Sentences with phrase «premium in interest charges»

Not exact matches

If you're not interested in paying a premium for your charging cable, Amazon has you covered with its no - frills AmazonBasics Apple Certified lightning cable.

for clarification: the previous related to insurer's reluctance to move into a market where the is no competition; to which the respondent suggested that insurers would only be interested in states where they could charge premiums without regulatory control.

(e) The Secretary shall fix and collect premium charges for the insurance of mortgages under this section which shall be payable annually in advance by the mortgagee, either in cash or in debentures of the REHABILITATION Facilities Insurance Fund (established by subsection (h) of this section) issued at par plus accrued interest.

Ody buyers with cash to splash will undoubtedly be interested in the top of the line Elite model, which exclusively offers luxurious goodies like 19 - inch wheels, a heated steering wheel, heated and ventilated front seats, wireless device charging, rain - sensing wipers, additional noise insulation with acoustically laminated rear glass (lesser trims make do with only having the front glass panels laminated), and a 550 - watt 11 - speaker premium audio system so you can experience Disney's latest bangers in sublime, crystal clear quality.

There are no easy answers, but the rearranging how FHA mortgage insurance premiums are charged and collected seems to be the least painful option for consumers interested in financing a new or existing home with an FHA loan or refinance mortgage.

In addition to the interest rate, the APR factors in other finance charges such as, certain loan fees, and mortgage insurance premiums, if applicable, to show the total cost of financing over the scheduled life of the loaIn addition to the interest rate, the APR factors in other finance charges such as, certain loan fees, and mortgage insurance premiums, if applicable, to show the total cost of financing over the scheduled life of the loain other finance charges such as, certain loan fees, and mortgage insurance premiums, if applicable, to show the total cost of financing over the scheduled life of the loan.

However, you can still be limited in your loan options, and you might have to pay an interest rate premium as long as the charge off, and its after - effects, remains on your credit report.

2 The adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

(c) If the debtor fails to provide any required property insurance, the creditor may, but is not required to, purchase insurance insuring its interest only, or with the debtor's written consent, insuring both the creditor's interest and the debtor's interest, and the premium for the property insurance together with interest on the premium at the contract rate or other rate agreed to in writing may be charged by the creditor to the debtor.

The following transactions are excluded from earning points: BPAY transactions, payments to the Australian Taxation Office (effective 2/11/2015) unless made using a Business Awards card, balance transfers, cash advances (including a transaction treated by the Bank as a cash advance, for example, utility bills paid in person at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bank.

It is in every insurance company's interest to charge you as much as they can in premiums, while avoiding paying as many claims as possible.

The insurance company adds up the number of term premiums that will be required on the policy in total, divides by the number of years for which a level premium is guaranteed, discounts for the time value of the money using the interest rates available at the time, and charges the resulting level premiums rather than the actual yearly renewable term rate.

When you review the proposal with your agent, look for the guaranteed interest crediting rate, any premium changes throughout the lifetime of the policy, any fees or other charges that may be a part of the policy, and the illustrated value of the policy at the points in time significant to you.

If the insurance company is unwilling to change the premium they are charging you, and it doesn't sound reasonable to you, then shopping around may find you a better price if there is another insurance company that is more interested in competing for your business.

When people shop around for insurance, they may find different premiums charged for the cost of their insurance with different insurance companies and save a lot of money on insurance premiums, just by finding a company that is more interested in «writing the risk».

For example, on a $ 500,000 life insurance policy if you have paid $ 20,000 in premiums and earned $ 5,000 in interests off investments, the surrender cash value would be $ 25,000 minus the surrender value charge which will vary from company to company.

Your death benefit coverage can be guaranteed, provided that premiums are paid exactly as illustrated.1 The Lapse Protection Benefit allows you to ensure that your policy will be in - force for as long as you'd like, without regard to factors such as policy charges and changes in interest rates that are outside of your control.

Interest incurred on indebtedness has historically been deductible, (although the deduction of «personal» interest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurancInterest incurred on indebtedness has historically been deductible, (although the deduction of «personal» interest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurancinterest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurancinterest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurance, etc..

If any top up premium shall be paid under the policy in which loan is availed of, the top up premium will be first adjusted towards outstanding loan and interest on outstanding loan, if any, and the balance available shall be invested in the fund (s) chosen by the policyholder after deduction of applicable charges.

The bad news, however, is that some policies have such significant loans that it's not affordable or economically feasible for the policyowner to keep the policy going, which may entail paying ongoing premiums, and life insurance loan interest (to keep the policy loan from further compounding to the point it forces the policy to lapse), or even paying additional cost - of - insurance charges to keep enough cash value in the policy to remain in force (in the case of universal life policies).

The interest rate charged in case of loan against insurance policy is based on the premium already paid and the number of premiums that have been paid.

The product is also more transparent than whole life insurance, in that policyholders can see exactly how the various policy elements (premiums, death benefit, mortality charges, interest, and expenses) interact.

I personally would be interested in taking critical illness plan instead of critical illness plan with money back policy that charges higher premiums.

Investors lost interest in ULIP plans as they have been charging high allocation charges and premiums are -LSB-...]

To revive the policy, one has to not only pay the unpaid premium amount but may also have to pay a revival fee, interest charges (not applicable in Ulips), penalty and medical costs, if any.

The net surrender value is the gross cash value shown in the policy minus any identifiable surrender charges, outstanding policy loans, and unpaid interest on policy loans plus any prepaid premiums, dividends accumulated at interest, cash values attributable to paid - up additions, and any additional terminal dividends.

In virtually all cases, however, the monthly payment is greater than 1/12 -LRB-.083333) of the annual premium because of an implicit interest charge.

Investors lost interest in ULIP plans as they have been charging high allocation charges and premiums are invested after deducting them.

When insurers convert annual premiums to monthly or quarterly payments, they typically charge an implicit interest rate on the payments that are deferred until later in the year.

For those interested in an even slimmer option, the Mophie charge force case for Galaxy Note8 features an ultra-thin, battery-less design with a full - grain leather wrap for a soft, premium feel.

In case you're interested, this «wireless» charger will set you back by $ 54, which isn't nearly as ridiculous as Sony charging $ 155 for a memory card that promises to deliver «premium sound.»

Mortgage insurance premiums fit the definition of «interest» in that they are solely charged for the use of the lender's money and vary in amount based on the perceived risk of the loan transaction to the creditor.

336 DOS 97 Matter of DOS v. Reyes - accounting to client; deposits; DOS fails its burden of proof; licensee violates 19 NYCRR 175.1 by depositing rents in the management of client's business into his operating account; licensee fails to fully account for insurance proceeds and pays himself management fees well in excess of amount agreed to; DOS fails to prove licensee wrongfully closed client account, improperly monitored charges assessed in the operation of client's apartment business and failed to pay insurance premiums; broker required to refund excess commissions earned plus interest and to fully account for monies claimed expended for maintenance and repair; broker's license is suspended for 6 months and until such time as proof submitted of refund of excess commissions and accounting