the Unfair Commercial Practices Directive exploits the psychological effect caused by the announcement of the winning of a prize, in order to induce the consumer to make a choice which is not always rational, such as calling a premium rate telephone number to ask for information about the nature of the prize, travelling at great expense to collect an item of low - value crockery or paying the delivery costs of a book which he already has (sic).

Successfully lowered reportable case rate by 85 % in patient moving injuries in 2 - year period through superior movable patient lift equipment, best practices and staff training.

Home visiting has been promoted by the American Academy of Pediatrics as an important complement to office - based practice.1 It has been advocated as a way to improve the outcomes of pregnancy, 2 to reduce the rates of child abuse and neglect, 3 and to help low - income families become economically self - sufficient.4 The background of visitors, however, seems to affect program success.5 — 8 When examined in randomized trials, paraprofessional home visitors (those with no formal training in the helping professions) have produced small effects that rarely are statistically significant.5 — 8 Is the absence of their effect attributable to lack of professional training or underdevelopment of the program models they delivered?

Studies looking at practices at a single point in time, however, have found low rates of identification of parental distress by resident and faculty pediatricians.3, 8 To our knowledge, no studies in pediatrics, and only a few in other specialties,9 - 12 have examined care over time to see if it leads to improved identification of mental health problems, or if there are specific primary care provider skills important to identification of distress in longitudinal settings.

In practice, borrowers may be able to significantly lower their monthly student loan payments — and the DTIs associated with those payments — by extending their loan terms, or refinancing with private lenders at lower rates.