Sentences with phrase «preferred driver rates»

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These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Call 281-496-8700 for details *** This 2018 Cadillac XT5 LUXURY 3.6 L V6 FWD / SUNROOF / NAVIGATION / HEATED SEATS is proudly offered by Sewell Cadillac of Houston - Preowned This Cadillac includes: TRANSMISSION, 8 - SPEED AUTOMATIC (STD) 8 - Speed A / T A / T WHEELS, 18» Aluminum Wheels LUXURY PREFERRED EQUIPMENT GROUP TIRES, P235 / 65R18 ALL - SEASON, H - RATED, BLACKWALL (STD) Tires - Front All - Season Tires - Rear All - Season ENGINE, 3.6 L V6, DI, VVT, WITH AUTOMATIC STOP / START Keyless Start V6 Cylinder Engine Gasoline Fuel JET BLACK, LEATHER SEATING SURFACES WITH MINI-PERFORATED INSERTS Leather Seats SEATS, FRONT BUCKET INCLUDES 8 - WAY POWER DRIVER SEAT ADJUSTER (STD) Power Driver Seat Bucket Seats RED PASSION TINTCOAT CADILLAC USER EXPERIENCE WITH EMBEDDED NAVIGATION, AM / FM STEREO Smart Device Integration Navigation System AM / FM Stereo Auxiliary Audio Input MP3 Player AUDIO SYSTEM FEATURE, BOSE STUDIO SURROUND SOUND 14 - SPEAKER SYSTEM Premium Sound System * Note - For third party subscriptions or services, please contact the dealer for more informDRIVER SEAT ADJUSTER (STD) Power Driver Seat Bucket Seats RED PASSION TINTCOAT CADILLAC USER EXPERIENCE WITH EMBEDDED NAVIGATION, AM / FM STEREO Smart Device Integration Navigation System AM / FM Stereo Auxiliary Audio Input MP3 Player AUDIO SYSTEM FEATURE, BOSE STUDIO SURROUND SOUND 14 - SPEAKER SYSTEM Premium Sound System * Note - For third party subscriptions or services, please contact the dealer for more informDriver Seat Bucket Seats RED PASSION TINTCOAT CADILLAC USER EXPERIENCE WITH EMBEDDED NAVIGATION, AM / FM STEREO Smart Device Integration Navigation System AM / FM Stereo Auxiliary Audio Input MP3 Player AUDIO SYSTEM FEATURE, BOSE STUDIO SURROUND SOUND 14 - SPEAKER SYSTEM Premium Sound System * Note - For third party subscriptions or services, please contact the dealer for more information.

* This Chevrolet Traverse Features the Following Options * STYLE AND TECHNOLOGY PACKAGE includes (UI6) Chevrolet MyLink radio, (KA1) heated driver and front passenger seats, (UG1) Universal Home Remote, (QQD) P255 / 55R20 H - rated blackwall tires, (PEJ) 4 - 20 x 7.5 (50.8 cm x 19.1 cm) machine painted spoke aluminum wheels and (NV7) variable effort power steering., LICENSE PLATE BRACKET, FRONT MOUNTING PACKAGE, TRANSMISSION, 6 - SPEED AUTOMATIC (STD), TIRES, P255 / 55R20 H - RATED, BLACKWALL, STEERING, POWER, VARIABLE EFFORT, SEATS, HEATED DRIVER AND FRONT PASSENGER, SEATING, 7 - PASSENGER (2 -2-3 SEATING CONFIGURATION) with 2nd row flat - folding Captains Chair and third row 60/40 split flat folding bench seat, RECLINING FRONT BUCKETS (STD), LT PREFERRED EQUIPMENT GROUP Includes Standard Equipment, ENGINE, 3.6 L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb - ft of torque @ 3400 rpm [359.1 N - m]-RRB-driver and front passenger seats, (UG1) Universal Home Remote, (QQD) P255 / 55R20 H - rated blackwall tires, (PEJ) 4 - 20 x 7.5 (50.8 cm x 19.1 cm) machine painted spoke aluminum wheels and (NV7) variable effort power steering., LICENSE PLATE BRACKET, FRONT MOUNTING PACKAGE, TRANSMISSION, 6 - SPEED AUTOMATIC (STD), TIRES, P255 / 55R20 H - RATED, BLACKWALL, STEERING, POWER, VARIABLE EFFORT, SEATS, HEATED DRIVER AND FRONT PASSENGER, SEATING, 7 - PASSENGER (2 -2-3 SEATING CONFIGURATION) with 2nd row flat - folding Captains Chair and third row 60/40 split flat folding bench seat, RECLINING FRONT BUCKETS (STD), LT PREFERRED EQUIPMENT GROUP Includes Standard Equipment, ENGINE, 3.6 L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb - ft of torque @ 3400 rpm [359.1 N - m]-RRB-(rated blackwall tires, (PEJ) 4 - 20 x 7.5 (50.8 cm x 19.1 cm) machine painted spoke aluminum wheels and (NV7) variable effort power steering., LICENSE PLATE BRACKET, FRONT MOUNTING PACKAGE, TRANSMISSION, 6 - SPEED AUTOMATIC (STD), TIRES, P255 / 55R20 H - RATED, BLACKWALL, STEERING, POWER, VARIABLE EFFORT, SEATS, HEATED DRIVER AND FRONT PASSENGER, SEATING, 7 - PASSENGER (2 -2-3 SEATING CONFIGURATION) with 2nd row flat - folding Captains Chair and third row 60/40 split flat folding bench seat, RECLINING FRONT BUCKETS (STD), LT PREFERRED EQUIPMENT GROUP Includes Standard Equipment, ENGINE, 3.6 L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb - ft of torque @ 3400 rpm [359.1 N - m]-RRB-(RATED, BLACKWALL, STEERING, POWER, VARIABLE EFFORT, SEATS, HEATED DRIVER AND FRONT PASSENGER, SEATING, 7 - PASSENGER (2 -2-3 SEATING CONFIGURATION) with 2nd row flat - folding Captains Chair and third row 60/40 split flat folding bench seat, RECLINING FRONT BUCKETS (STD), LT PREFERRED EQUIPMENT GROUP Includes Standard Equipment, ENGINE, 3.6 L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb - ft of torque @ 3400 rpm [359.1 N - m]-RRB-DRIVER AND FRONT PASSENGER, SEATING, 7 - PASSENGER (2 -2-3 SEATING CONFIGURATION) with 2nd row flat - folding Captains Chair and third row 60/40 split flat folding bench seat, RECLINING FRONT BUCKETS (STD), LT PREFERRED EQUIPMENT GROUP Includes Standard Equipment, ENGINE, 3.6 L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb - ft of torque @ 3400 rpm [359.1 N - m]-RRB-(STD).

Options: 6.7 - liter Cummins turbo diesel, exhaust brake ($ 7,995); customer preferred package 2FM including 20 x 8 polished aluminum wheels, Premium leather - trimmed bucket seats, power 10 - way driver seat with memory and power six - way passenger seat, ventilated front seats, rear 60/40 split folding seat, folding flat load floor storage, automatic high beam headlamp control, heated steering wheel, keyless entry, leather - wrapped grab handle, luxury front and rear floor mats, monotone paint, rain sensitive windshield wipers, RamBox cargo management system, steering wheel mounted audio controls, wheel to wheel side steps, wood / leather - wrapped steering wheel ($ 2,295); Power chrome trailer tow mirrors with manual fold - away, power sunroof ($ 995); tri-fold tonneau cover ($ 500); six - speed automatic transmission ($ 500); fifth wheel / gooseneck towing prep group ($ 400); 440 - amp rated dual alts, 220 - amp alternator ($ 395); anti-spin differential rear axle ($ 325); single - disk CD player ($ 195); rear window defroster ($ 150); wood / leather wrapped steering wheel ($ 50)

TIRE SEALANT AND INFLATOR KIT IN PLACE OF SPARE TIRE AUDIO SYSTEM, AM / FM STEREO WITH SINGLE - SLOT CD PLAYER AND MP3 PLAYBACK CD Player AM / FM Stereo Premium Sound System Auxiliary Audio Input MP3 Player TRANSMISSION, 6 - SPEED AUTOMATIC FOR RWD Rear Wheel Drive A / T 6 - Speed A / T RADIANT SILVER METALLIC LIGHT TITANIUM / EBONY, LEATHERETTE SEATING SURFACES Premium Synthetic Seats SEATS, FRONT BUCKET Power Driver Seat Bucket Seats PREFERRED EQUIPMENT GROUP ENGINE, 3.0 L V6 SIDI DOHC VVT V6 Cylinder Engine Gasoline Fuel LICENSE PLATE BRACKET, FRONT TIRES, P235 / 55R17 H - RATED ALL - SEASON, BLACKWALL (STD) Tires - Front Performance Tires - Rear Performance WHEELS, 17» Aluminum Wheels * Note - For third party subscriptions or services, please contact the dealer for more information.

This Cadillac includes: TRANSMISSION, 8 - SPEED AUTOMATIC (STD) 8 - Speed A / T A / T WHEELS, 18» Aluminum Wheels LUXURY PREFERRED EQUIPMENT GROUP TIRES, P235 / 65R18 ALL - SEASON, H - RATED, BLACKWALL (STD) Tires - Front All - Season Tires - Rear All - Season ENGINE, 3.6 L V6, DI, VVT, WITH AUTOMATIC STOP / START Keyless Start V6 Cylinder Engine Gasoline Fuel BRONZE DUNE METALLIC SEATS, FRONT BUCKET INCLUDES 8 - WAY POWER DRIVER SEAT ADJUSTER (STD) Power Driver Seat Bucket Seats SAHARA BEIGE, LEATHER SEATING SURFACES WITH MINI-PERFORATED INSERTS Woodgrain Interior Trim Leather Seats CADILLAC USER EXPERIENCE, AM / FM STEREO Smart Device Integration AM / FM Stereo Auxiliary Audio Input MP3 Player * Note - For third party subscriptions or services, please contact the dealer for more informDRIVER SEAT ADJUSTER (STD) Power Driver Seat Bucket Seats SAHARA BEIGE, LEATHER SEATING SURFACES WITH MINI-PERFORATED INSERTS Woodgrain Interior Trim Leather Seats CADILLAC USER EXPERIENCE, AM / FM STEREO Smart Device Integration AM / FM Stereo Auxiliary Audio Input MP3 Player * Note - For third party subscriptions or services, please contact the dealer for more informDriver Seat Bucket Seats SAHARA BEIGE, LEATHER SEATING SURFACES WITH MINI-PERFORATED INSERTS Woodgrain Interior Trim Leather Seats CADILLAC USER EXPERIENCE, AM / FM STEREO Smart Device Integration AM / FM Stereo Auxiliary Audio Input MP3 Player * Note - For third party subscriptions or services, please contact the dealer for more information.

Options: Customer preferred package 28H Plus group including bi-function HID projector headlamps, 18x17.5 - inch polished aluminum wheels with graphite pockets, eight - way power driver and passenger seats, four - way power driver and passenger lumbar adjustment, ventilated front seats, heated second - row seats, heated steering wheel, Parkview rear back - up camera, Parksense rear park assist system, auto adjust - in - reverse exterior mirrors, driver's auto - dimming exterior mirrors, power heated memory mirrors with manual fold - away, Nappa leather sport seat with metallic accents, driver and passenger lower LED lamps, front overhead LED lighting, security alarm, illuminated rear cup holders ($ 2,000); Rallye group including 300 hp rating, performance suspension, 20x8 - inch hyper black aluminum wheels, 245/45 R20 all - season performance tires, 10 Beats premium speakers with subwoofer, 552 - Watt amplifier, steering wheel mounted shift control, gloss black fascia appliqué, R / T front end appearance, Rallye badge, rear body color spoiler ($ 1,195); power sunroof ($ 1,195); navigation / rear back - up camera group including Uconnect 8.4 - inch touchscreen AM / FM / SXM / BT / NAV 3D GPS navigation, HD radio, SiriusXM traffic with 5 - year traffic service, SiriusXM travel ling with 5 - year subscription, ParkView rear back - up camera ($ 695); Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (driver and passenger seats, four - way power driver and passenger lumbar adjustment, ventilated front seats, heated second - row seats, heated steering wheel, Parkview rear back - up camera, Parksense rear park assist system, auto adjust - in - reverse exterior mirrors, driver's auto - dimming exterior mirrors, power heated memory mirrors with manual fold - away, Nappa leather sport seat with metallic accents, driver and passenger lower LED lamps, front overhead LED lighting, security alarm, illuminated rear cup holders ($ 2,000); Rallye group including 300 hp rating, performance suspension, 20x8 - inch hyper black aluminum wheels, 245/45 R20 all - season performance tires, 10 Beats premium speakers with subwoofer, 552 - Watt amplifier, steering wheel mounted shift control, gloss black fascia appliqué, R / T front end appearance, Rallye badge, rear body color spoiler ($ 1,195); power sunroof ($ 1,195); navigation / rear back - up camera group including Uconnect 8.4 - inch touchscreen AM / FM / SXM / BT / NAV 3D GPS navigation, HD radio, SiriusXM traffic with 5 - year traffic service, SiriusXM travel ling with 5 - year subscription, ParkView rear back - up camera ($ 695); Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (driver and passenger lumbar adjustment, ventilated front seats, heated second - row seats, heated steering wheel, Parkview rear back - up camera, Parksense rear park assist system, auto adjust - in - reverse exterior mirrors, driver's auto - dimming exterior mirrors, power heated memory mirrors with manual fold - away, Nappa leather sport seat with metallic accents, driver and passenger lower LED lamps, front overhead LED lighting, security alarm, illuminated rear cup holders ($ 2,000); Rallye group including 300 hp rating, performance suspension, 20x8 - inch hyper black aluminum wheels, 245/45 R20 all - season performance tires, 10 Beats premium speakers with subwoofer, 552 - Watt amplifier, steering wheel mounted shift control, gloss black fascia appliqué, R / T front end appearance, Rallye badge, rear body color spoiler ($ 1,195); power sunroof ($ 1,195); navigation / rear back - up camera group including Uconnect 8.4 - inch touchscreen AM / FM / SXM / BT / NAV 3D GPS navigation, HD radio, SiriusXM traffic with 5 - year traffic service, SiriusXM travel ling with 5 - year subscription, ParkView rear back - up camera ($ 695); Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (driver's auto - dimming exterior mirrors, power heated memory mirrors with manual fold - away, Nappa leather sport seat with metallic accents, driver and passenger lower LED lamps, front overhead LED lighting, security alarm, illuminated rear cup holders ($ 2,000); Rallye group including 300 hp rating, performance suspension, 20x8 - inch hyper black aluminum wheels, 245/45 R20 all - season performance tires, 10 Beats premium speakers with subwoofer, 552 - Watt amplifier, steering wheel mounted shift control, gloss black fascia appliqué, R / T front end appearance, Rallye badge, rear body color spoiler ($ 1,195); power sunroof ($ 1,195); navigation / rear back - up camera group including Uconnect 8.4 - inch touchscreen AM / FM / SXM / BT / NAV 3D GPS navigation, HD radio, SiriusXM traffic with 5 - year traffic service, SiriusXM travel ling with 5 - year subscription, ParkView rear back - up camera ($ 695); Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (driver and passenger lower LED lamps, front overhead LED lighting, security alarm, illuminated rear cup holders ($ 2,000); Rallye group including 300 hp rating, performance suspension, 20x8 - inch hyper black aluminum wheels, 245/45 R20 all - season performance tires, 10 Beats premium speakers with subwoofer, 552 - Watt amplifier, steering wheel mounted shift control, gloss black fascia appliqué, R / T front end appearance, Rallye badge, rear body color spoiler ($ 1,195); power sunroof ($ 1,195); navigation / rear back - up camera group including Uconnect 8.4 - inch touchscreen AM / FM / SXM / BT / NAV 3D GPS navigation, HD radio, SiriusXM traffic with 5 - year traffic service, SiriusXM travel ling with 5 - year subscription, ParkView rear back - up camera ($ 695); Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (Driver confidence package including auto adjust - in - reverse mirrors, memory for radio, driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint (driver seat and mirrors, power heat memory mirrors with manual fold - away ($ 595); ivory tri-coat pearl exterior paint ($ 500)

A rating system is then used to place a driver in one of three categories: preferred, standard or non-standard.

Non-standard auto insurance is insurance for those drivers whose underwriting experience makes it difficult or impossible to obtain insurance at standard or preferred rates, but who are acceptable risks to certain companies at a higher premium.

After rating vehicle owners, companies will generally place drivers into one of three groups: the preferred market for the motorist with the exceptional driving record; the standard market for the average vehicle owner; and the nonstandard market for individuals who pose the greatest risk.

There are some car insurance companies that require no lapse in coverage to get the more affordable car insurance rates under their preferred or standard driver rating.

For example, if you are an inexperienced driver or the owner of a high performance sports car many companies are unwilling to insure you drivers at standard or preferred rates.

Non-standard auto insurance is a term to classify insurance sold to drivers whose risk factors makes it difficult or impossible to obtain insurance at standard or preferred rates.

Most drivers know a DUI means higher insurance rates, however, many are surprised to see a cancel notice from their preferred carrier after the ticket.

Typically a New Jersey insurance company may rate a driver with no points for three years as a good or preferred risk.

The state laws require every driver to avail of any low rate auto insurance they prefer while they use their vehicles on public roads.

Features such as accident forgiveness and a lock - in rate make the insurance provider one of the most preferred by drivers in the 11 states the company serves.

The good news: You'll probably save more money by comparing car insurance rates than a standard or preferred driver would, because you're starting from a much higher rate to begin with.

insurance offers a variety of payment plans with low costs and affordable payments, along with preferred rates for desired drivers.

The CO Car Insurance Assigned Risk or CO High Risk Automobile Insurance often charges higher rates in your state, and is a last resort for licensed drivers that can not obtain car insurance coverage elsewhere in the Colorado preferred or voluntary automobile insurance marketplace.

Most insurance companies rate a driver with no points for three years as a good or preferred risk.

If you have a preferred policy with State Farm Mutual Insurance Co. and receive a DUI, State Farm will likely move you into State Farm Fire & Casualty, which is its standard - policy company for riskier drivers and higher rates.

If you are a high - risk driver, that means you will be unable to purchase the same policies at the same rates as drivers who fall into the standard and preferred categories.

Between Enterprise and Hertz, 21st Century policyholders have access to over 70 % of the rental car supply and its preferred rates and direct billing - a great convenience for any driver in a bind.

With our unmatched service quality and unbelievable student success rates, most parents prefer our services for all their driver's ed needs.

Being a preferred driver puts you in control because if you do not like your current insurance carrier, it will be easy to shop and find a different insurance carrier with possibly better rates.

Its auto insurance policy is known for accepting high risk drivers and may offer them more affordable rates than they would receive with a standard or preferred auto insurance carrier.

Some companies accept all drivers regardless of lapses, and simply assign them to preferred, standard, or non standard rates based on their records, same as anyone else.

Since their programs and policies are designed primarily for preferred or standard drivers, they can not offer the most competitive rates in most cases for drivers classified as high risk.

Here's how: if you kicked your high risk driver spouse out of the house, and he is no longer driving the car he used to drive, there is no need to pay high risk rates on that car when you are a standard or preferred class driver with your auto insurance company.

The Assigned Risk or High Risk Auto Insurance Policies often charges higher rates in your state, and is a last resort for licensed drivers that can not obtain car insurance coverage elsewhere in the preferred or voluntary auto insurance marketplace.