Sentences with phrase «preferred rate class»

A super preferred rate class is also available to folks with high cholesterol that have a 5.5 HDL ratio as long as the total number is below or equal to 230.

A client can use up to 24 cigars a year and still qualify for preferred rate class as long as the urine sample shows no nicotine.

For instance, for a 50 year - old, non-smoking male who needs a 10 - year term life policy at a $ 250,000 face value, monthly premiums at preferred rate class would be $ 49.07.

A client can receive a super preferred rate class with a reading of 135/90.

For clients age 61 and above a blood pressure reading of 140/95 will still be eligible for the super preferred rate class as long s resting heart rate does not exceed 70.

Get the lowest rates in America, period: Click here and see instantly Sample premiums for a term life insurance: A 45 year old male, $ 5,000,000 10 - year level term policy, preferred plus rating $ 205.32 month - preferred rating class $ 283.62 month with an A + rated company.

All sample Sage term no exam life insurance quotes are based on a male at a non-smoker preferred rate class as of December 2015.

* Rates will vary by health class and location, these are sample rates for a random zip code with person age 66 at preferred rate class.

A 45 year old male, $ 5,000,000 10 - year level term policy, preferred plus rating $ 205.32 month - preferred rating class $ 283.62 month with an A + rated company.

Because it is fully underwritten, super preferred rate classes are available for qualifying applicants.

And since other competitor's no medical exam products only offer a preferred rate class, Principal Life Insurance typically beats the competition for no medical exam policies when it comes to price.

Here is an example of a male age 40 at a preferred rate class.

Tip: Are you wondering why you were quoted a preferred rate class and not a preferred plus?

We use a preferred rate class.

There is a company that will offer a preferred rate class after one year of no tobacco use.

Essentially, if you have a clean medical history (no history of cancer, heart disease, stroke, diabetes, etc.), a clean motor vehicle record (max 2 tickets in the last 3 years), and any prescriptions you take or have taken are for normal «run of the mill» sicknesses and not for things that pose a health risk, then you have a great shot at a preferred plus or preferred rate class.

(8) A family history of cancer does not exclude you from the preferred rate class.

You can now kiss a preferred rate class with a no physical exam life insurance policy goodbye.

There are 10, 15, 20 and 30 - year term periods available, but preferred rate classes are not an option.

Some people might be in good health warranting a preferred rate class.

Two preferred rate classes are available, and the policy automatically provides two riders at no additional premium.

Similar term periods, riders and underwriting classes exist between these two policies, but Term 350 Plus also offers two preferred rate classes.

This option can be useful to a person who acquired the term life policy with a preferred rating class and later is diagnosed with a condition that would make it difficult to qualify for a new term policy.

As long as you have a clean health history, driving record, and prescription history, you will likely be approved for either preferred plus or preferred rate class!

A man born on June, 1st 1965, seeking $ 500,000 in life insurance on a 20 year level term at the preferred rating class.

Voya is well known for issuing life insurance rates in a preferred rate class where some of the other would be placing you in a standard rate class which would result in higher premiums.

Let me show you an example: A 49 Year old male applying for a $ 250k 10 - year term life policy with Protective Life at the preferred rate class will pay $ 34.23 a month.

The reason is, the best no medical exam companies typically only offer a preferred rate class at best.

* Rates as of 12/11/2012 at the preferred rating class.

Also, the applicant can use up to 24 cigars per year to receive a preferred rate class as long as nicotine does not appear in the urine test.

And here is a tip for those looking for instant no medical exam life insurance quotes: you will need to look at a preferred rate class (as opposed to preferred best) to get a true assessment of your options.

Many of the insurers we represent apply healthy credits, which can improve health classifications from standard up to a preferred rate class, in some cases.

The closest competitor in the preferred rate class category?

Total cholesterol and cholesterol ratio are tiered by age and relationshop of total cholesterol to the cholesterol ratio for all preferred rate classes

Click here and see instantly Sample premiums for seniors 75 and over, using the quote engine on this site: Permanent policy — 75 year old female, good health / preferred rating class, $ 25k permanent -LSB-...]

Permanent policy — 76 year old female, good health / preferred rating class, $ 25k universal no - lapse guarantee to age 121 policy = $ 94.83 month.

Sagicor's no physical exam (simplified issue) policy is very competitively priced and often cheaper than many of nations top carriers that require a medical exam at a preferred rating class.

Permanent policy — 75 year old female, good health / preferred rating class, $ 25k permanent universal policy = $ 87.83 month.

Term Policy — 75 year old female, good health / preferred rating class, $ 100k 10 year level term life policy = $ 118.25 month.

This is a rate class that falls in somewhere between a standard plus and preferred rate class for those who qualify.

A 49 Year old male applying for a $ 250k 10 - year term life policy with Protective Life at the preferred rate class will pay $ 34.23 a month.

With virtually every other carrier out there these same clients will qualify for a preferred rate class, at best.

Prudential Life may offer a preferred rate class for clients with HDL levels up to and including 6, even if the client is taking cholesterol medication.

Let's say another company like Genworth was a few dollars more for the preferred rate class but it's the best option for you since according to their guidelines your height and weight qualifies for the preferred rate class.

If you are curious what your price tag would be, simply enter your information and see what a preferred plus or preferred rate class would be for your age and gender.

Let us use Prudential as a sample company for a 30 - year - old male in a preferred rate class with a face amount of $ 250,000 with 15, 20 and 30 year term periods.

And after two years of no smoking, Prudential Life will consider a preferred rate class for the client.

For example, a 20 year term life insurance policy issued in a preferred rate class at age 30 for a face amount of $ 500,00 would be approximately $ 325.00 per year.

If you take a prescription medication, and your acid reflux is well controlled, you may still qualify for the preferred best but many people fall into a preferred rate class.