If the proposer has
any pre-existing medical ailments, complications or an ongoing treatment before the commencement of the trip, then these conditions will not be covered
Your policy will not cover expenses incurred due to
a pre-existing medical ailment unless the insured is in a serious condition.
Not exact matches
«
Pre-Existing Condition» means Any Injury, Illness, Sickness, disease, or other physical,
medical, Mental or Nervous Disorder, condition or
ailment that, with reasonable
medical certainty, existed at the time of Application or at any time during the 36 months prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.
Rather, you should consider the scope of
medical ailments covered, amount of coverage, network of hospitals in place and
pre-existing diseases covered.
Legal Version: A
pre-existing condition is defined as any injury, illness, sickness, disease, or other physical,
medical, mental or nervous condition, disorder or
ailment that existed at the time of application or during the past duration (specified by each insurance plan) prior to the effective date of the insurance, including any subsequent, chronic or recurring complications -LSB-...]
«
Pre-Existing Condition» means Any Injury, Illness, Sickness, disease, or other physical,
medical, Mental or Nervous Disorder, condition or
ailment that, with reasonable
medical certainty, existed at the time of Application or at any time during the 36 month period immediately prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related there - to or resulting or arising therefrom.
According to the Insurance Regulatory and Development Authority (IRDA), «A
pre-existing disease is any condition,
ailment, injury or related condition for which one had signs or symptoms, were diagnosed, or received
medical advice or treatment within 48 months prior to the purchase of the policy.»
A
Pre-Existing Condition is defined as, «Any (1) condition for which
medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) was recommended or received... immediately preceding the Certificate Effective Date; (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek
medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines)... immediately preceding the Certificate Effective Date; (3) injury, illness, sickness, disease, or other physical,
medical, mental, or nervous conditions, disorder or
ailment (whether known or unknown) that, with reasonable
medical certainty, existed at the time of application or... immediately preceding the Certificate Effective Date.»
A
pre-existing disease is any condition,
ailment or injury or related condition (s), for which the insured person had signs or symptoms, and / or were diagnosed, and / or received
medical advice / treatment within 36 months prior to 1st health insurance policy issued by Us under which the insured person was covered.
For
pre-existing medical conditions or illnesses — 4 yearsFor specified diseases - 2 years
ailments.
the body has defined
pre-existing disease as «Any condition,
ailment or injury or related condition (s) for which you had signs or symptoms, and / or were diagnosed, and / or received
medical advice / treatment within 48 months to prior to the first policy issued by the insurer» and hospitalization as «A minimum stay for 24 hours in the hospital».