Sentences with phrase «present value of life»

The first projects an individual's income through his or her remaining working life expectancy, and then the present value of the life is determined by means of a discount rate.

In 1671 De Witt conceived of a life annuity as a weighted average of annuities certain where the weights were mortality probabilities (that sum to one), thereby producing the present value of a life annuity.

Economic Assessments are quantitative documents prepared by professional economists for the purpose of calculating the present value of life care plans and vocational assessments.

Not exact matches

In retirement, the couple expects to live in an $ 800,000 house they plan to build on a lot with a present estimated value of $ 400,000.

Intrinsic value is a present - value estimate of the cash that can be taken out of a business during its remaining life.

1Timothy 4:8 for while bodily training is of some value, godliness is of value in every way, as it holds promise for the present life and also for the life to come.

The interview format used by the Oliner team had over 450 items and consisted of six main parts: a) characteristics of the family household in which respondents lived in their early years, including relationships among family members; b) parental education, occupation, politics, and religiosity, as well as parental values, attitudes, and disciplinary approaches; c) respondent's childhood and adolescent years - education, religiosity, and friendship patterns, as well as self - described personality characteristics; d) the five - year period just prior to the war — marital status, occupation, work colleagues, politics, religiosity, sense of community, and psychological closeness to various groups of people; if married, similar questions were asked about the spouse; e) the immediate prewar and war years, including employment, attitudes toward Nazis, whether Jews lived in the neighborhood, and awareness of Nazi intentions toward Jews; all were asked to describe their wartime lives and activities, whom they helped, and organizations they belonged to; f) the years after the war, including the present — relations with children and personal and community — helping activities in the last year; this section included forty - two personality items comprising four psychological scales.

Sherburne, in contrast to other Whiteheadians and in agreement with the «existentialists,» denies that the value of life depends upon a God who either provides men with a general confidence about the final worth of life (Ogden) or with a sense of the worthwhileness of the present moment whatever its final outcome (Cobb).

In the name of stability of life and values, our children are presented with role models of adults who (at least on the surface) make every effort to block out the feelings and influence of the child.

The value of ethical goodness, or virtue, is that besides helping to make life in the present good in itself it will tend to make life in the future good in itself.

James» example is nonetheless not without value, as it presents a dignified way of life different from that preached by most present - day conventional people abreast of the zeitgeist, who can not help dismissing both Mauriac and James as relics of an outmoded past.

In this chapter I have attempted to present an understanding of our human existence which is true to the facts, so far as we know them, which makes sense of and gives sense to our experience, and which indicates what is meant when we speak, as we do, of the worth and value in our lives.

If estimating the present value of innate objects is difficult, how much more uncertain it must be to ascribe such a value to an entity imbued with life!

Assessing the present value of any given, innate, physical investment over the course of its projected «life» is at best a tentative and highly uncertain undertaking.

The future may contain more of value than the past or the present, but in any event Whitehead's God lives in terms of adventure.

Instead of reaffirming central American values, mainline programs often presented the fringes of American life and culture, making them seem out of place in the context of general television programming.

In a world where efficiency is viewed as an almost moral value and filtered snapshots of our friends» live play out daily on Instagram, the book a reminder about the importance of being present for the moments that matter the most.

In the present cultural context, they may be the age group most likely to appreciate the relief of leaving the pressures and values of the old life behind.

How much more is the value of living due to the secret, yet ever present, sense of being given, with all our joy and sorrow, to God!

The science of biology presented me with a mechanistic or substance image of reality which provided no clues at all to the meaning of my life and its fundamental experiences of value.

For Hosinski for instance, God is not only the ground of value but also the source of the living reality of the present:

He proposes the following possibilities: (i) So act as to maximize value for yourself in the present; (ii) So act as to maximize value for yourself for the rest of your life; (iii) So act as to maximize value for all people for the indefinite future; or (iv) So act as to maximize value in general.

Wieman seemed puzzled that «Whitehead does not seem to attach any value to this state of awareness, that Whitehead in fact conjectured that this might be the kind of awareness present in lower life forms.

I want to affirm the supposedly shared values or eternal moral norms of my conversation partners while reminding all present that none of us possess a God's - eye view of what life is all about.

The widespread collapse of traditional certainties and value systems has created both the present value chaos and the opportunity to find life - affirming adult values to guide us.

Our present concern, however, is not with this obvious and distressing manifestation of disharmony in social life but with the disharmony itself — that is, the failure on the part of men and women to discern that true community and sound relationships within it can be found only as each of us has his or her place in a wider grouping of humans, where there is vivid contrast because each is valued as being precisely this or that person while the community as a whole has goals or ends (what used to be called «ideals») that are worthy, upbuilding, and enriching.

«Christianity should be taught about and taught about well but not, as at present, to the exclusion of other approaches to life and not in any pretence that it is relevant to the developing beliefs, values and lifestances of most young people, over two - thirds of whom have non-religious worldviews.»

PhD Motivation And The 4 Hour Workweek In this post I will describe how you can boost your PhD motivation by adapting the ideas presented in The 4 - Hour Workweek book by What is The 4 - Hour Workweek Income Has No Value Without Time Most of the people want to make a lot of money to life like rich people, -LSB-...]

She started by asking one group of participants to write short essays explaining why they agreed or disagreed with three statements that most people would disagree with, such as «Learning about the past has no value for those of us living in the present.»

(C) The Secretary shall determine the amount under subparagraph (B)(i) for each product type, in consultation with State and utility efficiency program administrators as well as the Administrator, based on consideration of the present value to the Nation of the energy (and water or other resources or inputs) saved over the useful life of the product.

This opportunity enhances the value of being an abstract presenter, attendee and extends the life of the research presented and its availability to all SNMMI members, including those who were unable to attend the meeting.

This movie has good values and presents an accurate portrayal of life, with only a couple of exceptions.

Indiepix Festival Favorites, Volume 2 Value - priced, three film set of music documentaries: «Icons Among Us: Jazz In the Present Tense,» about the modern jazz scene, with Terence Blanchard, Ravi Coltrane, Robert Glasper, Nicholas Payton, Brian Blade & the Fellowship Band, the Dirty Dozen Brass Band, Donald Harrison Jr., Anat Cohen and Esperanza Spalding; «Echotone,» a lyrical documentary providing a telescopic view into the lives of Austin's vibrant young musicians as they grapple with questions of artistic integrity, commercialism, experimentation, and the future of their beloved city; and «Roaring Abyss,» a stunning audiovisual poem, the product of filmmaker Quino Piñero's two years of field recording traditional and modern music from around every corner of Ethiopia, a country of eighty different nationalities and cultures spread amongst mountains, deserts and forests.

For others, the tantalizing promise of new work from Jia Zhangke (director of the brilliant «Still Life,» arriving with «Tian Zhu Ding») or Asghar Farhadi («A Separation,» presenting his latest, «Le Passe») is the key 51 percent of Cannes» value and allure.

Though nominally a celebration of the life and storied career of children's broadcaster Fred Rogers, anchored in present - day talking - head interviews with collaborators and friends that threaten at times to bludgeon the delicate and achingly sincere archival footage of Rogers's show «Mr. Rogers» Neighborhood», Neville's film has a bit more teeth as a manifesto for how children's educational programming that resists the trends of busyness, noise, and violence can function as a form of public service, instilling values like neighbourly stewardship and mutual respect.

They present, like other groups, a wide array of values, beliefs, dispositions, experiences, backgrounds, and life chances.

As students begin to use functions in the real world, more and more opportunities will present themselves, and the concept and value of functions will truly come to life.

Situations that would normally lead to a lease being classified as a finance lease include the following: the lease transfers ownership of the asset to the lessee by the end of the lease term; the lessee has the option to purchase the asset at a price which is expected to be sufficiently lower than fair value at the date the option becomes exercisable and that, at the inception of the lease, it is reasonably certain that the option will be exercised; the lease term is for the major part of the economic life of the asset, even if title is not transferred; at the inception of the lease, the present value of the minimum lease payments amounts to at least substantially all of the fair value of the leased asset, and; the lease assets are of a specialised nature such that only the lessee can use them without major modifications being made.

Rather, the decision is made on the basis of whether the material presents life in its true proportions, whether the material is of literary value and whether circumstances are dealt with realistically.

a genre I graduated from years ago.I credit her with being one of the better writers in this category and Mrs. Hockaday proves that her skills as a story teller have not diminished.Having said that I also feel that the discriminatory practices of the mid to late 19th century in America dictate the motivations of each character in a relatively predictable way... so while the entertainment value is indisputable the «mystery» is no more than the reality of life at the time... nothing memorable or instructive here for me... simply a reminder that the mores of the past rarely survive the scrutiny of the present without some readjustment.

Kaag ably presents both subjects in a way that keeps readers engaged as he shows the value of developing a personal philosophy that can help individuals find meaning, or at least some guidance, in their lives.»

This presents excellent value when compared to an equivalent amount of whole life, which costs $ 478.80 / month (2).

In retirement, the couple expects to live in an $ 800,000 house they plan to build on a lot with a present estimated value of $ 400,000.

It appears that in all cases, the present value (i.e. total cost over time) of 10 year term is cheaper than either 20 year term or permanent life insurance.

Greenwald, et al., state, «There is general agreement that the value of a company is the sum of the cash flows it will produce for investors over the life of the company, discounted back to the present.»

«MBA analysis shows that if FHA were to adopt a policy which stepped down the [annual] MIP in year 10 of the loan, reducing it to 60 basis points for the balance of the life of the loan, the net present value of cash flow to FHA would remain positive under conservative assumptions,» the April 2 letter says.

It has all of the usual time value of money calculators: Present value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, anPresent value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, anpresent value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, and more.

The power of knowing the right mental and analytical models lose all value if they can not be applied to the real - life examples that present themselves.

With most wrap agreements, once a payment is received or made by the wrapper, the wrapper enters into a countervailing transaction with the pool to pay or receive, respectively, a stream of payments over the life of the bond that was wrapped equal to the present value of the initial payment when the bond was tapped.

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