Sentences with phrase «premiums less dividend»

In general, the amount of dividends insurers pay on a policy increases over time, ever reducing the policyowner's net premium outlay (premiums less dividend payments), sometimes to zero or less after the policy has been in force for a long period of time.

Not exact matches

This added rigidity pays dividends when conditions are less than perfect and helps deliver a premium driving experience.

Almost inevitably, that premium's now evaporated, leaving GRN trading at a discount... so instead, shareholders barely realised an 18 % gain (6.1 % pa, again inc. dividends), less than a third of the underlying NAV return!

The excess over cost basis (the premiums paid, less dividends received in cash) is the taxable portion.

Used to preach, buy term, invest the difference... But a permanent death benefit, cash values, tax free loans, tax free lump sum payment to beneficiary, privacy of beneficiary info, very difficult for others to get at your cash value, ability to fund very high amounts with tax benefits, cheaper while you are younger / healthy, paid up additions, Potential less premium with IUL and index gains potential, or Whole Life and pay more for insurance, but higher dividends...

If the policy is surrendered for its cash value only the excess of the cash value over the amount of premiums you have paid less dividends is taxable.

As long as the received dividend payout is less than your annual premiums, the dividend is not taxable.

In other words, nonannuity distributions during life are first treated as a return of the policyowner's investment in the contract (generally premiums paid less dividends received), and then as taxable interest or gain.