Sentences with phrase «predicting claim risk»

An FTC study in 2007 confirmed the reliability of scores in predicting claim risk and found, on average, that higher - risk consumers paid higher premiums and lower - risk ones paid lower premiums.

Not exact matches

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

Seeing this microbe singlehandedly shift such a wide range of immune parameters calls for caution in interpreting personal DNA tests that claim to predict one's risk of a host of diseases from Alzheimer's to cancer.

Last year, in a paper published in Molecular Psychiatry, Stan Skafidas and colleagues made a remarkable claim: a simple genetic test could be used to predict autism risk from birth.

When Vi predicts that a devastating earthquake is around the corner, Kate must decide if she is willing to risk her normal life to support her sister's claim — and possibly save their community.

An insurer uses actuarial knowledge (claims history, statistical models) to predict claims, and then prices the policy to ensure premiums exceed risk plus costs and profit.

I'm pretty sure that insurance companies won't issue insurance for the year 2100, because insurance companies don't claim to know risks or values then, much less predicting the demise of the paying customer.

The risks of predicting a trial court judgment are compounded if the claim goes on appeal where appeal court judges frequently place an importance on facts not regarded as important by the trial judge.

In March last year, a Deloitte study claimed that technology has already contributed to the loss of around 31,000 jobs in the legal sector, and predicted that another 39 % jobs are at risk in the next 20 years.

10: - And perhaps worst of all...... Babies are removed at birth for «RISK OF EMOTIONAL ABUSE»; Yes you read correctly, Social workers actually do claim to predict the future and for parents it is always a bleak one when the «SS» consult their tea - leaves or their» crystal balls»!

It provides several benefits: more accurate insurance pricing, increased insurance affordability, a 10 % reduction in total vehicle mileage, a 12 - 15 % reduction in vehicle crashes and insurance claims (it is particularly effective at reducing crashes because it gives the highest risk motorists the greatest incentive to reduce mileage), consumer cost savings (motorists are predicted to save an average of $ 50 - 100 annually in net insurance costs), and significant reductions in traffic congestion, road and parking facility costs and pollution.

Insurance companies use their claims payout data from the past to predict risks for the upcoming year.