Life Insurance for Cigar Smokers: This article will tell you how you can earn
a preferred nonsmoker rating, even if you enjoy the occasional cigar.
Not exact matches
For the level term life insurance,
rates are quoted based on a 10 - year guaranteed level term policy with both
preferred best and
preferred nonsmoker health classes with no policy riders included.
** All Illustrated
rates are based on a 10 - year guaranteed level term policy and include both the
preferred best and
preferred nonsmoker health class with no policy riders.
For example, the comparable
rate for a 40 - year - old female
nonsmoker would be about $ 600 for a standard risk and $ 300 for a
preferred risk.
* 10 Year Level Term Life Insurance Quotes — premiums for male,
nonsmoker preferred plus
rates valid as of 3/13/2017 are subject to change.
You can also have
preferred rates if you are a
nonsmoker.
The name of each
rating class can vary amongst insurance companies but
preferred plus,
preferred, select,
nonsmoker, and smoker are common classes.
For this life insurance company, «
preferred» risk means the insured is a
nonsmoker and is not
rated.