Sentences with phrase «premium by investing in stocks»

Not exact matches

Berkshire, which has grown over the last five decades by investing insurance premiums in stocks and takeovers, has assumed billions of dollars in asbestos risk from insurers including American International Group Inc. and CNA Financial Corp..

It can only be sold by a person licensed in securities because your premium is invested in the stock market.

A good financial plan with returns and life coverage invest the premium as paid by the policyholder in the stock market and gives them returns which are comparatively volatile as they depend on the performance of the stock markets.

Insurers do this by taking insurance premiums from policy holders, pooling them in the general account of the insurance company, and then investing them in a conservative portfolio of stocks, bonds, cash equivalents and treasuries.

When you take into consideration the increased cost of premiums, and the amount that you could earn in returns by investing the difference in the stock market, you will find that, in most cases, the increased cost is not worth it.

By purchasing cheap term life insurance, you can take the difference in premiums and invest in other assets, such as an index fund, stock portfolio, and / or investment property.