Sentences with phrase «present value of the account»

At that point, I plan on comparing the present value of the account with the net present value of the proposed annuity payments.

Not exact matches

This tool uses the present value of bond portfolios, adjusted for interest rate and inflation expectations, to show current retirees how much in retirement savings they need today to account for every $ 1 they need in the future, assuming they hold a portfolio made up entirely of investment - grade bonds and longer - term Treasurys.

From a purely accounting point of view, parent company which owns less than one hundred percent, but more than fifty percent of a subsidiary presents the value of the remaining ownership, the minority ownership, on the balance sheet in a separate account.

It then discounts those future dividends back to the present day, to account for the time value of money since a dollar tomorrow is not worth the same amount as a dollar today.

However, under accrual accounting, the present value of all expected future payments as a result of past service provided by veterans has already been recorded in the financial statements and in previous years» budgets.

As a result of this accounting change, TCIL will de-consolidate Quess and TCIL's remaining ownership interest in Quess will be recorded at fair value and presented as an investment in an associate company.

Frankfort also is conscious that he is innovating, and he states the point almost in the terms of my present argument: «Erman... gave... a masterly but patronizing account of weird myth, doctrines, and usages, while the peculiarly religious values which these contained remained hidden from his lucid rationalism....

One of the charge reads: «That you, Obiageli Nwagu trading under the name and style of Pizzaz Enterprises on or about the 2nd day of December, 2013 at Enugu within the jurisdiction of the High Court of Enugu State issued a First City Monument Bank Plc cheque No: 01952241 dated 2ndDecember, 2013, valued at N3, 800,000.00 to Chinwe Uzakah, the said cheque when presented for payment within three months was dishonored on the grounds that insufficient funds were standing to the credit of the account upon which it was drawn and thereby committed an offence contrary to Section 1 (1) of the Dishonored Cheque (Offences) Act, Cap D11, Laws of the Federation 2004 and punishable under Section 1 (1)(b) of the same Act».

«These transactions werenot required to be presented as contracts to the Board of NNPC and, of course, the monetary value of any crude oil eventually lifted by any of the companies goes straight into the federation account and not to the company.

The study included three measures of lifetime earnings: gross lifetime earnings by majors; net lifetime earnings after accounting for demographic and high school performance related factors; and net present value at age 20 after applying a 4 percent discount rate.

An eligible employee may transfer from the Florida Retirement System to his or her accounts under the State Community College Optional Retirement Program a sum representing the present value of his or her service credit accrued under the defined benefit program of the Florida Retirement System for the period between his or her first eligible transfer date from the defined benefit plan to the optional retirement program and the actual date of such transfer as provided in s. 121.051 (2)(c) 7.

Present value is the discounted sum of all the bond's cash flows and accounts for the time value of money: The longer you wait to receive money, the less it's worth to you today.

That means you are borrowing from the company, using your cash value as collateral, and the company is still crediting your account as if the FULL amount of your cash value was still present.

But the latest financials for the company, the first to be presented under liquidation accounting, show a liquidation value of just $ 9.25 per share.

Again, the reason that the (Investment — Foreign Savings) term adds little variation to profits over the business cycle is that variations in gross domestic investment as a share of GDP are tightly and inversely correlated with variations in the current account deficit (a chart is presented in Taking Distortion at Face Value).

The second line of the tables provides information about hypothetical account values and hypothetical expenses based on each Fund's actual expense ratio and an assumed rate of return of 5 % per year before expenses, which are not the Funds» actual returns for the period presented.

Now, there's a lot of talk about fair value accounting standards, and how they are adding to the volatility at present.

* Interest cost used in calculating interest coverage includes only the interest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of provisions.

Duration is a term that defines the average term of a bond, taking into account the present value of all the parts of a bond, as well as all cash flows from interest and principal payments.

Indeed, our now 65 - year - old might count the present value of her Social Security and pension annuities as part of her bond holdings — and take that into account when she decides how to split her financial accounts between stocks and more conservative investments.

It then discounts those future dividends back to the present day, to account for the time value of money since a dollar tomorrow is not worth the same amount as a dollar today.

By the time I was done, projects that I executed accounted for 5 % of Provident Mutual's net present value of profits.

If it turns out that the net present value of the annuity payments are greater than the value of the annuity, I expect to annuitize the account.

That's a standard bit of economic modeling prestidigitation, meant to account for the fact that people value present goods (or harms) more highly than future ones.

However, according to expert witness testimony for Eversource, one of the main project proponents, after taking into account additional costs, including operations and maintenance, depreciation expenses, and return on equity, the ANE pipeline is expected to cost $ 0.5 billion per year for 20 years — about $ 6.6 billion in present value terms.

However, it's hardly endearing to see a trend line presented with no pretense of an effort to generate some r ^ 2, and to propose explanations that may account for its value, or equivalent means to quantify the fit of the hypothesis to the data.

In considering the terms of the statutory will, the judge took into account the relevant provisions of MCA 2005: (i) M's past and present wishes and feelings; (ii) M's beliefs and values that would influence her decision if she had capacity; (iii) the other factors M would consider if she were able to do so; and (iv) M's best interests.

It is important to retain an experienced law firm that has significant expertise with the financial issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real estate issues, cash flow schedules, balance sheet preparation, debt division, business valuation, present value calculations for pensions, the analysis of retirement accounts and various tax issues associated with Divorce.

Yes, but this does not take into account their defined benefit pension plan which will have a present value of a couple million or more when they retire.

We will be able to trace and assess how your spouses» wealth is held and analyse the accounts to check whether they present a true portrayal of the value of the business.

The basic idea behind the executor's accounting is to describe what has happened with each of the assets in the estate and subtract all of the bills and liabilities that were paid out, to arrive at the present value of the estate.

Like net present value method, internal rate of return (IRR) method also takes into account the time value of money.

• Effectively gained several new client accounts by presenting the business value of RealMed.

Health Management Systems (HMS), Irving • TX 11/2010 — Present Senior Business / Operations Analyst — Claims Recovery Handled collections of accounts receivables for four external vendors valued from $ 10 MM — $ 40 MM per vendor.

PROFESSIONAL EXPERIENCE Vice President of Business Development — Donlen Corp., Hoboken, NJ 2009 to Present Aggressively focused on providing value added services for client accounts by reducing fleet operating costs, total cost of ownership, while performing strategic consulting services and sustainability initiatives.

2004 to present: Working as Credit Analyst in Lester International Banks Pvt. Ltd., managing accounts of over 3 billion USD in value, and responsible for adding another 7 million USD worth of clients to the bank's roster.

Human Resource Manager — Duties & Responsibilities Direct human resource operations and support staff ensuring efficient and effective operations Responsible for benefit administration including employee leave, 401 (k)'s, and insurance Oversee payroll, departmental budgets, accounts payable, and accounts receivable Recruit, interview, and hire new employees with input from senior leadership Conduct staff orientation regarding acceptable attire, company brand, policies, and employment law Implement professional development program to enhance team skill sets and employee value Oversee employee recognition program to highlight notable achievements and boost team morale Review employee performance and recommend promotion or disciplinary action as appropriate Resolve disputes between staff members in a fair, professional, and timely manner Ensure company compliance will all applicable employment law and industry best practices Negotiate and confirm contracts with vendors, partners, employees, and clients Create and present financial reports and purchasing proposals to senior management Build and strengthen long term relationships with clients, vendors, and community leaders Direct purchasing and licensing of information technology equipment and software Assist students and families with financial aid application process Provide additional administrative support including data entry, phones, and customer service Utilize proficiencies in English and Spanish to effectively serve clients of varied backgrounds Perform all duties in a positive, professional, and courteous manner

Professional Experience Fox Asset Management (Red Bank, NJ) 6/2006 — Present Client Records / New Accounts Associate • Direct customer account records, new account generation, and customer service initiatives • Train and direct junior account associates ensuring compliance with company protocols • Craft detailed reports for senior leadership regarding client trends, revenue, and other data • Verify and prepare all documentation for monthly openings of 150 - 200 new accounts • Establish accurate hard copy files for 520 individual and 480 Institutional accounts • Verify new account inception values for 520 individual accounts by generating daily APL reports • Add 40 - 50 new individual accounts monthly to security database software system • Ensure timely and accurate updates of 1,200 institutional and 520 individual accounts • Implement new technologies, products, and procedures to improve company operations

A more full mathematical model for estimating the value of a property based on the expected cash flows to be received over the holding period is the Discounted Cash Flow (DCF) model that estimates the present value of all cash flows of the property over its expected holding period taking into account all revenues and expenses, as well as the sales price and costs at the end of the holding period.