Sentences with phrase «preexisting condition exclusions»

Guaranteed issue (GI) policies under a HIPAA certificate of creditable coverage will not have preexisting condition exclusions unless something is excluded in general by the policy itself (such as maternity coverage, elective cosmetic surgery, etc.), as long as your former group coverage has been in place at least as long as the GI policy's probationary period (typically only 6 months).

New applications for insurance not guaranteed by HIPAA are always subject to medical underwriting, and may contain preexisting condition exclusions, or applications may be declined on the basis of health status.

If the child is 19 or older, the insurer may exclude coverage of pre-existing conditions for a period of time, as allowed by existing state and federal law, until the prohibition on preexisting condition exclusions takes effect in 2014.

Prior to January 1, 2014, when guaranteed issue of insurance coverage, elimination of preexisting condition exclusions, and several other critical ACA protections took effect for individual health insurance coverage, early retirees between ages 55 and 64 often faced difficulties obtaining insurance in the individual market because of age or chronic conditions that made coverage unaffordable or inaccessible.

The case concerned the application of a preexisting condition exclusion and a contractual limitation period, as well as ERISA preemption of state law claims.

Not exact matches

There are no exclusions for preexisting conditions, no annual cap on costs, and no claims to file.

Due to the possible exclusion of preexisting conditions and any additional waiting periods, substandard risk applicants should not consider replacement.

There are no exclusions for preexisting conditions, no annual spending limit, no deductible to meet, and no claims to file.

Group plans can also have exclusions for preexisting conditions.

In addition, the measure would strictly limit exclusions for preexisting medical conditions.