Not exact matches
If you have a
pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed -
rate mortgage loan.
«But their retail profits have been
pretty strong, and they widened spreads quite
well when they put up line - of -
credit rates [in 2008 - 09] That was a big boost to profits right there.»
In addition, unless your financial position and
credit rating are extremely bad or extremely
good (making your mortgage prospects
pretty obvious), home loan approval may seem like a crap - shoot.
Using this as your method of consolidating your
credit cards is a
better option financially as the interest
rates attached to consolidation
credit cards is usually
pretty high.
Pretty obvious how much benefit there is to having the lower interest
rate you can get if you have a
better credit score.
If you have a
pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed -
rate mortgage loan.
In general, having a
credit score above 760 will allow you to get the
best rate on your mortgage, although any score over 700 is
pretty decent.
If you've got great
credit and you're
pretty good with managing your
credit cards, one way to pay less on interest is to consider moving your debt over to Lending Club to take advantage of lower
rates.
Estimating the interest
rate is
pretty easy — if you have
good credit and your bank is not about to go under, just use your current
rate.
My
credit rating is really
pretty good now, and life is
better, less stress.»
We locked in at 5.5 %, which is
pretty good for my (lack of)
credit history, even compared to today's low
rates.
Your
credit score is a
pretty meaningful number, and can determine whether you get the
best interest
rates when you finance a car or a home, or get turned away entirely.
With a generous sign - up bonus, a high general rewards
rate of 1.5 points per dollar and
good travel perks — including no foreign transaction fees — the Bank of America Travel Rewards
Credit Card is a
pretty sweet deal for a travel card with no annual fee.
The food options for the $ 100
credit are
pretty good and I think the
rate of $ 149 was an excellent value for the stay.
The APR range
pretty is broad and if you don't have the
best credit score, you may end up with a higher
rate.