If he feels his existing health coverage doesn't match his requirement or if he has not bought it earlier, he can go for senior citizen health insurance plan with
pre-existing illness coverage.
Not exact matches
For example, under Allianz
coverage,
pre-existing medical conditions are covered so long as the student is not exhibiting symptoms of
illness on the day of purchase.
They have also added an Accident only policy if your pet doesn't qualify for
illness coverage because of age or
pre-existing chronic conditions.
Please note that any injuries that occur during the 5 day waiting period or
illnesses that begin during the 30 day waiting period are considered
pre-existing and not eligible for
coverage.
If you do opt to get pet insurance, be sure to comparison shop by price, breeds,
pre-existing conditions and
illnesses to determine what
coverage makes the most sense for your pet.
So, don't forget to check the
pre-existing condition exclusions before the end of your 30 day free look period to make sure your CI policy
coverage extends to every condition you think it does to make sure you will be eligible for your critical
illness benefit.
For other travelers who have recovered from an
illness or who take a regular unchanging amount of medication to stabilize their health, they won't need travel insurance with
pre-existing medical condition
coverage.
Some disability insurance companies exclude these
illnesses from
coverage outright, and any chronic
illnesses that you had before you got
coverage —
pre-existing conditions — will be excluded from
coverage when you file a claim.
It's important to note that the person who is sick must be a covered person as defined in the travel insurance description of
coverage (unfortunately, best friends and beloved pets don't count — you'll need «cancel for any reason»
coverage in that case) and their
illness must not have been caused by a
pre-existing medical condition (unless you also purchased a waiver).
A
pre-existing condition is any condition or
illness for which medical treatment was given, or a diagnosis was made on or before the effective date of
coverage.
Pre-existing conditions include any medical condition, sickness, injury,
illness, disease, mental
illness or mental nervous disorder, that existed with reasonable medical certainty during the 36 * months before your
coverage on Wander began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed.
A
pre-existing condition is an
illness, disease or condition which you, your traveling companion, business partner, or family member booked to travel with you has 60 days before the
coverage start date.
Pre-existing conditions include any medical condition, sickness, injury,
illness, disease, mental
illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your
coverage began (365 days for those 70 and older), whether or not it previously manifested, was symptomatic, known, diagnosed, treated or disclosed.
The
pre-existing condition waiver can allow emergency medical
coverage for an injury or
illness related to prior medical history.
Some times the use of an
illness coverage may be referred to as a «
pre-existing condition» when its applicable for a separate temporary policy.
12/12 — a
pre-existing condition is an
illness or injury for which you received treatment within the 12 months prior to your effective date of
coverage,
illnesses that occur during the first 12 months of
coverage due to a
pre-existing condition are excluded.
A
pre-existing condition is an
illness or medical condition that existed before a policy's effective date, usually excluded from
coverage.
Besides provisioning for
pre-existing illnesses and maternity expenses at nominal rate, group insurance plan today, comes with an option to enhance health
coverage by paying additional premium, with voluntary Top - Up plan.
Once an
illness occurs, it is likely be too late to be covered, even if the plan includes
Pre-Existing Condition
coverage.
But consider a few important ones like choosing right sum assured, early
pre-existing disease
coverage, renewals for maximum age, claim settlement ratios,
coverage for critical
illness riders etc.,