Sentences with phrase «premium variable universal life insurance policy»

I have been working with clients for over a year now trying to help them unravel the mess that a Hartford agent got them into with a single premium variable universal life insurance policy.

With a single premium variable universal life insurance policy, the cash value can accumulate rapidly since such a large amount is placed into it up front.

IncentiveLife Legacy ® III is a flexible premium variable universal life insurance policy designed to provide cash to your beneficiaries upon your death so that they may use it to help preserve their quality of life.

Nationwide Future Corporate VUL is a flexible premium variable universal life insurance policy that is designed for use with business clients to informally fund executive benefit plans for their key employees.

IncentiveLife Legacy ® III, a flexible premium variable universal life insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City, NJ.

Incentive Life Optimizer ® II a flexible premium variable universal life insurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, LLC.

IncentiveLife Legacy ® III is a flexible premium variable universal life insurance policy designed to provide cash to your beneficiaries upon your death so that they may use it to help preserve their quality of life.

There are also single premium variable universal life insurance policies which allow you to purchase coverage and fund the policy's cash value with a single payment.

Not exact matches

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

Cash value life insurance can range from a traditional level premium whole life policy to a single premium whole life policy to a universal life policy to a variable life insurance policy or a variable universal life policy.

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

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Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymeLife (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymelife insurance type that offers similar features to other universal life policies, such as flexible allocation of premium universal life policies, such as flexible allocation of premium paymelife policies, such as flexible allocation of premium payments.

While variable universal life insurance policies typically have minimum and maximum premiums, you're free to pay whatever amount you choose that falls within these limits.

Variable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pVariable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pvariable life insurance, but you can use the cash value to pay premiums.

Whole life insurance policies don't offer the flexible premiums of variable universal life insurance policies.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

For example, universal life and variable universal life insurance policies allow policy owners to adjust premiums and death benefits to suit their financial needs.

A variable universal life insurance policy takes the best (or worst, depending on how you look at it) of the other two policies: you can adjust the premium and death benefit amount while investing the cash value in the policy's sub-accounts.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

A variable universal policy brings many of the benefits of other universal life types, including flexible premiums, and includes an annually renewable term life element to provide permanent life insurance.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

But since the costs of insurance and rate of interest the cash value may earn are both variable, universal life is usually purchased and premiums are determined by «illustrating» these variables to see how the policy will perform.

For instance, for an American, there may be term insurance, permanent insurance, whole life, universal life, long term care insurance, accidental death, critical illness insurance, disability insurance, variable products, graded and modified, guaranteed premiums, living benefits, return of premium, policies for 5,10,20,30, or for life coverage — all very confusing to a potential customer.

Generally, whole life, universal life and variable life insurance policies are considered permanent life insurance policies because they remain in force until you stop paying the premiums or pass away.

Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse.

Variable Universal Life Insurance (VUL) is a permanent type of Life Insurance combining the essential features of Variable Life Insurance and Universal Life Insurance, thus allowing the policyholder to allocate premiums to different investment options, to build up cash value and to determine when and how much you invest in your policy.

For those who want the protection of a life insurance policy and don't mind paying extra for the added benefit of potentially being able to earn cash - value growth on their premium dollars, the dual nature of a variable universal life (VUL) insurance policy may be a good choice.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

In particular, variable universal life insurance is a popular choice for growing families, as premiums and coverage can be adjusted throughout the life of policy.

You can learn more about the differences between variable and universal life insurance (it's essentially the manner in which the cash value grows), but know that universal policies tend to be a little more flexible, as they allow you to adjust your premium and death benefit, within limits.

A permanent life insurance policy — which goes by several names, such as universal life, variable universal life and whole life — stays in force as long as the premium is paid.

For the same premium, it can improve policy performance on universal life or variable life insurance policies.

When you buy a variable universal life insurance policy, you allocate your premium payments to a separate account, which is made up of variable sub-accounts.

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How to choose between term life insurance and whole life insurance, including universal life, variable life, and return - of - premium term life insurance policies.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

* Cheaper Premiums — The premium you pay is usually much cheaper than what you would pay for Whole Life or a Universal / Variable Life insurance policy.

Variable Universal Life Insurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance polUniversal Life Insurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance policiesLife Insurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance polInsurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance polUniversal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance policiesLife Insurance also provides flexible premiums and death benefits like regular universal life insurance polInsurance also provides flexible premiums and death benefits like regular universal life insurance poluniversal life insurance policieslife insurance polinsurance policies do.

When you make a premium payment on a variable universal life insurance policy, a portion of that payment will cover the cost of the policy.

Does an insurance broker receive a salary?That's a dirty little secret the insurance industry does not want you to know, for fear it could kill the sale.If the public knew that general agent gets 120 percent or which I get 85 percent associated with first - year premium, that could be an eye - opener,» admits one life agent, who spoke on condition of anonymity.For example, why don't we say you purchased an entire, universal, variable life or term life policy from Ann and paid $ 1,000 in premiums the initial year.

Variable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pVariable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pvariable life insurance, but you can use the cash value to pay premiums.

A more flexible version of variable survivorship life insurance called «variable universal survivorship life insurance» allows the policyholder to adjust the policy's premiums and death benefit during the policy's life.

While variable universal life insurance policies typically have minimum and maximum premiums, you're free to pay whatever amount you choose that falls within these limits.

As with a regular universal life insurance plan, the policyholder of a variable universal life insurance policy can make adjustments to the premium payments and / or the death benefit as needed in order to meet their ongoing changing needs.

A variable universal life insurance policy does not necessarily require policy owners to always make premium payments.

Survivorship Incentive Life LegacySM is a flexible premium, variable universal life insurance policy that provides protection and the ability to invest in the market through its variable investment optiLife LegacySM is a flexible premium, variable universal life insurance policy that provides protection and the ability to invest in the market through its variable investment optilife insurance policy that provides protection and the ability to invest in the market through its variable investment options.

Survivorship Incentive Life LegacySM is a flexible premium second - to - die variable universal life insurance policy and is issued by AXA Equitable Life Insurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPC, FINLife LegacySM is a flexible premium second - to - die variable universal life insurance policy and is issued by AXA Equitable Life Insurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPC, FINlife insurance policy and is issued by AXA Equitable Life Insurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPCinsurance policy and is issued by AXA Equitable Life Insurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPC, FINLife Insurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPCInsurance Company, New York, NY 10104, and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members SIPC, FINRA).