Sentences with phrase «pretty good credit ratings»

Not exact matches

If you have a pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed - rate mortgage loan.

«But their retail profits have been pretty strong, and they widened spreads quite well when they put up line - of - credit rates [in 2008 - 09] That was a big boost to profits right there.»

In addition, unless your financial position and credit rating are extremely bad or extremely good (making your mortgage prospects pretty obvious), home loan approval may seem like a crap - shoot.

Using this as your method of consolidating your credit cards is a better option financially as the interest rates attached to consolidation credit cards is usually pretty high.

Pretty obvious how much benefit there is to having the lower interest rate you can get if you have a better credit score.

If you have a pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed - rate mortgage loan.

In general, having a credit score above 760 will allow you to get the best rate on your mortgage, although any score over 700 is pretty decent.

If you've got great credit and you're pretty good with managing your credit cards, one way to pay less on interest is to consider moving your debt over to Lending Club to take advantage of lower rates.

Estimating the interest rate is pretty easy — if you have good credit and your bank is not about to go under, just use your current rate.

My credit rating is really pretty good now, and life is better, less stress.»

We locked in at 5.5 %, which is pretty good for my (lack of) credit history, even compared to today's low rates.

Your credit score is a pretty meaningful number, and can determine whether you get the best interest rates when you finance a car or a home, or get turned away entirely.

With a generous sign - up bonus, a high general rewards rate of 1.5 points per dollar and good travel perks — including no foreign transaction fees — the Bank of America Travel Rewards Credit Card is a pretty sweet deal for a travel card with no annual fee.

The food options for the $ 100 credit are pretty good and I think the rate of $ 149 was an excellent value for the stay.

The APR range pretty is broad and if you don't have the best credit score, you may end up with a higher rate.