Sentences with phrase «premium than life insurance»

Term life insurance with no medical exams required may charge you a higher premium than life insurance that requires a physical exam.

Not exact matches

As with our other employees, we also paid life insurance premiums for the benefit of our named executive officers (other than Larry and Sergey).

We also pay life insurance premiums for all employees (other than Larry and Sergey).

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

Put down less than 10 %, and you'll pay mortgage insurance premiums for the life of the loan.

ART premiums start out lower than that of level term life insurance, but because they increase significantly, we typically do not recommend ART.

You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.

Similarly, guaranteed acceptance whole life insurance offers the ability to skip detailed health questions and the medical exam, but premiums will be even higher and the death benefit will be limited (typically less than $ 100,000).

Although, if you put down less than 10 %, you have to pay mortgage insurance premiums — a fee that protects the lender if you default — for the life of your loan.

Husbands and fathers enjoy significantly lower health, life, and auto insurance premiums than do their single peers, for a strictly pragmatic reason.

New Yorkers - both individuals and businesses - that purchase health insurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preinsurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preInsurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent premium tax.

Although, if you put down less than 10 %, you have to pay mortgage insurance premiums — a fee that protects the lender if you default — for the life of your loan.

(a) The premium for a whole life insurance policy is generally much higher than that of a term life insurance policy.

Regardless of the company you currently maintain your life insurance policy with, canceling your life insurance will typically require you to do more than stop paying your contract's premiums.

For example, whole life insurance policy premiums tend to be far more costly than the premiums associated with term life insurance policies.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

And you will pay more interest over the life of your loan if you finance your FHA mortgage insurance premium and / or refinance costs than if you pay them in cash.

Put down less than 10 %, and you'll pay mortgage insurance premiums for the life of the loan.

Shopping around can help — some life insurance carriers may offer more competitive rates for people with a certain medical condition than others, so it's always best to compare premiums after plugging in your data.

But, this isn't an apples - to - apples comparison, since whole life insurance is usually significantly more expensive than term life insurance, whereas a return of premium policy is usually only slightly more expensive than a basic term policy (depending on your age and profile).

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

The point being, perhaps qualification of annuity premiums may be even more advantageous (as opposed to non-qualified options) than for other types of unqualified investments such as life insurance or Roth IRAs.

Because of this, premiums on whole life are significantly costlier than what you'll find with term life insurance (discussed below).

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

Though Sagicor's simplified issue term life insurance rates aren't the absolute cheapest, they do offer lower premiums than many of the top insurers.

If you went the life insurance route and you paid for all of your family members» premiums it would add up to more than either of these amounts anyhow.

Not only is it possible that you will need the benefits earlier in life than expected, but the younger you are the lower the premiums for long - term care insurance.

Your insurance premium will be more than motorcycle riders who live and travel in safer neighborhoods.

Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.

Similarly, if you live in Louisiana, the premiums for your separate flood insurance policy would likely be substantially higher than those of a house in Arizona.

Similarly, guaranteed acceptance whole life insurance offers the ability to skip detailed health questions and the medical exam, but premiums will be even higher and the death benefit will be limited (typically less than $ 100,000).

If you fund the contract with more premium than is necessary to keep the policy in force over any seven - year period, the life insurance policy fails the seven - pay test.

With an Indexed Universal Life policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the marLife policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the marlife insurance policies in the market.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

Since the insurer guarantees a lower interest rate and offers a range of premiums, universal life insurance policies are typically less expensive than whole life insurance policies.

Mortgage insurance premiums are now required for a minimum of 11 years on all FHA loans and for the life of the loan on all FHA loans with a down payment of less than 5 percent.

For this reason, monthly premium costs are often much lower than traditional term life or whole life insurance policies.

For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

This return of premium term life insurance policy offers much less protection than the standard term insurance plan.

One of the best benefits of term life insurance is that the premium is almost always significantly less expensive than whole life insurance.

As term to 100 does not have any cash values, premiums are typically less expensive than other permanent products that do have cash surrender values, such as whole life insurance.

If more than one person becomes insured for Critical Illness and Life Insurance on the same line of credit, a 15 % discount will be applied to each of the individual premiums.

In general, term life insurance premiums are lower than permanent life insurance premiums.

Banner's term life insurance policies offer flexible coverage with lower premiums than many competitors.

Term life insurance generally offers lower premiums than permanent life, and is ideal for periods of increased risk and exposure.

Whole life insurance is much more expensive than term life insurance — often 4 times as expensive for the same death benefit — because the premiums are going toward: the accumulating cash value, fees and charges (more on this later), and the death benefit (i.e., the life insurance).

Variable life insurance premiums are much more expensive for the same death benefit coverage than term life insurance, which covers you for a set period of time — usually while you have dependents.

Keystone Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.

ART premiums start out lower than that of level term life insurance, but because they increase significantly, we typically do not recommend ART.