Bihan can make partial withdrawals, switch between funds and also pay top - up
premiums during the plan tenure.
Reema can make partial withdrawals, switch between funds and also pay top - up
premiums during the plan tenure.
Not exact matches
In case of death of the insured
during the
tenure of the
plan, the basic Sum Assured chosen at the time of buying the
plan is paid subject to a minimum of 105 % of all
premiums paid till the date of death.
Under another benefit called the Funding of Future
Premiums, in case of death of the insured during the tenure of the plan, the company waives off the premiums and pays it towards the plan
Premiums, in case of death of the insured
during the
tenure of the
plan, the company waives off the
premiums and pays it towards the plan
premiums and pays it towards the
plan itself.
In case of death
during the
tenure of the
plan, the Sum Assured on death is payable which will be higher of Sum Assured or 10 times the annualized
premium with a minimum of 105 % of aggregate
premiums paid till demise of the insured
In case of death of the insured
during the
plan tenure, higher of the Sum Assured including top - up Sum Assured or 105 % of all
premiums paid including top - up
premiums paid is paid immediately on death of the insured.
In case of death
during the
tenure of the
plan, the Sum Assured on death is payable which should be higher of Sum Assured or 10 times the annualized
premium with a minimum of 105 % of aggregate
premiums paid till death and vested bonuses
In case of death of the insured
during the
tenure of the
plan, the death benefit payable will be higher of 10 times the annual
premium or 105 % of all
premiums paid till death or the Maturity Sum Assured.
The
plan offers a minimum return guarantee of 101 % of all
premiums paid in addition to any bonus that are declared
during the
tenure of a policy.
There is an inbuilt waiver of
premium rider which is applicable in case the insured suffers permanent and total disability
during the
plan tenure.
In case of death
during the
tenure of the
plan, the Sum Assured on death is payable which is higher of Sum Assured or 10 times of annualized
premium to a minimum value of 105 % of aggregate
premiums paid till death and vested bonuses with accrued Guaranteed Additions
The policyholder may additionally choose the disability benefit option under which, in case of death or disability of the insured
during the
tenure of the
plan, the aggregate of all future
premiums is paid which can be availed immediately in lump sum or can be invested in the fund where it will attract market linked returns.
The rider states that if the parent who is the policyholder and life insured under the
plan dies
during the
tenure of the
plan, all future
premiums payable under the
plan will be waived and paid for by the company.
In case of death of the insured
during the
tenure of the
plan, the Death Benefit is paid which is higher of the Sum Assured or 10 times the annual
premium paid or 105 % of total
premiums paid till the date of death or the maturity Sum Assured
In case of death of the insured
during the
tenure of the
plan, the death benefit will be payable which will be higher of the Sum Assured or 10/7 times the annual
premium paid depending on the age of the policyholder or 105 % of all
premiums paid till the date of death.
In case of death
during the
tenure of the
plan, the Sum Assured on death is payable which will be higher of Sum Assured or 10 times the annualized
premium with a minimum of 105 % of aggregate
premiums paid till death and vested bonuses with accrued Guaranteed Additions
In case of death of the insured
during the
plan tenure, the death benefit is higher of the basic Sum Assured net of partial withdrawals or the Fund Value including loyalty additions or 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
plan tenure, a death benefit which is higher of the minimum Sum Assured or 10 or 7 times the annual
premium paid depending on the age of the policyholder is payable to the nominee subject to a minimum of 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
plan tenure, the death benefit is higher of the basic Sum Assured including top - up Sum Assured or the Fund Value including top - up fund value or 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
plan tenure, the death benefit payable is higher of the basic Sum Assured or the Fund Value subject to a minimum of 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
plan tenure, the death benefit is higher of the basic Sum Assured including top - up Sum Assured net of partial withdrawals or the Fund Value including top - up fund value or 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
tenure of the
plan, higher of the available Sum Assured as on the date of death or 10 times the annual
premium or 105 % of all
premiums paid till death is payable to the nominee
In case of death of the insured
during the
tenure of the
plan, higher of the Guaranteed Sum Assured on death or 10 or 7 times the annual
premium depending on the age of the insured is paid along with the vested bonuses subject to a minimum of 105 % of all
premiums paid till the date of death.
In case of death of the insured
during the
tenure of the
plan, higher of the chosen Sum Assured or 10 times the annual
premium is paid to the nominee subject to a minimum of 105 % of all
premiums paid till the date of death.
In case of death of the insured
during the
tenure of the
plan, a benefit higher of 10 times the annual
premium or base Sum Assured or minimum guaranteed Maturity Sum Assured or 105 % of all
premiums paid till the date of death is payable along with the vested reversionary bonuses.
In case of death of the insured
during the
tenure of the
plan, all future
premiums are waived off and the
plan continues.
On death of the insured
during the
tenure of the
plan, higher of the basic Sum Assured including any top - up Sum Assured or 105 % of all
premiums paid till the date of death is paid immediately to the nominee.
If the chosen Benefit Payment Preference is Save - n - Gain under any of the
plan option, in case of death or critical illness suffered by the insured
during the
tenure of the
plan, the Sum Assured is paid to the beneficiary who is the child, all future
premiums are waived off and 50 % of the
premiums are paid by the company towards the
plan and 50 % to the beneficiary on every
premium due date and the
plan continues.
Fixed
premium — No matter what length you take the
plan for, your
premium will be fixed throughout, and so you don't have to appear for medical tests, etc
during the policy
tenure and have the
premium increased.
In case of death of the insured
during the
tenure of the
plan, the Sum Assured is payable which should be a minimum of 125 % or 110 % of the single
premium paid depending on the age of the policyholder.
In case of death of the insured
during the
tenure of the
plan, the Sum Assured is payable to the nominee subject to a minimum of 105 % of all
premiums paid till the date of death.
The monthly income from these
plans may start
during the
tenure of the policy payment period or after when the
premium payment period ends.
This ensures you benefit from the low
premium during the long
tenure of the term
plan.
I'm a smoker but
planning to quit soon, do I need to apply as smoker and can we change the
plan if we stop smoking later
during the
plan tenure to reduce the
premium?
The first is the accumulation phase or investment phase,
during which you pay regular insurance
premiums & the money accumulates through the
tenure of the
plan.
Secondly, the
plan offers an assured
premium return, which means total
premiums paid
during the
tenure of the policy are paid back to the policyholder.
On death of the insured
during the
tenure of the
plan, higher of the basic Sum Assured including any top - up Sum Assured net of partial withdrawals or 105 % of all
premiums paid till the date of death and the Fund Value including any top - up fund value is paid to the nominee.
Max Life Partner Care rider can be availed under the
plan wherein the aggregate of all future
premiums payable till the end of the term or till the insured attains 60 years of age is payable immediately if the insured dies
during the
tenure of then
plan.
Some insurers offer Waiver of
Premium Rider or self - funding of
premium in case of death of the applicant
during the
tenure of the child
plan.
In case of death of the insured
during the
tenure of the
plan, the death benefit will be payable which will be higher of the Guaranteed Sum Assured or 10times the annual
premium paid or 105 % of all
premiums paid till the date of death.
On death of the insured
during the
tenure of the
plan, higher of the basic Sum Assured including any top - up Sum Assured net of partial withdrawals or 105 % of all
premiums paid till the date of death or the Fund Value including any top - up fund value is paid to the nominee.
In case of death of the insured
during the
tenure of the
plan, the death benefit will be payable which will be higher of the Maturity Sum Assured or 10 times the annual
premium paid or 105 % of all
premiums paid till the date of death.
In case of death of the insured
during the
tenure of the
plan, the Sum Assured is paid to the nominee subject to a minimum of 105 % of all
premiums paid till the date of death.
In case of death of the insured
during the
plan tenure, a benefit higher of 105 % of all
premiums paid including any top - up
premiums paid or aggregate
premiums paid including any top - up
premiums compounded @ 1 % or the available balance in the Individual Pension Account is payable to the nominee
In case of death of the insured
during the
plan tenure, the death benefit is higher of the basic Sum Assured including top - up Sum Assured or the Fund Value or 105 % of all
premiums paid till the date of death
In case of death of the insured
during the
tenure of the
plan, a Guaranteed Death Benefit is paid which is higher of the Sum Assured or 10 times the annual
premium paid subject to a minimum of 105 % of total
premiums paid till the date of death.
In case of death of the insured
during the
tenure of the
plan, the Death Sum Assured which is higher of 10 or 7 times the annual
premium depending on the age of the insured or the basic Sum Assured multiplied by the Guaranteed Maturity Factor is paid to the nominee subject to a minimum amount of 105 % of all
premiums paid till the date of death.
In case of death of the insured
during the
tenure of the
plan, the death benefit payable will be higher of the Sum Assured which is the annual
premium multiplied by the Sum Assured multiple or maturity Sum Assured or 105 % of
premiums paid till death
On death of the insured
during the
tenure of the
plan, higher of the basic Sum Assured including any top - up Sum Assured net of partial withdrawals or the Fund Value including any top - up fund value 105 % of all
premiums paid till the date of death is paid to the nominee.
Child
plans offer the benefit of waiver of
premium, doing away with the
premium obligation if the policyholder parent expires
during policy
tenure.