Sentences with phrase «premiums than healthy people»

«If insurers can charge sick people higher premiums than healthy people, they would add a surcharge to premiums that reflects this additional cost,» Spiro says.
A person suffering from diabetes will be charged higher rates of premium than a healthy person.

Not exact matches

The higher costs are partly because the coverage under the ACA is required to be more comprehensive than many existing plans, and because the premiums paid by young, healthy people are helping to subsidize lower costs for older adults.
This new fund, together with the PE and sport premium, breakfast clubs and universal infant free school meals, amounts to more than # 1.3 billion that will be invested into education system between 2018 and 2019 to help young people enjoy healthier lifestyles.
Younger, healthier couples will typically pay lower premiums than older people will for a similar policy.
However, because you do not have to qualify, premiums are typically higher than what a healthy person would pay for the same amount of coverage under a policy that went through medical underwriting.
Milpitas, Calif. — July 1, 2014 — Nulo, an independent pet food company inspiring people to live active, healthy lifestyles with their pets, announced today that the company is hand delivering more than 5,000 pounds of its premium pet food to the Humane Society Silicon Valley.
If your health is at risk because of avoidable unhealthy habits, then your premium will likely be much higher than for people who live more healthy lifestyles.
A healthy person with a good rating is less of a risk to insure, so that person's premiums will be lower than for a person who is considered a higher risk.
However, the older you get, the more expensive your premiums cost — even a healthy person in his or her 50s can expect to pay between three to six times as much per month than in his or her 20s.
Both life and LTD insurance premiums are based on your health, and typically, young people are healthier than older people.
Althouh premium subsidies can't be used on catastrophic plans, a healthy young person who doesn't qualify for premium subsidies might find a catastrophic plan to be a better deal than a bronze plan.
The price you pay (literally) is in higher premiums than individual term insurance since you are also paying for less healthy people in the group.
A person who will test positive for high - risk diseases may possibly have higher premium plans rather than another healthy individual who will not show any signs of medical issues.
A healthy person with a good rating is less of a risk to insure, so that person's premiums will be lower than premiums for a higher risk person.
Preferred rates are offered to especially healthy people at a smaller premium than most.
Younger, healthier couples will typically pay lower premiums than older people will for a similar policy.
If you have diabetes, but show that you otherwise lead a healthy lifestyle, you are going to have lower premiums than a person with diabetes who also is a smoker.
For those who are healthy, the savings can be substantial in the long run as the premium with a medical test for a fit person will always be lower than without, because now he poses a significantly lower risk.
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