Sentences with phrase «premium on credit history»

Not exact matches

Because you look unreliable, due to the information in your credit history, you could miss out on financing opportunities, and pay a premium on the opportunities you do qualify for.

«In the vast amounts of states, a poor credit history will have a greater impact on your auto insurance premium than a drunk - driving conviction,» said Margot Gilman with Consumer Reports.

As a result, FHA supports neither the provisions in H.R. 1852, which would limit FHA's ability to lower insurance premiums for borrowers with good credit histories, nor those in S. 2338, which would impose a 12 - month moratorium on HUD's proposed modification to the current FHA premium structure.»

The mortgage insurance premium is based on the loan to value ratio, type of loan, amount of coverage required by the lender and your credit history.

Premiums are based on factors specific to the driver, including age, vehicle, driving history, credit score, and even where you'll be doing most of your driving.

Premiums are based on many factors, including the number of claims in your area (high crime areas usually cost more), your own claim history, the value of yourhome, the amount of your deductible, special risk factors (like pools and trampolines), your credit history, and any fire / theft safety measures you've taken or installed.

Therefore, adding your wife to your policy will either increase your premiums or bring them down, depending on her credit history.

To save even more on insurance, Cioppa recommends that drivers shop around, work to become a safe driver, pay your premiums online, improve your credit history, make sure you ask about discounts and choose the highest deductible you can afford so you'll pay lower premiums.

Your actual quotes will differ based on these factors, since these premiums were derived from our sample man, who commutes relatively short distances in his Toyota Camry, and has a good driving history and credit score.

Car insurance premiums are calculated based on your driving history, the type of car that you drive, your credit history and even your marital status.

Any adjustment in premium made pursuant to a change in your credit history will be reflected on your next renewal offer.

But even though your credit history is likely to have more impact on your premium than any other factor — your driving record or the condition of your home — insurers don't advertise their use of credit information.

We all know that factors affecting your car insurance premium rates include your age, your gender, your credit score, your driving history, and the state, city, and zip code in which you live, but it may surprise you to learn that your job, not to mention your membership in certain organizations, can also have an affect on your car insurance premium rates.

Your credit history factors into how much you have to pay on your premiums.

As mentioned above, those who have a solid credit history are rewarded with lower premiums on their insurance policies.

That seems strange at first glance, but research has shown that using credit information to set prices has had a positive effect on claims and so the better your credit score, and the more positive your credit history, the better your premium for car insurance is apt to be.

In many states, homeowners with exceptional credit histories are eligible for reduced rates, but as Washington's laws are very tough on how much influence your credit history can have on your insurance premiums, good credit discounts may be harder to find (it should be noted that the laws concerning the relationship between Washington insurance rates and credit ratings are in place to keep insurance providers from raising the rates of those with poor credit history rather than to keep those with excellent credit histories from getting discounts).

Keeping your credit history and driving record clean will have a large impact on your insurance premiums.

Just like with a bad credit history, a person who has a lot of traffic violations is going to pay a higher premium on their auto insurance than a person with no traffic violations.

Your age, gender, driving record, type of vehicle and even credit history will play a role in determining your premium rate, so do not think skimping on coverage will help you find a cheaper rate.

Many motorists are unaware of the fact that in recent years one's credit score and credit history has become an increasingly important factor in the insurance premiums you will pay on your Ohio car coverage.

Furthermore, a good credit history indicates that premiums will be constantly paid on time.

Credit history plays a significant role and can have a huge impact on your premiums.

For example, if your driving record is impeccable, if you are a student with excellent grades or if your credit history is impressive, you can expect a discount on your auto insurance premium.

If you have a good credit history you could avail a discount on your premium.

Moreover, a good credit history also means that the insurance premiums will always be paid on time, which is good news for the auto insurance providers.