Sentences with phrase «premium value amount»

But, as term Insurance is a part of the various insurance products, all of the products have their different benefits and that can result in a higher premium value amount.

Not exact matches

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.

Remember, too, that long - term care premiums are deductible up to certain amounts, the value of which depends on your age (see chart below).

The annual mortgage insurance premium rate for FHA loans depends on your loan - to - value ratio as well as your total loan amount and repayment plan.

The annual premium is based on your loan amount, the loan - to - value ratio and the term of your mortgage.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

Portion Taxed as Income - This is calculated as the policy's cash value minus the amount you've paid in premiums.

You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.

Even though in this example the December - 2016 futures contract is still $ 1 above the spot price, there is a profit to be had because the cost of storage plus the time value of money amounts to significantly more than the $ 1 / barrel futures premium.

However, if the cash surrender value was greater than the amount paid in premiums, the difference would be taxable as income.

The amount you pay in premiums is deducted from the fair market value, and the difference is considered to be taxable income.

The taxable amount would be the the death benefit minus the value of whatever was paid to you, as well as any amount paid in premiums since they acquired the policy.

The return of the premium (investment amount) if it's greater than the accumulated value of the portfolios.

State laws allow bail bond companies to charge defendants a premium of up to 12 percent of the face value of the bond imposed by a judge, in exchange for a promise to pay the full amount to the court if the defendant doesn't show up for trial.

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

If the cash value is less than the premiums you paid in, the annuity is tax - free until the amount you receive exceeds the amount you paid in.

Some of the fall is protected by intrinsic value (since the option is in the money) and some is protected by the amount of time premium we received when selling the option.

The mortgage insurance premium is based on loan - to - value ratio, type of loan, and amount of coverage required by the lender.

Regardless of the value of a home, most mortgage insurance premiums cost between 0.5 % and as much as 5 % of the original amount of a mortgage loan per year.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of the premium / discount) when the trade is priced.

If the stock drops by the amount of the option's price (which is the sum of intrinsic value + time premium) or less then you will not have lost any money.

The Grow - Up Plan's cash value grows at a guaranteed rate over time so that, after 25 years, it should equal or be greater than the amount you've paid in premiums.

The amount of the annual premium is based on the loan - to - value (LTV) ratio and the term of the mortgage.

The annual premium is based on your loan amount, the loan - to - value ratio and the term of your mortgage.

Borrowers typically add the up - front mortgage insurance premium (UFMIP) to their loan amounts, and then pay an annual premium of approxomately one half percent of their mortgage balance annually until their loan to value ratio reaches 78 percent or less.

The life insurance cash value is the amount of money you have built up through your premium and investment interest for the length of time you have owned the policy.

On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the settlement, cash value of the policy, and the amount that's been paid in premiums.

The total amount of time premium (not including intrinsic value) for current call options is about $ 127 million for weeklys and $ 17 billion for monthlies.

It has always been the sign of «options noobs» to buy cheap out - of - the - money calls that have a large amount of time left, only to see their option values decay as time passes, while the market simply doesn't «shake up» enough to affect premiums to their advantage in any way.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of premium / discount) when the trade is priced.

As opposed to upfront premiums — the mortgage insurance paid when receiving the loan, 1.75 percent of the value — annual premiums vary based on the length of the loan, the amount, and the initial loan - to - value ratio (LTV).

For example, if the lower of the sales price or the appraised value at origination was $ 100,000, when the loan amount reaches $ 78,000, FHA will no longer collect annual mortgage insurance premiums on the loan.

The amount you pay in premiums is deducted from the fair market value, and the difference is considered to be taxable income.

In addition, you can always withdraw from your cash value up the amount of the premiums paid (your basis) without being taxed because those premiums were paid in after - tax dollars.

Even if cash is withdrawn from the policy cash value (verses taking it as a policy loan), this cash withdrawal is NOT considered income, or gain, until the amount exceeds the amount of premiums that have been paid into the policy.

As such, a certain amount of the premium goes toward the cost of insurance while the remainder goes to the cash value.

A policy's cash value is essentially the amount of money you would receive if you surrendered the policy to the insurer, and this amount can be borrowed against or used to pay premiums.

Any amount by which an option premium exceeds the option's intrinsic value can be considered time value.

The taxable amount would be the the death benefit minus the value of whatever was paid to you, as well as any amount paid in premiums since they acquired the policy.

The premium varies according to the length of the loan, the amount borrowed and initial loan - to - value ratio (LTV).

Even if your policy's cash value is zero, your coverage will continue as long as the total amount of premiums paid has met the cumulative minimum required premium test.

Increasing the replacement cost value by that amount will consequently increase the cost of your home insurance premium because of the new maximum claim limit.

Surrendered value we received is only 84 % of single premium which was paid initially + some additional payout, the total amount we received after surrender is only Rs 434000, only 34000 more than Single premium which we paid,

Since a universal life insurance policy's premiums are split between the cost of coverage and the cash value, you can choose how much you pay so long as it falls between the minimum and maximum premium amounts.

Death Benefit: For QLACs with return of premium and / or death benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments received.

The annual mortgage insurance premium rate for FHA loans depends on your loan - to - value ratio as well as your total loan amount and repayment plan.

Interest Sensitive Whole LifeSM is a guaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

A term life policy has lower premiums than a cash value poilcy of the same amount; however, it does not build up cash values that can be used in the future.

For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.

As noted above, and like many mortgage - related things, your mortgage insurance premium is based upon several factors, including your credit score, the amount of your down payment as a percentage of the value of the home (LTV); your choice of mortgage product (fixed rate or adjustable rate — and how frequent the rate adjustment will be); the length of the term of your mortgage (15, 20, 25, 30 years), the amount of the mortgage and of course the level of coverage the investor requires for your kind of loan and borrower profile.