Even after adjusting for a variety of variables, including smoking, body mass index and
pre-existing health ailments, the «definite evening type» was associated with a 10 percent higher risk of mortality than the «definite morning type.»
Not exact matches
Till a few years back, OPD (out patient department) expenses,
pre-existing diseases and critical illnesses like cancer and heart
ailments, among others, were not covered by
health insurance policies.
A
pre-existing disease is any condition,
ailment or injury or related condition (s), for which the insured person had signs or symptoms, and / or were diagnosed, and / or received medical advice / treatment within 36 months prior to 1st
health insurance policy issued by Us under which the insured person was covered.
Pre-existing conditions and their waiting periods — If you are already suffering from a disease at the time of buying a policy, your
health plan would obviously exclude the
ailment from the scope of coverage for some years initially.
Besides covering
pre-existing ailments, the scheme offers family floater
health insurance coverage up to Rs 2 lakh.
You should note that if you purchase a regular
health plan, it might have a waiting period of 2 - 4 years for
pre-existing ailments, since it might not cover diabetes across all stages.
However, the insurer can reject your
health insurance claim on the ground of non-disclosure of
pre-existing ailments.
In insurance sector,
pre-existing ailments are defined as any
health condition faced by an individual prior to seeking
health insurance.
Pre-existing Diseases — A pre-existing disease is an ailment which an individual has at the time of buying a health insur
Pre-existing Diseases — A
pre-existing disease is an ailment which an individual has at the time of buying a health insur
pre-existing disease is an
ailment which an individual has at the time of buying a
health insurance policy.
Smoking or
pre-existing ailments don't automatically restrain you from getting a
health cover.
If she finds her
health coverage is inadequate or not purchased earlier, she can opt for Senior Citizen
health plans with
pre-existing ailment coverage as well.
Typically, group
health insurance policies cover
pre-existing ailments without any waiting period.