Sentences with phrase «preferred health rates»

Quoting regular health class does not mean you won't receive preferred health rates.

He is still eligible for the preferred health rating despite diabetes but at the new age of 55 years of age.

Example: John, 35, buys a $ 500,000 term insurance policy for 20 years at preferred health rating for $ 25 a month.

Cancer Survivors — for certain types of cancer history Principal is willing to offer preferred health ratings.

However, if you are few pounds overweight, an insurance company could take you from a preferred health rating to a standard rating simply because of your weight.

The following are sample rates for life insurance at age 36 applicable to people with a preferred health rating and who don't smoke.

Not exact matches

The May 1, 2011 - April 30, 2015 agreements with police dispatchers, telecommunications operators, and public works and building maintenance employees and upper police management: • * increase required employee contributions to participate in conventional preferred provider organization health plans, • * provide financial incentives to employees to switch to consumer - directed plans or managed - care plans, • * provide village funding of 40 percent of the deductible for high deductible health plans with health savings accounts and • * require employee participation in annual wellness and health risk assessment screenings in order to qualify for best rates.

Principal Accelerated Underwriting for up to $ 1,000,000 of death benefit coverage is available for healthy applicants that qualify for the top two health rate classes, super preferred and preferred.

Preferred — To receive a preferred health class rating you will need to be a low risk, with good to great health, abstain from dangerous hobbies or jobs and have a good driving record, with only some minor traffic violations.

Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only.

However, if your HBP is well - managed, there is no negative family health history, and your lab test history (electrocardiogram or echocardiogram) is normal, you may even qualify for preferred ratings.

The following are sample premium costs for a $ 1,000,000 20 - year term life insurance policy for «preferred plus» rates for males and females who are non-smokers and in good health.

Many companies will offer a preferred rate to you if you are in good health.

Also, if you're in good health, don't expect to receive preferred rates with an alumni policy, either.

Carl is in very good health and would qualify for preferred rates with no problem.

These include applicants who are in good health and who may be able to qualify for a preferred premium rate, to those who have severe health conditions — and who may even be considered as uninsurable by other life insurance companies.

Direct Term Life Insurance Rate Chart For Women * Rates are based on a non-smoking female in preferred health looking for 30 years of coverage

Many companies will offer a preferred rate to you if you are in good health.

Standard life insurance rates can be expected here, but we've seen PREFERRED rates for very mild cases with no other underlying health issues.

Standard Plus and Standard rate classes are for applicants with some health conditions and medication use which are going to be more of a concern than the preferred classes.

You can get their best health class if you quit smoking 3 years ago (most of the industry makes you wait 5 years); high blood pressure and cholesterol treated with medications can qualify for the best health classifications; if you're over 50 years old and are diabetic, you can qualify for «Standard» rates; family history of cancer doesn't exclude you from the preferred plus rating either (most companies it does).

The one caveat is that prospective customers must be in good enough health to qualify for a preferred plus rate class.

Essentially, if you have a clean medical history (no history of cancer, heart disease, stroke, diabetes, etc.), a clean motor vehicle record (max 2 tickets in the last 3 years), and any prescriptions you take or have taken are for normal «run of the mill» sicknesses and not for things that pose a health risk, then you have a great shot at a preferred plus or preferred rate class.

Based on the information we acquire about your diverticulitis, health classes range from preferred plus (best rate class) to a decline.

Some people might be in good health warranting a preferred rate class.

You must be in great health and qualify for their preferred rates.

Assuming you are in excellent health and would otherwise qualify for the preferred best rate category, the level of your overall scuba diving activity will determine your actual life insurance rates.

A preferred plus health class rating is an option for those with a cholesterol ratio of 5.0 or less.

30 Year Term Life Insurance Rate Chart For Women * Rates are based on a non-smoking female in preferred health looking for 30 years of coverage

A life policy may have from 1 to 20 health classifications, everything from preferred best (normally reserved for monks and triathletes) to table 16, which is a 500 % increase in price over «standard» rates.

For the level term life insurance, rates are quoted based on a 10 - year guaranteed level term policy with both preferred best and preferred nonsmoker health classes with no policy riders included.

30 Year Term Life Insurance Rate Chart For Men * Rates are based on a non-smoking male in preferred health looking for 30 years of coverage

Level Term Life Insurance Rate Chart For Women - Tobacco * Rates are based on a smoking female in preferred health looking for 30 years of coverage

They are frequently willing to underwrite certain health classes are more preferred (hence less expensive) rate classes than numerous other competitors.

In the above example, even with the AICPA premium reimbursement, the monthly cost for the AICPA life insurance program exceeds the 10 - year level term rates at the preferred plus health class by $ 38 per month or 77 %.

As long as you have a clean health history, driving record, and prescription history, you will likely be approved for either preferred plus or preferred rate class!

In most cases there are no medical exams and if you are in great health, a preferred health (lower) rate is offered.

30 Year Term Life Insurance Rate Chart For Women - Tobacco * Rates are based on a smoking female in preferred health looking for 30 years of coverage

Health Class — your health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk Health Class — your health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk health class is the category of risk that you fall under based on the underwriting, usually ranging from preferred plus to standard, with table ratings for high risk cases.

If you're over the age of 60 and diagnosed with type 2 diabetes less than 5 years ago and have it under control with medications — you can qualify for preferred rates assuming no other health issues and you can meet all other Preferred critera.

Level Term Life Insurance Rate Chart For Men * Rates are based on a non-smoking male in preferred health looking for 30 years of coverage

** All Illustrated rates are based on a 10 - year guaranteed level term policy and include both the preferred best and preferred nonsmoker health class with no policy riders.

Select rates (top preferred health class) are assumed without any policy riders.

Level Term Life Insurance Rate Chart For Women * Rates are based on a non-smoking female in preferred health looking for 30 years of coverage

That's because your health insurance company has pre-negotiated preferred rates with network providers.

A preferred rating is also associated with optimum health, however certain factors may indicate that you pose a slightly higher risk than someone who would qualify for a select rating.

These ratings are typically determined by underwriting tables that are based on your overall health and health history scores, and fall under categories that may include: super select, preferred, standard select, standard, and so on down the line.

It is important to keep in mind that the average rates released by insurance companies are based on preferred health and non-smoking.

Luckily, most life insurance companies will approve applicants who suffer from sleep apnea, and some of these applicants may even qualify for preferred or preferred plus health classification ratings.

If an applicant proves to be in good health and demonstrates no negative lifestyle issues, such as heavy drinking or smoking, an insurance company will be more likely to rate the applicant in its preferred status and offer more favorable life insurance premiums.