Sentences with phrase «prefer fixed rate loans»

Borrowers who prefer predictable payments generally prefer fixed rate loans, which won't change in cost.

If you like the consistency of knowing exactly what your monthly payments will be over time, you might prefer a fixed rate loan.

Not exact matches

Freddie Mac says the typical loan is now paid off after just 6.1 years, and that raises an interesting idea: Since lenders don't like fixed - rate long - term loans — they worry that they'll be stuck with low returns — maybe they would prefer to finance with a shorter term, say seven years or 10 years.

For example, if you prefer fixed - rate mortgages then, a fixed - rate FHA Cash - Out loan may be preferable to a variable - rate HELOC.

It will also replace loans worth 100M Eur with preferred capital bearing a fixed rate of interest.

Fixed - Rate: The best choice for individuals who prefer the stability of a fixed interest rate and payment over the life of the Fixed - Rate: The best choice for individuals who prefer the stability of a fixed interest rate and payment over the life of the lRate: The best choice for individuals who prefer the stability of a fixed interest rate and payment over the life of the fixed interest rate and payment over the life of the lrate and payment over the life of the loan.

They invest primarily in high yield bonds with an effective maturity of less than three years but can also have money in short term debt, preferred stock, convertible bonds, and fixed - or floating - rate bank loans.

Buydown: The best choice for individuals who prefer the stability of a fixed - rate, but need lower payments in the initial months of the loan term.

However, if you plan to take a bit longer to pay off your loans, or you prefer stable, predictable payments, a fixed - rate loan may be the best choice.

The Advantage Conventional Veterans Affordable Loan Opportunity Rate, or VALOR, offers qualified military veterans a conventional, fixed - rate mortgage with a preferred interest rate, priced below our standard Conventional AdvantRate, or VALOR, offers qualified military veterans a conventional, fixed - rate mortgage with a preferred interest rate, priced below our standard Conventional Advantrate mortgage with a preferred interest rate, priced below our standard Conventional Advantrate, priced below our standard Conventional Advantage.

If the borrower prefers predictable payments that will not change, then a fixed rate loan may be their best choice.

If you'd prefer consistent monthly payments of principal and interest during the life of your loan, a fixed rate mortgage may be easier to budget and plan.

Home equity loans are a good option for borrowers on a fixed rate who prefer knowing exactly how much they will owe each month.

The fixed rate mortgage is a great loan for those who anticipate keeping their houses for the foreseeable future, prefer to avoid risk, and don't expect any major increase in income.

If you prefer a more stable, budget - friendly loan, then a fixed - rate mortgage is probably for you.

«The potential for much larger payments if future interest rates are significantly higher... have led consumers to prefer fixed - rate loans instead of ARMs.»

«While 30 - year fixed - rate mortgages are still the most preferred product chosen for the new loan, 15 - year fixed - rate mortgages gained favor among refinancers who previously held 30 - year fixed - rate mortgages, balloon mortgages and ARMs.

Also, if you plan to pay your loan back over a longer period of time, say 10, or 20 years, you might prefer to eliminate the risk of interest rate changes over time by selecting a fixed rate loan.

The selection universe for the Index (the «SelectionUniverse») includes U.S. - listed fixed income ETFs advised by SSGA FM or its affiliates that are designed to target exposure to fixed income securities, including U.S. and non-U.S. developed and emerging market bonds, treasury bonds, corporate bonds, high yield bonds, inflation - protected bonds, floating rate notes, first lien senior secured floating rate bank loans, U.S nonconvertible preferred stock and other preferred securities, U.S. municipal bonds and U.S. convertible securities.

Ideal for members with at least 20 % equity in their home who prefer rates staying fixed throughout their loans» terms.

If you're a parent who prefers to take out a supplemental loan in your name instead of having your student take on more debt, you may compare the PLUS loan to our College Family Loan, which has the same fixed interest rates as the Partnership Lloan in your name instead of having your student take on more debt, you may compare the PLUS loan to our College Family Loan, which has the same fixed interest rates as the Partnership Lloan to our College Family Loan, which has the same fixed interest rates as the Partnership LLoan, which has the same fixed interest rates as the Partnership LoanLoan.

There are a number of reasons why companies prefer to combine variable - rate loans and interest - rate swaps over fixed rate loans.

HOME EQUITY LOANS VS. EQUITY LINES OF CREDIT When deciding if an equity line of credit or loan is better for you, you must decide if you would prefer a lump sum with a fixed interest rate, or a line of credit with that you can utilize whenever you want.

If you take out a Partnership Loan from Iowa Student Loan, you choose either a fixed or a variable interest rate and select your preferred repayment option when you apply.

Refinancing borrowers clearly preferred fixed - rate loans, regardless of whether their original loan was an adjustable - rate mortgage (ARM) or a fixed - rate.

«The potential for much larger payments if future interest rates are significantly higher... have led consumers to prefer fixed - rate loans instead of ARMs.»

Fixed - rate loans were preferred regardless of what the original loan product had been.