Sentences with phrase «pretty good credit score»

Everyone knows that you need a pretty good credit score to be able to buy a house.

If you have a pretty good credit score, you might qualify for a larger loan than your budget can actually handle.

But you have to have a pretty good credit score to get the zero - interest card.

Of course, in today's economy you need a pretty good credit score to get approved for a home loan in the first place.

You do need a pretty good credit score to get approved for a Barclaycard credit card, so make sure you have all that sorted out before hand.

If youve got a pretty good credit score, you probably have other.

Not exact matches

My income is pretty good and my credit score is 747.

No matter when you're ready to buy a home, your credit score will be a major factor in the lender's decision to approve you for a mortgage.The mortgage process can seem pretty daunting, but the better it is understood, the smoother your home buying experience will be.

As long as you're paying your bills on time, not maxing out your credit cards, and using the budget you've mapped out, getting — and keeping a good credit score should be pretty easy.

He's never needed a credit score in his life and he's better off financially than pretty much everyone, and he's only 31.

You can be pretty confident that your combined credit utilization, where a lower overall percentage leads to a higher score, will continue to benefit from the addition of those six new credit limits well into the future, as you have added to the credit limit portion of the balance / limit equation while keeping balances low.

After sending my report to Tracy Becker & the NSA team, they informed me that my credit score was pretty good (over 700), and if I wanted to increase it I only had to make a couple of minor adjustments / payments to credit card balances I had open.

It can be pretty convenient when such services offer you access to your credit score and report as well as to automated alerts on credit changes (to all 3 credit reports from major credit bureaus).

Pretty obvious how much benefit there is to having the lower interest rate you can get if you have a better credit score.

When your credit score is still pretty undamaged, you may qualify for a better balance transfer offers.

Since you had a pretty good FICO score prior to filing for bankruptcy, you likely understand how to establish credit.

In general, having a credit score above 760 will allow you to get the best rate on your mortgage, although any score over 700 is pretty decent.

If you've got a 715 credit score, you're doing pretty well and it's by no means a bad credit score.

On the other hand, with more money coming in and a good credit score, it is usually pretty simple to acquire a mortgage loan.

With an exceptional credit score, you can pretty much get the best loans available.

If your FICO score is above 800, you're probably already pretty savvy about how best to handle credit and maintain a handle on your general finances.

«But the credit reporting agencies do a pretty good job with data accuracy considering the ridiculous volume of information that they manage, so I wouldn't not consider it [updating credit reporting and scoring] because of that,» said Ulzheimer, who is a Fair Credit Reporting Act consucredit reporting agencies do a pretty good job with data accuracy considering the ridiculous volume of information that they manage, so I wouldn't not consider it [updating credit reporting and scoring] because of that,» said Ulzheimer, who is a Fair Credit Reporting Act consucredit reporting and scoring] because of that,» said Ulzheimer, who is a Fair Credit Reporting Act consuCredit Reporting Act consultant.

I made my final payment about 6 months ago and my credit score has not been damaged in any way by using a credit counseling service and in fact it's pretty good!

As of April my credit score was pretty good, 730 or so according to my credit union.

Merrick just offered $ 750 which I consider pretty good for my credit score.

My credit score is pretty good already (all three are at or above 740) and can really only improve with time.

Now my credit score is pretty good, and I really don't use them anymore.

Your credit score might look pretty good but that doesn't mean you're not in a mess.

When I got my first credit card and began building a credit history and credit score, I was pretty diligent about maintaining a good score.

It appears that your TransUnion credit score is pretty good right now, though the one from Equifax is a touch low to qualify for the very best credit cards on the market today.

We both know that his credit score is pretty weak (especially in this day and age, a 670 may have been considered good a year or so ago — but these days the chances of getting anything unsecured with a bankruptcy and a FICO under 700 is pretty slim).

So, even if my credit score and my credit report looks pretty good today, we're about to drive off a cliff.

This isn't a true «credit score,» but will give you a pretty good idea of how you'd fare.

Well, I have been illuminated here because it seems pretty clear that the reason the credit bureaus are not giving that credit score is they're considering it intellectual property about how they're figuring out that score.

It's always good to see another card issuer make free FICO scores available, this is pretty much just a standard benefit that all credit cards offer at this stage.

Fair or not, this seems to be the reality, and is a pretty good incentive to maintain your credit score.

It can be pretty accurate though, so if you answer the questions honestly, you can get a good idea of what your actual credit score is.

Your credit score is a pretty meaningful number, and can determine whether you get the best interest rates when you finance a car or a home, or get turned away entirely.

It's expensive to use multiple credit scores and for something like an auto loan and they must feel like, for the risk, that one score works pretty well in their modeling whereas with mortgages the amount is so large that they really want to look at all three scores from all three bureaus and get a really good composite.

This makes it pretty easy to see why you need to have a good credit score before obtaining a mortgage.

If you faithfully pay your credit card bills and have a low credit - utilization ratio, your FICO score is likely pretty good.

This card has helped me establish a pretty decent credit score as well.

The APR range pretty is broad and if you don't have the best credit score, you may end up with a higher rate.

This worked pretty well until September 2007, when FICO accounced they would no longer factor authorized users into the FICO credit score calculation.

Credit score is pretty good... between 670 and 690 but my debt to income ratio is high.

«If you can put 20 % down and you have a 720 credit score or better, you know you're pretty much going to qualify for everybody's program,» Thomas says.