Sentences with phrase «premium annual fee card»

But to truly maximize your points, you'll need at least one premium annual fee card from Chase's lineup.

However, military credit card holders also have access to a wide range of other premium annual fee cards that offer ample bonuses on groceries, gas and travel, provided they have the credit scores to qualify.

Not exact matches

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.

It does have a few premium perks like the $ 100 travel credit and $ 75 Hotel Collection credits that add value to the card and offset the annual fee when used.

But, if you want to have the 1:1 transfer option and other premium travel benefits, spring for a flexible rewards card with an annual fee, especially since most are waived for the first year.

If you don't want to pay a premium for having a rewards credit card, it's best to look for a credit card without an annual fee and an annual percentage rate that's on the lower end of the spectrum.

This list doesn't include my overall top picks, such as premium cards with higher annual fees.

As we discussed above, you must have at least 1 premium Ultimate Rewards card to convert the cash - back you earn from cards with no annual fee to points that can be transferred to airline and hotel partners.

If you have one of the premium Ultimate Rewards cards (i.e. one with an annual fee), this 5 % cash - back can become 5X Ultimate Rewards points per dollar.

The card's biggest downside is the annual fee, which comes to $ 450, but frequent business travelers should see if the various premium benefits could justify the annual fee.

The card comes with a 10 % annual points premium, $ 300 annual travel credit, and $ 100 hotel credit — all features which more than make up for the annual fee.

The premium perks are also in line with other cards that have a higher effective annual fee.

In contrast to American Express, Chase's Ultimate Rewards (UR) program differentiates between the premium cards and those with no annual fee.

Among premium travel cards, check out Chase Sapphire Reserve ($ 450 annual fee), with an initial bonus of 50,000 points (worth $ 750 in travel bookings through Chase) if you spend $ 4,000 in the first three months, and American Express's Platinum card ($ 550 annual fee), which offers 60,000 points (worth $ 600 in certain travel redemptions) if you spend $ 5,000 in the first three months.

If you think lounge access is worth it, get the premium card but be prepared to absorb a hefty annual fee.

Bottom Line: If you travel frequently and value lounge access you will benefit greatly from having the one of the premium airline branded credit cards that charge a $ 450 annual fee.

That's because the annual fee you pay for any of these premium cards will be less than a one - year lounge membership in either the Delta Sky Club, American Airlines Admiral's Club or the United Club.

The time to think about downgrading a premium credit card is when your annual fee is due and you don't feel that the benefits you're getting from the card are worth it anymore.

With that said, we're not comparing apples to apples here as there are some premium cards on this list with hefty benefits and equally hefty annual fees.

Most of the credit cards that offer more generous cash back rewards programs are premium cards that come with annual fees.

The most obvious difference is the cost of owning the card; the premium card will cost you $ 100 more every year ($ 149 annual fee vs $ 49 annual fee).

For example, there is no annual fee, so you don't have to worry about paying a premium just to carry the card in your wallet.

United / United Mileage Plus Explorer Visa: The $ 95 annual fee for this card falls in between the regular and premium annual fees for the Virgin America cards, but in addition to a free checked bag (which is offered by the Virgin America card), you'll get 2 free one - time United lounge access passes per year and priority boarding.

With no annual fee and 24/7 concierge service, this card delivers a very cost - effective package of benefits even when compared against premium cards at companies like American Express and Chase.

Like most premium credit cards, the Chase Sapphire Reserve ® has a high annual fee of $ 450.

This premium credit card has a hefty annual fee of $ 450 per year.

The Ritz - Carlton Rewards ® Credit Card is a premium credit card, which comes with a hefty annual fee of $ 395 a yCard is a premium credit card, which comes with a hefty annual fee of $ 395 a ycard, which comes with a hefty annual fee of $ 395 a year.

The card comes with a 10 % annual points premium, $ 300 annual travel credit, and $ 100 hotel credit — all features which more than make up for the annual fee.

Most credit cards are not going to offer you free golf or plane tickets because the annual fee is significantly lower than the premium travel cards that do.

Typically, these type of premium travel reward cards have an annual fee of $ 400 - $ 450.

Keep in mind though we're talking premium cards here that give you extra for the annual fee (not one that charges you a fee and doen't give anything back).

Other travel benefits of this premium card include a $ 200 annual airline fee credit, $ 75 hotel credit, fee credit for Global Entry program or TSA PreCheck, complimentary Hilton Honors and Starwood Preferred Guest Gold Status, and complimentary Wifi at more than 1,000,000 hotspots worldwide with Boingo.

It does require adding one of the premium cards like Chase Sapphire Preferred or Chase Ink (which do have annual fees, but huge bonuses).

After reducing or eliminating nonessential spending from your budget — think gym memberships, streaming subscriptions and dining out — your next target may well be your credit cards, particularly premium rewards cards that carry high annual fees.

Current bonus: 25,000 bonus Starpoints after you use your new card to make $ 3,000 in purchases within the first three months Earning rates: 2 points per dollar spent at SPG hotels; 1 point per dollar spent everywhere else Other benefits: No foreign transaction fees; 2 stays and 5 nights toward SPG elite status every year; free in - room premium internet; Boingo Wi - Fi Annual fee: $ 95 (waived for the first year)

The premium Sapphire Reserve card, with its hefty $ 450 annual fee, has a bonus that can go as high as 100,000 points after spending $ 4,000 in three months.

There are a number of travel credit cards that offer premium rewards, such as the Chase Sapphire Reserve Card ($ 450 annual fee), the Southwest Rapid Rewards Premier Card ($ 99 annual fee) and the Starwood Preferred Guest Credit Card from American Express ($ 95 annual fee after the first year).

The Chase Sapphire Reserve ® is essentially a hybrid between a rewards card, with its focus on generous returns, and a premium credit card, with its hefty annual fee and host of travel perks.

The Premier Rewards Gold card from American Express is a premium Membership Rewards card and one of the best travel rewards cards for a seasoned traveler, but it probably won't appeal as much to the general public due to a high annual fee.

The Premier Rewards Gold card comes with a long list of premium benefits that help justify the high annual fee.

With the major fanfare of Chase's Sapphire Reserve and its 100,000 - point sign - up bonus, we think it's the perfect time to find out which premium travel card is really worth paying the high annual fee and adding the most value to your wallet.

Once you start veering into premium card territory, you're going to see more annual fees.

The Harley - Davidson Mastercard is a premium rewards card that does not charge an annual fee.

This is a premium credit card with a ton of perks, including a $ 200 annual airline fee credit, Centurion Lounge access and Delta Sky Club access when flying Delta, Gold status with Starwood and Hilton, 5x points on airfare and more, so those benefits come with a significant, recently increased annual fee of $ 550.

Like many premium cards, the SimplyCash Preferred comes with an annual fee of $ 99, but it doesn't have a minimum income requirement like many similar higher - end cards.

While the rewards can't compare to a premium airline card with an annual fee, the Blue Delta SkyMiles card is your best option for earning airline miles without having to pay an annual fee.

The Sapphire Reserve, on the other hand, is a premium travel rewards card that comes with a lot of perks and a hefty annual fee.

They range from the no - fee Freedom cards to the premium Sapphire Reserve with its $ 450 annual fee.

But the premium bank chequing accounts often come with extra benefits like free money orders, annual fee waivers on premium credit cards, discounts on safe deposit box rentals etc. that Manulife One doesn't currently offer.

Chase Sapphire Reserve is a premium travel credit card with a staggering $ 450 annual fee.