Sentences with phrase «preferred health classes»

Standard rates classes, up to super preferred health classes, are available.

Preferred — To receive a preferred health class rating you will need to be a low risk, with good to great health, abstain from dangerous hobbies or jobs and have a good driving record, with only some minor traffic violations.

What is preferred health class?

If we assume the preferred health class, the level term option still saves $ 39 monthly over FEGLI.

Select rates (top preferred health class) are assumed without any policy riders.

If you see lower quotes, it's probably because brokers have assumed a preferred health class, see above.

Sample rates for a $ 250,000 policy on a 20 - year term at each company's preferred health class, for a 40 - year old male, non-smoker.

Sample rates for a $ 250,000 policy on a 20 - year term at each company's preferred health class, for a 40, 50 and 60 - year old male, non-smoker.

Preferred — To receive a preferred health class rating you will need to be a low risk, with good to great health, abstain from dangerous hobbies or jobs and have a good driving record, with only some minor traffic violations.

Not exact matches

The program, a monthlong discussion in 9th - grade girls» health classes, is primarily about telling students that a natural, healthful alternative to manufactured baby formulas exists and is becoming the preferred option for American families.

The 38 - year - old just does health in her own way, preferring hikes over classes and meat that her hunting - enthusiast husband has killed himself (like antelope sausage, their breakfast this morning) over a vegan tofu scramble.

Principal Accelerated Underwriting for up to $ 1,000,000 of death benefit coverage is available for healthy applicants that qualify for the top two health rate classes, super preferred and preferred.

Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only.

The amount of insurance in each example is $ 500,000 and the «preferred plus» or best non-smoking health class is assumed.

Standard Plus and Standard rate classes are for applicants with some health conditions and medication use which are going to be more of a concern than the preferred classes.

You can get their best health class if you quit smoking 3 years ago (most of the industry makes you wait 5 years); high blood pressure and cholesterol treated with medications can qualify for the best health classifications; if you're over 50 years old and are diabetic, you can qualify for «Standard» rates; family history of cancer doesn't exclude you from the preferred plus rating either (most companies it does).

The one caveat is that prospective customers must be in good enough health to qualify for a preferred plus rate class.

Essentially, if you have a clean medical history (no history of cancer, heart disease, stroke, diabetes, etc.), a clean motor vehicle record (max 2 tickets in the last 3 years), and any prescriptions you take or have taken are for normal «run of the mill» sicknesses and not for things that pose a health risk, then you have a great shot at a preferred plus or preferred rate class.

At this time, there are no companies offering preferred or better health classes.

Based on the information we acquire about your diverticulitis, health classes range from preferred plus (best rate class) to a decline.

Some people might be in good health warranting a preferred rate class.

What is preferred plus health class?

A preferred plus health class rating is an option for those with a cholesterol ratio of 5.0 or less.

As Terry suggested, all of his medical information on his application and exam paperwork looked «clean» and it appeared he would possibly qualify for the preferred plus health class.

For the level term life insurance, rates are quoted based on a 10 - year guaranteed level term policy with both preferred best and preferred nonsmoker health classes with no policy riders included.

However, the underwriter at the insurance company approved Terry at the preferred (2nd best) health class.

She approved Terry at the best health class (preferred plus) and the result was a savings of $ 24,000 over the 20 year level term period.

They are frequently willing to underwrite certain health classes are more preferred (hence less expensive) rate classes than numerous other competitors.

Upon initial review of his medical history he was very healthy with no significant medical problems and it appeared that he may qualify for the preferred plus (best health class) underwriting category.

In the above example, even with the AICPA premium reimbursement, the monthly cost for the AICPA life insurance program exceeds the 10 - year level term rates at the preferred plus health class by $ 38 per month or 77 %.

As long as you have a clean health history, driving record, and prescription history, you will likely be approved for either preferred plus or preferred rate class!

Health Class — your health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk Health Class — your health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk cClass — your health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk cclass is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk cases.

** All Illustrated rates are based on a 10 - year guaranteed level term policy and include both the preferred best and preferred nonsmoker health class with no policy riders.

For example: for a 30 - year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $ 500,000, 20 - year term life policy, the price difference between the lowest and highest quotes is 60 %.

* Savings Disclosure: Savings are estimated by comparing the difference between the median and lowest price for a 40 - year old male non-smoker in California in the preferred plus health class.

Confirmed on 11/24/2009 based on female age 35, no tobacco usage, no health issues, preferred best health class, 10 year term, $ 500,000 in coverage issued by Genworth Financial.

For $ 280,000 of coverage, let's say that a 40 year old male with a preferred plus health class buys a policy at a premium of $ 4,000.

A 45 year old male, good health / preferred plus rating class, $ 2,000,000 no - lapse guarantee to age 121, permanent policy $ 12,433.59 a year with an A + rated company.

A 40 - year old male, great health, preferred plus rate class, $ 10,000,000 on permanent no - lapse guarantee universal policy to age 105 = $ 4,799.30 month

Many of the insurers we represent apply healthy credits, which can improve health classifications from standard up to a preferred rate class, in some cases.

The rates are based on a female in excellent health, preferred plus health class, non-smoker.

I ran rates at preferred for your wife at 30 year term and she can get it for $ 22 / mo with preferred rates (I didn't run your rates because I don't know your health class).

Click here and see instantly Sample premiums for seniors 75 and over, using the quote engine on this site: Permanent policy — 75 year old female, good health / preferred rating class, $ 25k permanent -LSB-...]

If you don't have other health problems and your GERD is controlled, you will typically receive a preferred or preferred best rate class.

Quoting regular health class does not mean you won't receive preferred health rates.

Permanent policy — 76 year old female, good health / preferred rating class, $ 25k universal no - lapse guarantee to age 121 policy = $ 94.83 month.

Permanent policy — 75 year old female, good health / preferred rating class, $ 25k permanent universal policy = $ 87.83 month.

Primerica Life Insurance Rates 2018 Sample Rates for a 42 year old male for a $ 500k 20 year term policy at the preferred plus health class.

The health class rating determines the premium that you will pay on your policy and ranges from preferred plus all the way to substandard rates.

All quotes are based on a 50 year old female at a preferred plus non-tobacco health class as of February 2015.