Sentences with phrase «premiums than insurance companies»

It is not a good idea to purchase insurance from travel agents, because they are known to charge higher premiums than insurance companies.

Not exact matches

An insurance dividend is the amount of your premium that is paid back to you if your insurance company achieves a lower mortality cost on policyholders than it expected.

If your teen heads to a college that's more than 100 miles away, the insurance company will drop your premiums significantly.

Possible solutions include allowing insurance companies to charge higher premiums in general or to charge older people higher premiums than younger people.

By JEREMY LEGGETT (see Graphic)(see Graphic) Between 1970 and 1992, insurance companies took more than $ 10 billion in premiums for property insurance in Florida.

But within a few years, his monthly insurance premiums increased from $ 180 to more than $ 500, and then, in 2008, his longtime insurance company dropped his coverage after he failed to send in his renewal form.

The company currently writes more than $ 80 million in annual insurance premiums for consumers throughout the U.S.

More often than not, the only difference in these cars is that one owner reported the accident to their insurance company, while the other owner decided to preserve their low premiums and get the car fixed on their own.

Regardless of the company you currently maintain your life insurance policy with, canceling your life insurance will typically require you to do more than stop paying your contract's premiums.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

He expected his premiums to go up, but the 15 % hike his insurance company sprung on him was more than he bargained for.

For the insurance companies that only allow annual payment of the auto insurance premium, you may not have other option than to comply.

Your insurance company can not cancel your policy more than 60 days after it was purchased unless you fail to pay your premium, commit fraud, significantly alter your home so that the carrier deems it is no longer insurable, or if the home is vacant.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.

FHA mortgage insurance costs can be lower than for MI premiums charged by private mortgage insurance companies, depending on your loan amount and the size of your down payment.

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

Because the insurance company pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people.

Houston mobile home insurance companies consider more than a house's value when they determine your premium.

If you are older, it's a good time to shop (for the best premiums): Among insurance companies, the discrepancies in the amount you pay as a premium are much larger for seniors than for younger applicants.

For the non-finance people and beginners out there, how should we go ahead with such plans and know what to invest so that we will not end up worse than what we could have had from insurance companies (the surrender value) if we hadn't signed up for term insurance, ie, signed up whole life, limited premium, ILP policies instead?

Although most life insurance companies will write term life insurance for people who suffer from asthma, in some instances, certain companies will charge a higher premium than others.

If there is a claim the insurance company will likely discover the truth and your family won't get anything more than the premiums you paid.

If you look at the above graph and compare the blue line (the cost of life insurance on a yearly basis) with the white line (permanent insurance, premiums level for life), you'll see that in the early years, the whole life premiums far exceed the actual cost of insurance — the company is taking in premiums far higher than they need.

The problem with using a credit history / score to determine an individual's auto insurance rate is that companies are using socioeconomic factors to establish a premium rather than using a client's actual driving record.

But despite the magnitude of a heart attack, there are insurance companies that will offer term life insurance policies, and often with lower premiums than you might expect.

Later in life whole life premiums, because they typically remain level, will actually be lower than the insurance costs of the company on an annual basis.

From what I understand, this is cheaper for the same reason that paying your entire auto or renter's insurance premium in the beginning of the year is cheaper than paying monthly - because there are no installment charges or finance fees charged by the insurance company.

For more than a decade, about 97 percent of U.S. insurance companies have been using credit - based insurance scores to set auto insurance premiums.

As more young drivers are involved in accidents than older drivers, most insurance companies charge a higher premium for drivers under 25.

Snowmobile Insurance Discounts for Paying in Full or Electronically: Many insurance companies offer discounted rates to customers who pay their annual premium in full rather than through monthly Insurance Discounts for Paying in Full or Electronically: Many insurance companies offer discounted rates to customers who pay their annual premium in full rather than through monthly insurance companies offer discounted rates to customers who pay their annual premium in full rather than through monthly payments.

The premium that an insurance company would have to charge for a policy with no deductible, no limit and an indefinite policy period would be considerably more than the fee we charge.

It is unfortunate, but also true, that just like some online life insurance companies, there are some online health insurance companies that are more interested in getting premiums than delivering high - quality service to their customers.

Most auto insurance companies are going to make you pay more than the average premium.

In seeking the best life insurance premium quotes, it is typically a good idea to work with either an agency or a company that has access to more than just one single life insurance company.

Combine this with the fact that many life insurance companies offer «locked - in» level - premium rates for the life of the policy, and it's easy to see why buying now is cheaper than buying later.

Owners of safe breeds who insure with State Farm and the other companies covering pit bulls, in particular, are paying correspondingly higher premiums, if all other factors are equal, than they would if insuring with one of at least 13 major U.S. insurance groups that do not cover pit bulls.

This notion is supported by the fact that several pet insurance companies charge lower medical premiums for mixed breed dogs than purebreds.

I am actually finding that many reputable pet insurance companies offer comparable coverage at not only a lower price than the outrageous new premium but even to the previous price.

We say cost - effective, because the premium payable for Attorney Fee Insurance typically costs less than a third of the cost of Litigation Finance options, which is why many litigation finance companies themselves often insure their risk capital on a similar basis.

This means that insurance companies must take in more money each month in monthly premiums than they pay out in settled claims.

While the purpose of car insurance is to make sure that accident victims are compensated for their injuries, insurance companies are for - profit enterprises that rely on taking in more money in premiums than they pay out in claims.

Again, it leaves a disabled family member or neighbor dependent upon government sources rather than the insurance companies who accepted premiums to insure the risk.

Insurance companies are in the business of making money, and this means paying out less in claims than the insurance companies receive in Insurance companies are in the business of making money, and this means paying out less in claims than the insurance companies receive in insurance companies receive in premiums.

The premium payment are not only larger than Tennessee term life insurance (the next category we will cover) because of the investment, but the insurance company pays someone to manage that investment for you.

With guaranteed issue life insurance policies, because there is no medical exam or underwriting, insurance companies have no information other than the applicant's age and gender on which to base the premiums.

The investor then takes over all the premium obligations and the original owner is relived of the ongoing financial burden while getting a lump - sum that is a lot more than the insurance company told them it was worth if it was surrendered.

As of year - end 2016, Assurity Life Insurance Company brought in net premiums of more than $ 195.5 million, and the company has a total income of over $ 327.5 mCompany brought in net premiums of more than $ 195.5 million, and the company has a total income of over $ 327.5 mcompany has a total income of over $ 327.5 million.

Some of the life insurance companies will be more smoker friendly than others and this will reflect in their premiums.

There is far more competition in the auto insurance industry than there used to be, and when you take the time to contact various companies, you will quickly sees the difference in the amount of premiums that are quoted.

However, we do know that the death benefit that will be paid to the beneficiaries will be more than than the premiums that we were paid to the insurance company.