Sentences with phrase «present value of your payments»

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

As such, they will calculate the net present value of your payments to get a more realistic current figure.

They are the present value of the payments the bonds will make.

Not exact matches

It can be calculated as the present value of those future rental payments, or simply the market value of the home.

The actual calculation takes the present value of the remaining loan payments and multiplies this number by the difference between the loan's interest rate and the interest rate of comparable U.S. Treasury bonds.

This liability is calculated as the risk adjusted net present value of future cash payments to be made by the Group.

It's defined as the weighted average of the payments an investor will receive over time, discounted to the bond's present value.

However, under accrual accounting, the present value of all expected future payments as a result of past service provided by veterans has already been recorded in the financial statements and in previous years» budgets.

You should also note a bond's duration, which Vanguard explains «represents a period of time, expressed in years, that indicates how long it will take an investor to recover the true price of a bond, considering the present value of its future interest payments and principal repayment.»

Additionally, even if Mejia made $ 100m over the next, say, 15 years (~ $ 6.6 m / year) the present value (at 6 % discount) of the payments BLA would receive would total under $ 6m.

One of the charge reads: «That you, Obiageli Nwagu trading under the name and style of Pizzaz Enterprises on or about the 2nd day of December, 2013 at Enugu within the jurisdiction of the High Court of Enugu State issued a First City Monument Bank Plc cheque No: 01952241 dated 2ndDecember, 2013, valued at N3, 800,000.00 to Chinwe Uzakah, the said cheque when presented for payment within three months was dishonored on the grounds that insufficient funds were standing to the credit of the account upon which it was drawn and thereby committed an offence contrary to Section 1 (1) of the Dishonored Cheque (Offences) Act, Cap D11, Laws of the Federation 2004 and punishable under Section 1 (1)(b) of the same Act».

It should be presumed that such a transfer of risks and rewards occurs if at the inception of the lease the present value of the minimum lease payments including any initial payment, amounts to substantially all (normally 90 per cent or more) of the fair value of the leased asset.

Situations that would normally lead to a lease being classified as a finance lease include the following: the lease transfers ownership of the asset to the lessee by the end of the lease term; the lessee has the option to purchase the asset at a price which is expected to be sufficiently lower than fair value at the date the option becomes exercisable and that, at the inception of the lease, it is reasonably certain that the option will be exercised; the lease term is for the major part of the economic life of the asset, even if title is not transferred; at the inception of the lease, the present value of the minimum lease payments amounts to at least substantially all of the fair value of the leased asset, and; the lease assets are of a specialised nature such that only the lessee can use them without major modifications being made.

Conversely, when a teacher retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value (or present value) that can be readily determined using standard actuarial methods.

Pension wealth is the present discounted value of the stream of pension payments she can receive, discounted for survival probabilities.

A pension system's «normal payment» refers to the amount of money that has to be paid into a fully funded system each year to fund the present value of additional pension benefits earned by active employees in that year.

The present value of the bond will fluctuate widely with changes in prevailing interest rates since there are no regular interest payments to stabilize the value.

In other words, the current value of a bond is the present value of its interest payments plus its eventual principal repayment.

Because yield to maturity is the interest rate an investor would earn by reinvesting every coupon payment from the bond at a constant interest rate until the bond's maturity date, the present value of all the future cash flows equals the bond's market price.

We don't know if the sale process will be successful or if NTII will receive any payment, but it does present the possibility of additional value to stockholders of NTII.

Total cost is discounted to present value, which is the value of a payment, or series of payments, in today's dollars.

If the source of funds is a DB plan, the plan's actuaries will calculate the commuted value of the plan — that is, the amount that is equivalent to the present value of the pension payments you could have elected to wait and receive in the future.

The theoretical fair value of a bond is calculated by discounting the present value of its coupon payments by an appropriate discount rate.

Bond valuation, in effect, is calculating the present value of a bond's expected future coupon payments.

Bond valuation includes calculating the present value of the bond's future interest payments, also known as its cash flow, and the bond's value upon maturity, also known as its face value or par value.

The amount of the offer must be equal to the present net value of your assets plus the present value of the total sum the IRS could collect under a monthly payment plan.

If you have a 30 year amortized loan then you are not saving only the interest by paying off your loan you are saving the Net Present Value of the actual payments which include principal portion.

The market price of a bond is the present value of all expected future interest and principal payments of the bond discounted at the bond's yield to maturity, or rate of return.

IndusInd Bank presents «Platinum Plus Debit card», designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.

I'm a first year student in grad school, getting my MBA and have an undergrad degree in biotech... I currently have around $ 50,000 in student debt and I have forecasted a total net present value of my debt to be around $ 75,000 when I finish... I also was foolish enough to take out an $ 10,000 loan to get a motorcycle because apparently my «debt» counts as «good credit» and since i've been dying to get a bike, they allowed me too... so now I pay off my motorcycle interest payments with student loans... interesting huh?

The growth in the value of your home presents an opportunity to tap into that equity to consolidate your credit card and other debt into one, lower, monthly payment.

The dividend discount model is a method of valuing a company's stock price based on the theory that its stock is worth the sum of all of its future dividend payments discounted back to their present value.

You can translate all of your mortgage payments to «present value» using this technique: in effect, you owe 100,000 $ today, and all of your future mortgage payments can be treated as time - deferred payments against that debt.

B.) the difference between the balance of the principal owing at the time of prepayment, and the present value of all monthly loan payments to the date of maturity together with the present value of the principal outstanding at the date of maturity.

«Among DB plan participants who were given a choice between a lump sum or an annuity, fewer than half (45 %) said that, at the time they made their decision, they recall being presented with information comparing the total amount of the lump sum versus the total value of the annuity payments,» MetLife's analysis continues.

The stock price today can therefore be just thought of as a sum of all the present values of all future payments, because the sum of the present values of future company earnings is the most you should be willing to pay for a stock.

Over two - thirds (69.30 percent) of respondents would prefer an equally valued student loan payment this holiday season instead of a traditional holiday present, which was the preferred option for 30.70 percent of borrowers in repayment.

(A present value is a single number that expresses a flow of current and future payments in terms of an equivalent lump sum paid today; the present value of future cash flows depends on the discount rate that is used to translate them into current dollars.)

In the case of a student loan, the cost of the future payments should be discounted to present value.

The relationship between a stock's current price and the present value of all future dividend payments.

However, it really seems to me that even if we accept the transaction value as indicative of the value of the royalty stream remaining with Enzon in 2007, we would have to adjust for both the present value of that valuation today as well as all royalty payments that have subsequently been received.

So if you want to find the monthly payment of a loan, enter the face value of the loan as a positive in the present value field.

Calculate a present value for a stream of payments (i.e., Social Security, pension & etc.), add this to your retirement portfolio and then calculate the equity allocation you are comfortable with.

It's not entirely clear what you're asking... If you're talking about an Excel Formula for getting both of those, then: = PV (Rate, NPER, PMT, Future Value) = PMT (Rate, NPER, Present Value, Future Value) For the lump sum investment, you would put the final value you need in as «present value», and the Payment wouldValue) = PMT (Rate, NPER, Present Value, Future Value) For the lump sum investment, you would put the final value you need in as «present value», and the Payment wouPresent Value, Future Value) For the lump sum investment, you would put the final value you need in as «present value», and the Payment wouldValue, Future Value) For the lump sum investment, you would put the final value you need in as «present value», and the Payment wouldValue) For the lump sum investment, you would put the final value you need in as «present value», and the Payment wouldvalue you need in as «present value», and the Payment woupresent value», and the Payment wouldvalue», and the Payment would = 0.

It has all of the usual time value of money calculators: Present value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, anPresent value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, anpresent value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, and more.

This information is used (together with other actuarial assumptions) to calculate the present value of a stream of expected future benefit payments for purposes of determining the minimum funding requirements for the plan.

Callable at any time at the greater of 100.00 or the present value of the remaining scheduled payments of principal and interest.

The present value of any deferred tax payments may be immaterial if they are not expected to be paid for years / decades, and, thus, are usually overvalued in our opinion.

When there is an increase in interest rates, the present value of future dividend payments decreases, and thus, the price of a preferred share would be expected to fall.

Even with a bigger down payment, this loan type presents a high risk to the lender and requires the lender to have specialized knowledge of classic cars and their value.